FYI - Chase Freedom 10% Back

[RockinZ28]

Hmm, think I'm going to buy a $850 gift card to be sure I keep my points. Bought a monitor, but returning it due to defects.

Also got the Chase Sapphire Preferred card a couple days ago so I can transfer my UR points freely, and the 50k point bonus. Probably have to buy at least a couple grand in Visa gift cards or something to meet that $4k in 3 months.

Love free money though.

 

[s0me0nesmind1]

You guys are nuts with your spending to justify $1500 in gift cards. As much as you save 10%, I would earn more savings just by keeping that in my savings.

I spend a good amount on Amazon, but not anywhere near that much. Believe me, it's the first place I check when I want a standard product (DVD, home goods, etc...), but it's never going to replace my grocery shopping and such. Then again, in general I just don't find the need to spend that much money in life.

 

[Svnla]

You guys are nuts with your spending to justify $1500 in gift cards. As much as you save 10%, I would earn more savings just by keeping that in my savings.

I spend a good amount on Amazon, but not anywhere near that much. Believe me, it's the first place I check when I want a standard product (DVD, home goods, etc...), but it's never going to replace my grocery shopping and such. Then again, in general I just don't find the need to spend that much money in life.

What bank (FDIC insured) will give you 10% interest for your savings?

 

[Cal166]

Amazon is giving a $5 credit for reloading your gift balance with $100. Not sure if it applies but I did it anyways.

Some restrictions to the $5 credit:

"Thank you for reloading your Amazon.com Gift Card Balance. Now we're treating you to a $5 promotional code. The code is automatically applied to your account and good for eligible products sold by Amazon.com."

 

[s0me0nesmind1]

What bank (FDIC insured) will give you 10% interest for your savings?

Bank of Nigeria, you should give them a try. I'll have my buddy email you. :thumbsup:

I didn't exactly mean literally, I was just indicating that it would take me forever to spend that much

 

[Capt Caveman]

You guys are nuts with your spending to justify $1500 in gift cards. As much as you save 10%, I would earn more savings just by keeping that in my savings.

I spend a good amount on Amazon, but not anywhere near that much. Believe me, it's the first place I check when I want a standard product (DVD, home goods, etc...), but it's never going to replace my grocery shopping and such. Then again, in general I just don't find the need to spend that much money in life.

Not at all. You don't spend a good amount on Amazon if you think $1500 is a lot. During the 10% promo period, I've already spent $900(Xmas gifts, humidifier, running shoes, etc).

 

[AznAnarchy99]

Just a heads up, if you max out the $1500 for 10%, you are still eligible for another $1500 at 5%.

Hm I'm right at $1260 right now. I wonder if I should get another $240 gift card to max it out.

 

[CraKaJaX]

Just a heads up, if you max out the $1500 for 10%, you are still eligible for another $1500 at 5%.

Hm I'm right at $1260 right now. I wonder if I should get another $240 gift card to max it out.

After all my Christmas shopping (90% which was done on Amazon) and random shit I needed off Amazon, I only needed another ~$400 to max it. Just bought the gift card to max it - Do it!

 

[CPA]

Just a heads up, if you max out the $1500 for 10%, you are still eligible for another $1500 at 5%.

Hm I'm right at $1260 right now. I wonder if I should get another $240 gift card to max it out.

Yep, I ended up spending around $2500, and I got just shy of $200 of cash back. Applied it to my balance.

 

[RockinZ28]

Just a heads up, if you max out the $1500 for 10%, you are still eligible for another $1500 at 5%.

Hm I'm right at $1260 right now. I wonder if I should get another $240 gift card to max it out.

Nice, didn't know that. Must be pretty close or over already, think I spent $2,700 just Nov/Dec.

Been using my Discover last couple days for another 5% on $1500 .

 

[AznAnarchy99]

Nice, didn't know that. Must be pretty close or over already, think I spent $2,700 just Nov/Dec.

Been using my Discover last couple days for another 5% on $1500 .

Nice. I didn't think I was gonna get close but I ended up buying a TV lol.

10% got me excited but I have 5% back all year long with my grandfathered Citi Forward Card and my Amazon Store Card.

 

[RockinZ28]

Nice. I didn't think I was gonna get close but I ended up buying a TV lol.

10% got me excited but I have 5% back all year long with my grandfathered Citi Forward Card and my Amazon Store Card.

Damn that's a good deal to have 5% year round. Is there a limit?

Have the Amazon Chase card, but that's only 3% year round.

 

[AznAnarchy99]

Damn that's a good deal to have 5% year round. Is there a limit?

Have the Amazon Chase card, but that's only 3% year round.

No cap on the Citi. Not sure about the Amazon Store Card.

 

[Muse]

49 minutes to go...

Can I buy a gift card, gift it to myself essentially (i.e. email it to myself???) and get the 10% rewards?

Edit: I got close to maxed out at around $1450 with an $850 gift card sent to myself at about 11:48PM PST. I wasn't sure just exactly what my total was, I got an approximate value and lowballed it. I guess that works...

So I guess now all my Amazon purchases will be using that gift card until I use up the $850 credit, essentially.

 

[edro]

Yeah, I did the email gift card to myself.
I simply redeemed it with my same account.
Points have already posted to my Chase account and Amazon account has the funds showing in my gift card section.

 

[Aikouka]

Hm, I don't think Chase ever gave me 10% back. I went to the site and did the thing earlier in the month, but when I look at my Rewards activity page, an $8.85 purchase only gave me 44.25 points (i.e. 5%).

 

[Muse]

Hm, I don't think Chase ever gave me 10% back. I went to the site and did the thing earlier in the month, but when I look at my Rewards activity page, an $8.85 purchase only gave me 44.25 points (i.e. 5%).

I think I saw the points on my recent snail mail statement.

 

[Muse]

Yeah, I did the email gift card to myself.
I simply redeemed it with my same account.
Points have already posted to my Chase account and Amazon account has the funds showing in my gift card section.

Since I only had around 20 minutes to midnight (happy new year!) I just went ahead and gave it a try. Worst come to worst I get no rewards on $850 gift card, not the end of the world. I haven't even checked but assume I got the card and the rewards...

 

[AznAnarchy99]

Since I only had around 20 minutes to midnight (happy new year!) I just went ahead and gave it a try. Worst come to worst I get no rewards on $850 gift card, not the end of the world. I haven't even checked but assume I got the card and the rewards...

I just added money to my amazon account. I got the cash back on it all.

 

[CraKaJaX]

I just added money to my amazon account. I got the cash back on it all.

How are you seeing this? I usually glance at my points/$ on my statement, but that isn't until around the 12th every month. I'm confused how people are already putting points towards their balance (or whatever they want...)?

Edit: NM. I'm assuming in the 'Rewards Home' page... which I've never visited. Apparently I have a shit ton of money in points... :hmm: However, it tells me what will be posted to my account on the next statement. All the 10% stuff is in there and not yet available.

 

[ElFenix]

bought ~$200 worth of stuff on NYE and the 'transaction date' is a string of dates here in early january. 3, 4, 5, whatever. nearly $20 in cashback lost

 

[Muse]

I didn't "redeem" my gift card until 1/4 or so but bought it about 11:48PM NYE, I believe I'll get credit for it, but not until my next statement.

I was on the phone with Chase last night because I get mostly a blank screen when I go to www.chase.com in my Firefox browser. Comes up in IE, but I rarely use IE. The cat couldn't sort it out, I may call them again today and try to get a tech savvy person. I have Ublock Origin installed but white listed Chase to no avail.

I have two Chase Freedom cards and whenever I get an email telling me to activate I can never tell which card gets activated. I generally call them to make sure it's both. Last night I asked the CSR to combine the points from both cards and credit the balance of one of the cards, which he did.

 

[RearAdmiral]

bought ~$200 worth of stuff on NYE and the 'transaction date' is a string of dates here in early january. 3, 4, 5, whatever. nearly $20 in cashback lost

I bought a 460 dollar amazon card on NYE to use up my remaining balance and I'm in the same boat. I send them a message so we shall see.

 

[Kelvrick]

Why didn't you guys just buy $1,500 worth of amazon gift cards to max out your 10% when the promotion started if you already know you spend a lot on amazon?

 

[Muse]

Why didn't you guys just buy $1,500 worth of amazon gift cards to max out your 10% when the promotion started if you already know you spend a lot on amazon?

This is the right question.

In my case, the answer is that

1. I didn't think of it
2. I didn't know if that would work, i.e. that I'd get that 10% discount on the card purchase. However, after seeing posts about gift cards I decided to (nearly) max out a few minutes short of 2016.

Actually, I won't know for sure if it worked until I see my next statement from Chase.

Edit: I just went and looked at my account at Chase and the transaction date for my gift card purchase ($850) is 1/1/16, post date 1/3/16, so looks like I won't get the 10% credit! Damn. Amazon's site said that it would register within 5 minutes except in exceptional circumstances, something to that effect, so I went ahead and confirmed the purchase based on that info at ~11:48PM 12/31/15. Looks like I got burned there. I'm apt to not even have the 3% discount I would have gotten if I'd used my Amazon CC.

I guess I could call Chase and ask them why the transaction is dated 1/1/16 when I executed the purchase on 12/31/15. Or maybe call Amazon and ask them about all this and maybe get a refund if the transaction date can't be changed somehow (seems doubtful it could be changed). Argh.