Leros
Lifer
- Jul 11, 2004
- 21,867
- 7
- 81
I've written two checks in 6 years. One was for big order from newegg because I was a minor and my debit card I had a $500 limit. The second was for a years worth of rent since. I would've had to pay an extra $50 to use a card.
On a positive note, using checks encourages you to keep track of your spending. I see a lot of people spending enormous amounts of money and not realizing it because they never see their balance.
On a positive note, using checks encourages you to keep track of your spending. I see a lot of people spending enormous amounts of money and not realizing it because they never see their balance.
And usually the check has to be run though the machine multiple times becuase it can't read the MICR numbers. At worse the employee has to call it in.... Home depot luckily has those tubes that they can send checks though....
Originally posted by: homercles337
Originally posted by: Minjin
Originally posted by: homercles337
Jebus christ, what city/town do you live in where you fear getting robbed every minute of everyday?Was there a visa commercial about this or something?
Edit: you all fail at logic.
If the logic is such a "fail", why don't you disprove it?
Simple question: How many times have you been robbed today? In the last week? In the last month? In your life?
Me: Never. I have lived in Reno, SF, Berkeley, LA, Austin, West Philly, and Boston. And i have traveled extensively all over the US.
Heres a statistic to help you out, the ratio of robberies to population in the US in 2006 is 0.0015. I hope that number quells your fears of being robbed every second. Car theft is about 2.7 times more likely to happen than robbery. Better go check on your car now! Only rape and murder are less likely to happen than robbery.
Redo those statistics to count only cities like Baltimore, MD (where I live at), NY, Chicago, DC. Cities where if you see one person walking down the street the statistic is your very unlikely to see that person again in your life. Not everyone lives in a little perfect country suberbia where the population is so low you see maybe one person a month for a year.
The ignorance in the US is why we are not very advanced as other counteries (i.e. Japan). I did a 20 pg paper and presentation on RFID technlogies. There are levels of encryption and various white papers being done on the product. For one thing RFID tags have various levels of encryption. Second you must hold the RFID tag at a consierble distance. Third RFID tags have been comming out that have ACK buttons on them so that once you wave it in front of the machine you must push a little button on the Tag itself to confirm you want to transmit the data requested. So it's not like I can be in a van parked in the supermarket and your walking out from the store and some way I can scan your RFID tag 20 feet away though a metal box van that acts like a Faraday cage. (that is if you know what a faraday cage is??)
There are a lot of people that keep 100 or so in their pockets on a daily basis that is like 5.00 a year. Yeah it isn't much but that is like lunch. And yes you couple that with CC that allow cash back or some sort of rebate it adds up. Don't try to be difficult, if someone offered you $5.00 with no strings attached would you take it...... If you were picking car insurance and one company was 5.00 cheaper then the other and both offered the same services. Let me guess you would take the 5.00 more expensive one right??????
isgust;
WhoBeDaPlaya
Diamond Member
- Sep 15, 2000
- 7,415
- 404
- 126
zinfamous
No Lifer
- Jul 12, 2006
- 111,864
- 31,359
- 146
people using their CC also do this. I always swipe and enter my info as soon as the cashier starts scanning. No slower if you were to do this when writing a check. granted, I rarely see people take either initiative, so it's rather moot.
All I know is that this ridiculous thread has inspired me to start paying with cheques from now on. Hell, I need to find some use for them
WhoBeDaPlaya
Diamond Member
- Sep 15, 2000
- 7,415
- 404
- 126
I know perfectly well what a faraday cage is. There are even wallets marketed that act as a faraday cage.. So what is to stop them from inconspicuously placing the RFID sensor outside the vehicle? No faraday effect then!
Levels of encryption? HD DVDs were supposed to have great levels of encryption. However working hacks for them have been around for close to a year now.
Considerable distance? Just means it might take a little longer to capture a card. As closely as parking spaces are jammed into supermarket lots at some point someone will walk close enough to read their data.
ACK button? This one is more difficult to get around. However just how much pressure is required to activate this button? Could the pressure on your wallet from a tight pair of jeans be sufficient? Possible. And how many cards have this? From the Visa commercials it looks like none.
WhoBeDaPlaya
Diamond Member
- Sep 15, 2000
- 7,415
- 404
- 126
WhoBeDaPlaya
Diamond Member
- Sep 15, 2000
- 7,415
- 404
- 126
You have for forgive some folks. After all, there are lots of EEs who still consider RF to be black magic
(look up Smith's original chart, you'll love the heading )I am realizing the same thing too. I now know a lot of people that will not change how they do things, for no reason but to not change things.
I don;t know what to think about that.
Originally posted by: WhoBeDaPlaya
I've never really understood this rationale
That's because when you get a checkbook it comes with a 2 cent little recorder book and if you pay a little more you can get carbon copies for each check you write. You can buy nicer recorder books for general transactions and the carbon copy checks are more less thrown in a box with other things and never refered to again.
The whole idea is that people are so concerned the bank will make a mistake and all they have to do is show their little carbon copy checks and recorder books and how responsabile they are????
Originally posted by: WhoBeDaPlaya
And because they're financially irresponsible. They should treat it like a debit card
People who have bad credit generally have other problems that go along with it. Generally there are other correlations that belong to the person with bad credit. So it's not only the financial issues but psychological issues......
Linux23
Lifer
- Apr 9, 2000
- 11,374
- 741
- 126
Jeez, this topic has been brought up some many times and this seems to be a huge issue. It seems we have one camp that would rather not have people waste their time and would rather spend the extra 2 minutes at home with their families or doing other things more productive than paying for people's stupidity.
The other camp seems to want to be as difficult as possible and seem to delight in other people's misery.
There seems to be something wrong with this picture.
The other camp seems to want to be as difficult as possible and seem to delight in other people's misery.
There seems to be something wrong with this picture.
I'd have to say i agree with him on this. I also will purposefully go slow when some asshat is becoming irate that the line doesnt move fast enough. And strangely enough we're related...
Check writing is not slow. It's the check writers.
- Not filling out the info before they get to the register.
- Borrowing the pen from the cashier (if you carry a checkbook, carry a pen!).
- Filling out the checkbook register before filling out the check.
- Taking forever to dig out their ID (or filling out their register while the clerk is waiting for their ID)
It's not that it's taking that much more time (1 minute or so) but it's basically saying that the check writer's time is more important that everyone else's.
FYI... I use cash/debit card for everything and I hate store check writers.
- Not filling out the info before they get to the register.
- Borrowing the pen from the cashier (if you carry a checkbook, carry a pen!).
- Filling out the checkbook register before filling out the check.
- Taking forever to dig out their ID (or filling out their register while the clerk is waiting for their ID)
It's not that it's taking that much more time (1 minute or so) but it's basically saying that the check writer's time is more important that everyone else's.
FYI... I use cash/debit card for everything and I hate store check writers.
The only time I have written a check in a store we recently my ATM card died. It could not be read, so a check was my only way that time.
Anubis
No Lifer
DrPizza
Administrator Elite Member Goat Whisperer
This is about the 10th time this topic has been posted. Years ago, I hooked a bunch of people with a parody thread which basically pointed out:
foolish person in line behind me impatiently waiting for me to write a check for my $250 grocery purchase. If that fool had planned a little more wisely, rather than having to run out to the grocery store at the last minute for 3 items, he could have avoided:
3 minutes getting a parking spot and walking into the store
5 minutes in the store locating items
the minutes he's waiting in line, which I'm helping to increase.
3 minutes to get back out to his car and get out of the parking lot.
AND, that assumes that he was driving by the store anyway and wasn't a special trip.
foolish person in line behind me impatiently waiting for me to write a check for my $250 grocery purchase. If that fool had planned a little more wisely, rather than having to run out to the grocery store at the last minute for 3 items, he could have avoided:
3 minutes getting a parking spot and walking into the store
5 minutes in the store locating items
the minutes he's waiting in line, which I'm helping to increase.
3 minutes to get back out to his car and get out of the parking lot.
AND, that assumes that he was driving by the store anyway and wasn't a special trip.
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