Why in the hell do people still use personal check at checkout lines?

[BoomerD]

This same thread (or a variant of it) comes up 3-4 times per year here...

I write checks whenever I dammed well feel like it...if it delays you from your imporant life...that's too bad...

Ok, my wife rarely gives me checks to write...so I use the dammed debit card most of the time, but still...whiny fucking people...are you in too much of a hurry to wait? Go to the store in the middle of the night when there are less people there.

 

[TruePaige]

I only write a check twice a month. Car and Insurance.

 

[Skunkwourk]

Originally posted by: DrPizza
This is about the 10th time this topic has been posted. Years ago, I hooked a bunch of people with a parody thread which basically pointed out:

foolish person in line behind me impatiently waiting for me to write a check for my $250 grocery purchase. If that fool had planned a little more wisely, rather than having to run out to the grocery store at the last minute for 3 items, he could have avoided:
3 minutes getting a parking spot and walking into the store
5 minutes in the store locating items
the minutes he's waiting in line, which I'm helping to increase.
3 minutes to get back out to his car and get out of the parking lot.


AND, that assumes that he was driving by the store anyway and wasn't a special trip.

Next thing you know, people will start bitching about people wasting time at BestBuy buying cds instead of buying music off itunes. "Blah blah blah I had to wait in line for someone to buy a CD when they could just get it online and download it at home instead. Why the hell should I have to wait more when they can get a music faster online instead of wasting my time in the checkout line".

 

[KK]

Originally posted by: BoomerD
This same thread (or a variant of it) comes up 3-4 times per year here...

I write checks whenever I dammed well feel like it...if it delays you from your imporant life...that's too bad...

Ok, my wife rarely gives me checks to write...so I use the dammed debit card most of the time, but still...whiny fucking people...are you in too much of a hurry to wait? Go to the store in the middle of the night when there are less people there.

you, of all people, should be bitchin. look how days you got left.

 

[0roo0roo]

when i worked retail i noticed it was the older women..retired with all the time in the world that would hold up lines slowly counting change or writing freakin checks.
annoying as hell.

 

[GuitarDaddy]

Just to piss of the people behind me in line, I have $1500 cash 3 debit/credit cards in my pocket but I'm gonna write a check for this loaf of bread:evil:

 

[HombrePequeno]

I don't really care that much to be honest. But really why waste your time and mine? It doesn't save you anything at all by writing a check.

Merchants take on a transaction fee for debit/credit cards because they are that much more efficient. When you're writing a check, the company can't push through as many people in their store meaning they're less efficient and you're also wasting the time of everyone in line. I can understand if you're not so into change or you're worried about the security of plastic. I don't, however, understand people that do it just because they want to or just to be an asshole. Yes, we can wait in line the extra 30 seconds but if you have no reason for making everyone wait, what is the point?

 

[ranmaniac]

It won't be too long before atot members with a rf id chip implant will be bitching about those who are still using debit cards to pay for items.

 

[PrinceofWands]

Mostly because people can write checks first, then go deposit money in the bank after. Can't do that with a debit card. At least that's what I see quite often.

 

[sandorski]

It's because of the improper spelling of "Cheque" and poor Education/Gullibility of the Consumer. People get confused due to those 2 factors when they enter the "Checkout". "Check"/"out", see?

 

[Kelemvor]

I LOVE places that don't allow checks. Debit cards are free at every bank I've ever used. it comes right form the checking account. But no paper, no writing, no wasting time in line. I think checks should just be phased out.

 

[Auric]

Don't shop when there are lines. Solved.

It's interesting that the majority of those whinging about the additional time required to use a check advocate a card instead yet that generally takes just as much longer than cash than it saves over checks.

Likewise, the card zealots like to pretend that check users are hobos or such as. Meanwhile, the cash users could snub the card users for either actually needing a loan or just for collecting the cash-back like some poor coupon clipper.

Personally, I eschew checks but if used correctly (i.e. pre-fill including DL &c.) the time required for the transaction would be very close to that with a card and neither much more than with cash. It really all comes down to the shopper and the clerk and not so much the method. Indubitably, a pair of dolts handling cash can easily take longer than their more shrewd counterparts with a check.

 

[TruePaige]

Originally posted by: sandorski
It's because of the improper spelling of "Cheque" and poor Education/Gullibility of the Consumer. People get confused due to those 2 factors when they enter the "Checkout". "Check"/"out", see?

Hmm it's like.."Check" out my "Cheque" at the "Checkout"??

 

[rezinn]

This old lady in the grocery store friday used a check to pay for about 15 items in the express lane (maximum items 15). It took literally 3 minutes for her to write the check and tear it off. Then she paid for two more things with a 5 dollar bill.

I wasn't really upset but what the hell.

 

[Tylanner]

checks = idiots/grandparents

 

[sandorski]

Originally posted by: TruePaige

Originally posted by: sandorski
It's because of the improper spelling of "Cheque" and poor Education/Gullibility of the Consumer. People get confused due to those 2 factors when they enter the "Checkout". "Check"/"out", see?

Hmm it's like.."Check" out my "Cheque" at the "Checkout"??

No, "Check"(piece of paper used a method of Payment) + "out". Think about it.

 

[Fenixgoon]

plastic only FTW. i don't see the point of using checks these days, except when you want to make a check to a person. otherwise, paying with plastic is far simpler and faster.

move out of my way, i'm paying with plastic!

 

[Imdmn04]

Use the self-checkout line, I don't think I have ever seen a person writing a check using the machine, although I think it is possible (I've seen the "use check" option on the machine).

People that uses the self-checkout machine are of totally different demographics than people that writes check only.

 

[homercles337]

Originally posted by: steppinthrax
Redo those statistics to count only cities like Baltimore, MD (where I live at), NY, Chicago, DC. Cities where if you see one person walking down the street the statistic is your (sic) very unlikely to see that person again in your life. Not everyone lives in a little perfect country suberbia (sic) where the population is so low you see maybe one person a month for a year.

Answer the question(s). Here, since i snipped them:

How many times have you been robbed today? In the last week? In the last month? In your life?

Wait, can you please repost this in english? I think you are saying that you live in a high crime area? As such, you are in fear of being robbed every minute of every day. So many "strangers" oh my! More so, you are in fear of loosing $20 cash if you do happen to be robbed, as unlikely as it is? This implies that you live on a *VERY* tight budget where loosing $20 means being evicted? I have lived in many high crime areas throughout the US, and your "perceptions" are completely, totally unfounded. There, does that make you feel safer? The stats didnt do it for you?

 

[BoomerD]

Originally posted by: KK

Originally posted by: BoomerD
This same thread (or a variant of it) comes up 3-4 times per year here...

I write checks whenever I dammed well feel like it...if it delays you from your imporant life...that's too bad...

Ok, my wife rarely gives me checks to write...so I use the dammed debit card most of the time, but still...whiny fucking people...are you in too much of a hurry to wait? Go to the store in the middle of the night when there are less people there.

you, of all people, should be bitchin. look how days you got left.

yep, and they're mine to piss away as I see fit...and irritating people by writing checks sounds like fun...LOL!

 

[HannibalX]

Originally posted by: Anubis
i use them because i know it pisses people like you off

honestly thats why i do it, i also dream about the day that i do it and there happens to be a AT member behind me who then comes and posts about it,

that would make my day



get over yourself, the wait aint gonna kill you

hahah

/thread

 

[HannibalX]

Originally posted by: NFS4
Using checks during the holiday season should be banned!!! The lines are long enough as it is, we don't need grandma with her checkbook and slow writing hand making it even worse.

I think it's just an act of common courtesy. You can just hear the collective sigh from the people in line with someone pulls out a check. And most of them don't even have the common courtesy to have it filled out while waiting in line before they have to pay (i.e., name, store, sign the check, etc), so they do it when the cashier tells them the total.

It's like those fools that drive the speed limit in the fast lane. Sure, you're legally allowed to drive the speed limit, but move your ass over to the right lane instead of impeding people that like to go 5 or 10 over.

For me personally, 99% of my transactions are done electronically. Everything from my power/heating/water/cable bills to my car payment. I use my debit card for all of my purchases including my gas/food. I rarely even carry cash anymore b/c it is rarely even needed. I only use cash to pay for my hair cut and that's only once a month.

The only time I use a check is to pay my rent every month, and that's mailed off to California.

Banned? Save it.

When you own the store you can make up your own rules for meathod of payment.

If you think retailers are going to turn down people's money because they choose to pay with a check you are smoking crack.

 

[Regs]

Originally posted by: steppinthrax
It amuses me when I go into the gorcery store and you know those self checkout lines. I see the old people there having a hard time with them. They need all kinds of assistance from the cashiers. It gets to a point where you can honestly say it's not even worth it because the cashier is spending more time trying to teach the person why to scan a piece of gum rather then doing it herself.

I looked at them the first time and went..offf f it. Ill just wait in the long line until I saw someone else do it and like a good dog I learned.

 

[Whisper]

Originally posted by: slsmnaz

Originally posted by: steppinthrax

Originally posted by: homercles337

Originally posted by: steppinthrax
I like those visa card commercials that show everybody in line using visa or some sort of credit card. All of a sudden you see some bitch come up with a check and it pisses even the cashier off LOL.....

It's about time someone made that....

No, that is an idiotic commercial. Why do so many people use credit cards to pay for *everything*? $1.50 for drink at 7-11? Visa. $2.25 at the coffee shop? Visa. This is just idiotic. I *hate* these people! :| have you ever heard of an ATM? Its the machine that dispenses CASH.

I never carry cash with me. The most I've ever carried is 100 dollars. You get robbed that cash is gone. You get robbed with a checkbook or visa card theres a chance (pretty high with cc) that the person who robbed you willl get notthing.

now getting robbed is the reason to pay with a CC? Maybe Visa will make a commercial with that :laugh:

When you pay with cash, you end up with change. Change can often times fall out of your pocket, or for some other reason end up hardly being used, meaning you've wasted money. Credit cards are a good way of not having to deal with a pocket full of nickels and dimes.

 

[HannibalX]

Originally posted by: Whisper

Originally posted by: slsmnaz

Originally posted by: steppinthrax

Originally posted by: homercles337

Originally posted by: steppinthrax
I like those visa card commercials that show everybody in line using visa or some sort of credit card. All of a sudden you see some bitch come up with a check and it pisses even the cashier off LOL.....

It's about time someone made that....

No, that is an idiotic commercial. Why do so many people use credit cards to pay for *everything*? $1.50 for drink at 7-11? Visa. $2.25 at the coffee shop? Visa. This is just idiotic. I *hate* these people! :| have you ever heard of an ATM? Its the machine that dispenses CASH.

I never carry cash with me. The most I've ever carried is 100 dollars. You get robbed that cash is gone. You get robbed with a checkbook or visa card theres a chance (pretty high with cc) that the person who robbed you willl get notthing.

now getting robbed is the reason to pay with a CC? Maybe Visa will make a commercial with that :laugh:

When you pay with cash, you end up with change. Change can often times fall out of your pocket, or for some other reason end up hardly being used, meaning you've wasted money. Credit cards are a good way of not having to deal with a pocket full of nickels and dimes.

That logic makes no sense. If you have a sale of $20 and get 2 bucks change you can keep it by paying cash, or you can give it to your CC company as interest. I prefer to keep my money.

Your logic only applies if you are using a check card.

If you money has so little value to you that you might let it fall out of your pocket then just give it to me instead, I will keep a better eye on it and not let it get away.