So its NECESSARY to live a routine life?!!

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pinion9

Banned
May 5, 2005
1,201
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Originally posted by: PoloShirt
Originally posted by: pinion9
Do you have a 9 figure house?

I am very succesfull by most standards. I am not rich, but very well off.

Cookie cutter house? Try a custom 5300 sq. ft. on 3 acres with bamboo floors, theater, gourmet kitchen, and much more.

Yes, there is more to life than those things. Please tell me what else there is that I missed stating.

I'm going to attempt to live that sort of life. I will probably fail. But atleast I will have tried.

And your house? Composite roof, right? Brick front? Cheap hollow doors? You impress no one. If 5,300 sqft was as big of a house as I would ever live in, I would feel like a failure.

I live in a condo however, a upscale, albiet small one (1,500 sqft). I'm not even close to bragging or pretending I'm some bigshot.

I'm just defending anyone who ever tried to do something different with their life other than the "same old."

How old are you?

No, it is not a composite roof. It is 4 different rooflines with architectural shingles.

Brick front? No, it is all vinyl sided.

Cheap hollow doors? Nope, all interior doors save a few are solid core. Some are even etched glass.

Wow, you sure showed me. :roll:

And I am 25. Who says this is the biggest house I'll ever have?

You are telling me you live in a 1500 sqft condo and are trying to bring me down? I don't think so.

You are pretending to be a bigshot stating you would feel like a failure living in a 5000 sqft home. Ever watch cribs? Many of thos homes are smaller than that. My point was that "routine" can bring a lot of pleasure.

You show your immaturity. I would guess you are no older than 15 and it is your parents condo.
 

pinion9

Banned
May 5, 2005
1,201
0
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Originally posted by: PoloShirt
Originally posted by: pinion9
Hmmm...Bill Gates was an ordinary software developer.

The founders of Google were ordinary students with a PhD idea.

Donald Trump didn't inherit his money.

Please, tell me what YOU do that is so great. :moon::roll:

Bill Gates primary job was NEVER a software developer. He was an owner and CEO. That's where you make the money.

Same with Google guys and Trump.

Yes, yes he was. He developed an operating system early on and sold it.

Google guys developed the Google search paradigm.

Trump built his empire from the ground up.
 

b0mbrman

Lifer
Jun 1, 2001
29,470
1
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Originally posted by: PoloShirt
Originally posted by: bennylong
No? How does $13 millions sound? If you start right after college, making $65k at your boring job, assuming you never get another raise(unlikely), and max out your 401k and IRA, at $19,000, you would end up with
your investment will be worth $12,955,087 assuming 10% return.

$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million

You didn't factor in inflation. Over a 40 year period like that, your money will only have a "real value" of about 1/4th. So that $13m will be $3.25m. That makes you just another face in the crowd.

$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million

;)
 

skyking

Lifer
Nov 21, 2001
22,704
5,824
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OP, It is not necessary nor imaginative to live the "routine life".
On the practical side, do finish your BS, in any major. It won't matter much which one, but get one under your belt while it is in striking range.:)
Keep doing what makes you happy, and don't worry about success as defined by others.
 

jagec

Lifer
Apr 30, 2004
24,442
6
81
Originally posted by: Coldkilla
Im not saying everyone is like this, I'm just saying the majority.. and I think if you don't make it anywhere by the time your 21.. you wont make it anyway.. so if your in school till your 22-23.. you missed the boat.. and you can never go back

Life doesn't end at 21, you know:confused:

If you're paying the bills, you can live the way you want. It's good to be responsible and contribute to society, but not everyone is cut out for it.

Originally posted by: PoloShirt
Originally posted by: bennylong
No? How does $13 millions sound? If you start right after college, making $65k at your boring job, assuming you never get another raise(unlikely), and max out your 401k and IRA, at $19,000, you would end up with
your investment will be worth $12,955,087 assuming 10% return.

$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million

You didn't factor in inflation. Over a 40 year period like that, your money will only have a "real value" of about 1/4th. So that $13m will be $3.25m. That makes you just another face in the crowd.

Someone needs to tell you that life is about more than just money.:roll:
 

bennylong

Platinum Member
Apr 20, 2006
2,493
0
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Originally posted by: PoloShirt
Originally posted by: bennylong
No? How does $13 millions sound? If you start right after college, making $65k at your boring job, assuming you never get another raise(unlikely), and max out your 401k and IRA, at $19,000, you would end up with
your investment will be worth $12,955,087 assuming 10% return.

$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million

You didn't factor in inflation. Over a 40 year period like that, your money will only have a "real value" of about 1/4th. So that $13m will be $3.25m. That makes you just another face in the crowd.


Did you read?
"$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million"

$5 million might be nothing to you, but it sure allows me to do whatever I want to do.
 

sao123

Lifer
May 27, 2002
12,653
205
106
Originally posted by: Coldkilla
Alright.. I've had it. I go to work, and see 100s of people just walk into their little office buildings, probably go home to the wife and the kids.. live their little lives.. and then poof..

I grow up, resentfully going to college.. and have a band that's been going at it for 6+ years with no signs of stopping.. We want to take a year off college, so we can try and see what we can do as a band for a year or so.. and if nothing happens within that time.. we go back to education/daily boring lives.. but I continuously get slammed by co-workers, family members, parents.. on how much a waste of time it is..

WTF is wrong with trying to be different, trying to be creative and enjoy doing it.. and NOT having a routein..

Example, kids get born.. they learn the "routein" by going to school everyday, they get out.. they get a desk 9-5 job.. get married, have kids.. die.. um.. WTF?! How can these people say... oh that's fine with ME! Buy HEY YOU, your an idiot for trying to make it somewhere with your band.. your only young once.. and wasting all of it on education that can be re-entered at any age.. young or old..

What's the world coming to when more and more people are like robots.. is it wrong for me to question? I just dont get it.. enlighten me..


Let me refer you to the most famous nursery story of all...
The ant & the grasshopper... Guess which one, you'll be come retirement time!!
/thread
 

pinion9

Banned
May 5, 2005
1,201
0
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Originally posted by: PoloShirt
Originally posted by: bennylong
No? How does $13 millions sound? If you start right after college, making $65k at your boring job, assuming you never get another raise(unlikely), and max out your 401k and IRA, at $19,000, you would end up with
your investment will be worth $12,955,087 assuming 10% return.

$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million

You didn't factor in inflation. Over a 40 year period like that, your money will only have a "real value" of about 1/4th. So that $13m will be $3.25m. That makes you just another face in the crowd.

Better a millionaire face in the crowd than a 40-year-old burn out who thinks his band can still make it. :roll:

Tell me, are you a millionaire? Why are you such an arrogant bastard?
Again, answer the question, how old are you and for the love of god, when was the last time you got laid?
 

PoloShirt

Banned
Oct 9, 2006
141
0
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Originally posted by: pinion9
You are pretending to be a bigshot stating you would feel like a failure living in a 5000 sqft home. Ever watch cribs? Many of thos homes are smaller than that. My point was that "routine" can bring a lot of pleasure.

You show your immaturity. I would guess you are no older than 15 and it is your parents condo.

It's my condo and I'm 24, although I'm renting, I would never get a mortgage because I'm self employed.

Vinyl siding is what they put on manufactured homes.

If you are telling the truth, a 25 year old making 6 figures at a job is very uncommon. Maybe 6 figures household income (with your SO?).
 

piasabird

Lifer
Feb 6, 2002
17,168
60
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I think it is a worthwhile endeavour to be in a band. However, having a college degree is a definite advantage in this world. Even if your music fails you will have something to fall back on.

On a side note, Mormon Missionaries go on a mission for two years in the middle of their college years.

If you had a degree for business and or music it might be usable as an internship. A band is a business adventure as well as an occupation.

Bill Gates dropped out of college.

Try this prove to your parents that it might be a good idea by showing them a list of bookings where you expect to get paid. If your band is any good you should be able to make at least $20,000.00 the first year. If you cant make that much you are below the poverty line and it is not worth it financially as a full-time job. Do you have to quit school to play in a band?

Show me the money!

The question really boils down to what will make you happy???

Move out and do what you want.
 

PoloShirt

Banned
Oct 9, 2006
141
0
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Originally posted by: pinion9
Better a millionaire face in the crowd than a 40-year-old burn out who thinks his band can still make it. :roll:

Tell me, are you a millionaire? Why are you such an arrogant bastard?
Again, answer the question, how old are you and for the love of god, when was the last time you got laid?

I make more than you, but I'm not a millionaire and a year ago I was making about 1/10th as I was this year, so I'm not trying to act like a bigshot. I'm still getting used to living comfortably.

I'm not arrogant, I'm just defending anyone who ever tried to do something different.

The "suburban" life is all too glorified. People are afraid to be themselves these days.
 

pinion9

Banned
May 5, 2005
1,201
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Originally posted by: PoloShirt
Originally posted by: pinion9
You are pretending to be a bigshot stating you would feel like a failure living in a 5000 sqft home. Ever watch cribs? Many of thos homes are smaller than that. My point was that "routine" can bring a lot of pleasure.

You show your immaturity. I would guess you are no older than 15 and it is your parents condo.

It's my condo and I'm 24, although I'm renting, I would never get a mortgage because I'm self employed.

Vinyl siding is what they put on manufactured homes.

If you are telling the truth, a 25 year old making 6 figures at a job is very uncommon. Maybe 6 figures household income (with your SO?).

Vinyl siding is what you put on your home when you never want to paint/stain it and want to keep it looking good. It is more expensive than a cedar siding.

I have been working on my house (design) since I was 24. Let me think...are you doing the same thing? Why don't you get off your high horse; you are no better than me and I am no better than you. Just different. Let me tell you something, if you are a 24 y/o self employed male and haven't made 6 figures yet, I'll bet a paycheck you never will.

I do have a mortgage because I am confident that I will continue to bring home my biweekly paychecks. My job is somewhat routine in that I do the same general things every day, but every day is definitely different than the last.

Nope, I have a very good job and was fortunate to find it. I am on call pretty much 24/7 and work 50 hours a week or so. I've been breaking the 100K mark for about 3 years now or so. Investment property FTW. I sold that to build my house, and now my salary alone pushes me somewhere over that sought after figure.

People who say money isn't everything have probably never had money. Worrying about money and making ends meet can kill marriages and life in general. Money isn't everything, but is certainly is a catalyst.
 

b0mbrman

Lifer
Jun 1, 2001
29,470
1
81
Originally posted by: PoloShirt
Originally posted by: pinion9
You are pretending to be a bigshot stating you would feel like a failure living in a 5000 sqft home. Ever watch cribs? Many of thos homes are smaller than that. My point was that "routine" can bring a lot of pleasure.

You show your immaturity. I would guess you are no older than 15 and it is your parents condo.

It's my condo and I'm 24, although I'm renting, I would never get a mortgage because I'm self employed.

Vinyl siding is what they put on manufactured homes.

If you are telling the truth, a 25 year old making 6 figures at a job is very uncommon. Maybe 6 figures household income (with your SO?).

Text
an apartment house, office building, or other multiple-unit complex, the units of which are individually owned, each owner receiving a recordable deed to the individual unit purchased, including the right to sell, mortgage, etc., that unit and sharing in joint ownership of any common grounds, passageways, etc.
 

PoloShirt

Banned
Oct 9, 2006
141
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Originally posted by: bennylong
Did you read?
"$13 million is a lot to me. At 3% inflation, it will "only" be worth $5 million"

$5 million might be nothing to you, but it sure allows me to do whatever I want to do.

I was eager to respond, I didn't finish reading it before I hit the "reply" buttong. :D My mistake.

But to be honest, inflation probably won't be as high as 3% in the future, most economists estimate 2% or even less. The long term inflation trends have been slowing down.
 

pinion9

Banned
May 5, 2005
1,201
0
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Originally posted by: PoloShirt
Originally posted by: pinion9
Better a millionaire face in the crowd than a 40-year-old burn out who thinks his band can still make it. :roll:

Tell me, are you a millionaire? Why are you such an arrogant bastard?
Again, answer the question, how old are you and for the love of god, when was the last time you got laid?

I make more than you, but I'm not a millionaire and a year ago I was making about 1/10th as I was this year, so I'm not trying to act like a bigshot. I'm still getting used to living comfortably.

I'm not arrogant, I'm just defending anyone who ever tried to do something different.

The "suburban" life is all too glorified. People are afraid to be themselves these days.

How do you know you make more than me? I said 6 figures, which means somewhere between 100K - 999K. If you aren't a millionaire, then you make 6 figures or less.

It also depends on regions. Low 6 figures in DC or SF will barely get you food on the table.

Why do you need to turn this into a pissing contest? My point was that a somewhat routine life can bring very good benefits and I used myself as an example.
 

PoloShirt

Banned
Oct 9, 2006
141
0
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Originally posted by: b0mbrman
Text
an apartment house, office building, or other multiple-unit complex, the units of which are individually owned, each owner receiving a recordable deed to the individual unit purchased, including the right to sell, mortgage, etc., that unit and sharing in joint ownership of any common grounds, passageways, etc.

It is individually owned, I'm renting it from the owner. Most people in my building own the units they live in.
 

PoloShirt

Banned
Oct 9, 2006
141
0
0
Originally posted by: pinion9
Why do you need to turn this into a pissing contest? My point was that a somewhat routine life can bring very good benefits and I used myself as an example.

I'm trying to bring it away from the pissing contest, you're making me into a broke hippy, which is far from the truth.

I was just defending living a unique life. Not a "poor" one. Just doing something different.

You own a business, you do not live a routine life. Same situation as me.

I was referring to going to college and getting a "job," where the only work you do is from 8 - 5.
 

b0mbrman

Lifer
Jun 1, 2001
29,470
1
81
Originally posted by: PoloShirt
Originally posted by: b0mbrman
Text
an apartment house, office building, or other multiple-unit complex, the units of which are individually owned, each owner receiving a recordable deed to the individual unit purchased, including the right to sell, mortgage, etc., that unit and sharing in joint ownership of any common grounds, passageways, etc.

It is individually owned, I'm renting it from the owner. Most people in my building own the units they live in.

What the...is the owner doing this to make money or is he a would-be flipper that just didn't get out in time? :confused:
 

pinion9

Banned
May 5, 2005
1,201
0
0
Originally posted by: PoloShirt
Originally posted by: pinion9
Better a millionaire face in the crowd than a 40-year-old burn out who thinks his band can still make it. :roll:

Tell me, are you a millionaire? Why are you such an arrogant bastard?
Again, answer the question, how old are you and for the love of god, when was the last time you got laid?

I make more than you, but I'm not a millionaire and a year ago I was making about 1/10th as I was this year, so I'm not trying to act like a bigshot. I'm still getting used to living comfortably.

I'm not arrogant, I'm just defending anyone who ever tried to do something different.

The "suburban" life is all too glorified. People are afraid to be themselves these days.

And what lifestyle do you have?

People aren't afraid to "be themselves" these days; people are realistic. Sure, I wish I could bring home a quarter million playing CS:S, but the fact is, I have a better shot at winning the lottery and am taking the safe bet: a steady job. And I work on other things as well (real estate and software developer) hoping to retire at 40 or so with a few million.

Are you ever worried that next year you won't have a job? You are too afraid to even get a mortgage and yet you are paying someone elses?

Look, you are very immature. You come in here, self employed and have nothing really great to speak of, then you bash others and make stupid statements like 3.5 million isn't nothing and a 5K sqft house is small. Remember, we are the same age right now, and I am obviously doing much better than you, so why try to pick a fight and talk about all the things you hope to do? If you lost your job, how long could you hold out before you couldn't pay rent?

Please look at yourself before trying to pick a fight.



 

PoloShirt

Banned
Oct 9, 2006
141
0
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Originally posted by: b0mbrman
What the...is the owner doing this to make money or is he a would-be flipper that just didn't get out in time? :confused:

Happens all the time in big cities. People buy condos and rent them out, just like you would a house.
 

pinion9

Banned
May 5, 2005
1,201
0
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Originally posted by: PoloShirt
I'm trying to bring it away from the pissing contest, you're making me into a broke hippy, which is far from the truth.

I was just defending living a unique life. Not a "poor" one. Just doing something different.

You own a business, you do not live a routine life. Same situation as me.

I was referring to going to college and getting a "job," where the only work you do is from 8 - 5.

And for people like me, who want nice things, a big house and nice retirement, working 8-5 and having lots of cash and job security is much better than working all hours and worrying about your business.

Lets agree to disagree. We are equal, with different jobs. But do not, in any way, call my life routine. I assure you it is not.

 

pinion9

Banned
May 5, 2005
1,201
0
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Originally posted by: BooGiMaN
a routine life is a matter of perspective....

AHA!

And they can all be boiled down to three parts:

A) Born
B) [Work, Play music, torture people]
C) Die
 

PoloShirt

Banned
Oct 9, 2006
141
0
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Originally posted by: pinion9
And what lifestyle do you have?

People aren't afraid to "be themselves" these days; people are realistic. Sure, I wish I could bring home a quarter million playing CS:S, but the fact is, I have a better shot at winning the lottery and am taking the safe bet: a steady job. And I work on other things as well (real estate and software developer) hoping to retire at 40 or so with a few million.

Are you ever worried that next year you won't have a job? You are too afraid to even get a mortgage and yet you are paying someone elses?

Look, you are very immature. You come in here, self employed and have nothing really great to speak of, then you bash others and make stupid statements like 3.5 million isn't nothing and a 5K sqft house is small. Remember, we are the same age right now, and I am obviously doing much better than you, so why try to pick a fight and talk about all the things you hope to do? If you lost your job, how long could you hold out before you couldn't pay rent?

See, there we go, dragging it back into a pissing contest again.

Believe me, you're not doing better than me. Last year I made $20,000 (yes, twenty). This year I will make 15 times that. (I don't expect this income to last anymore than 5 years), so I'm working on starting a new business to funnel this money into, that's why I'm not bragging.

Forget what I make, forget what you make.

I'm just defending doing something different. I did something different and I'm doing decent. Some people fail. I could have. But it doesn't hurt to try.
 

b0mbrman

Lifer
Jun 1, 2001
29,470
1
81
Originally posted by: PoloShirt
Originally posted by: b0mbrman
What the...is the owner doing this to make money or is he a would-be flipper that just didn't get out in time? :confused:

Happens all the time in big cities. People buy condos and rent them out, just like you would a house.

I'd do it to an apartment building (or at least 4 units+) years before I'd do it to a single house. I'd love to see your owner's income statement