To much.
We ordered the generator through Lowe’s. Full installation costs ~ $10-12k.
Excruciating detail below
- A 22-24kw generator is $5-$6k (basically a 1000cc motorcycle engine)
- Transfer switch ~$1k (automatically switches loads from main to generator power)
- Softstarts for AC units a few hundred (keeps the both ACs from starting at the same time and bogging the generator down
The rest is for:
- Concrete slab to mount the generator
- Electricians to wire everything in
- Plumber to run the gas lines
- Gas company to upsize the regulator and do the final tie in
- Electric company to come out and shut off the power to the house during install
- Various city & insurance inspections
The generator runs for 5 minutes every week and can notify you for maintenance. We are paying a few hundred a year for the installation company to come out and do preventative maintenance.
Took almost 6 months from the time we called for a quote. It’s now running 9 months.
The last fun thing we learned was we needed an insurance inspection. Living just inside a coastal county means outside of some very expensive private options we are limited to the state backed windstorm insurance. Our policy was up about the time the generator was installed and we made the mistake of asking the insurance company if it would be covered as part of the structure or personal property.
The agent said, “Oh you have a slab mounted generator? I don’t see an inspection certificate. We can’t renew your insurance.” (If coverage lapses they won’t cover us for the first 30 days we re-up which just happened to be the start of hurricane season.)
Neither Lowe’s nor the installation company were aware of this. We ended up finding an engineering company that would do the inspection and write the certificate saying it was installed correctly and wouldn’t become a projectile during a storm.
My wife ended up arguing with the installation company about needing the inspection and the manager said he lived in a costal county with a generator and didn’t have it inspected. My wife said go talk to your insurance agent but don’t be surprised if they drop you.
The next day he said, “I talked to my agent. I uh have to get my generator inspected or they are going to drop me. I’m going to have to start doing this for all our customers but Lowe’s isn’t going to cover it.”
The engineering company we hired said they’ve only done a few of these inspections. The installation company had a backlog of 700 generators to install, most in coastal counties. No one is getting these inspected. Which means if you file a claim after a storm the entire claim can be denied if they find out you have one of these and didn’t get it inspected.
Sorry for the long story.