I'll probably just get a good, cheap PCIe 4.0 for the OS drive/starter, and then when DirectStorage is actually a thing, get a 5.0 one and put the games on it. I doubt there is much need for an even faster SSD for any other purpose.
Getting 4.0 disk is very likely an option, thats true. It kinda sucks though, to get new PCIe 5 mobo and then missing on one of major performance advantages it provides aside of DDR5.
Regarding games, i dont care about them as much, i mean they always excite me, i am looking forward to SoaSE 2, Homeworld 3, Falling Frontier, even new Call of Duty...but i dont game a lot. Past few weeks/months i started to experience pain and discomfort in the neck radiating into shoulder area and entire right arm, which i hold mouse with (despite being leftie otherwise), probably some disk issues in the neck, anyway i tried not to use computer more than i have to (for work) and this probably wont change soon.
Still, i want to get new disk for games, since currently i use 512GB Samsung 860 and new games went completely crazy with size, so i want to go bigger. Question is, whether to get another 1TB nvme (4.0 or 5.0 depending on price or availability, possibly the same one as for the system) or 2TB regular SATA SSD, which might be slower, but since i dont care that much about that... 2x the capacity could be nice. 1TB i still might find insufficient down the road.