whats your credit score?

[brianmanahan]

i just checked mine and it is 635

i dont really know if that is good bad or whatever

 

[cKGunslinger]

What did I tell you earlier?

 

[brianmanahan]

that everyone on atot makes 250000$ per year?

 

[slugg]

Over 9000

 

[DesiPower]

In which agency?

btw, lowest of the 3 is 76X

/brag

 

[Red Squirrel]

I don't even know how to check it. I know there's sites that say they'll check it for free, but they look kinda sketchy.

 

[Corporate Thug]

750 ish, break 700 and keep it there and you'll be fine. People always rave about their credit score, but anything above 700 makes a minimal difference IMO.

 

[DesiPower]

I don't even know how to check it. I know there's sites that say they'll check it for free, but they look kinda sketchy.

free ones are not real scores, its an estimate, read the fine print. If you want to pay, get it directly from the agency itself.

 

[cKGunslinger]

You might be trying too hard..

^^

 

[brianmanahan]

i got it on myfico, they give you 10 day free and you can cancel before they charge you

 

[Nintendesert]

Over 9000

This.

 

[Ms. DICKINSON]

Yeah, I don't know what the rave is by having high credit scores. I have about 768 and have all the money I needed. I don't owe shit.

 

[shabby]

What's a credit score?
<-- non yankee

 

[bart1975]

590

 

[Aikouka]

Between 700 and 730 depending on the company. Had the scores sent to me when I was considering a mortgage.

 

[Iron Woode]

I don't even know how to check it. I know there's sites that say they'll check it for free, but they look kinda sketchy.

Equifax

http://www.consumer.equifax.ca/home/en_ca

 

[RockinZ28]

I just checked out this myFICO for the first time with the free trial. Lots of interesting info.

Anyone checked both CreditKarma and myFICO? Understand CK is just an estimate, just wondering how different your scores are.

On the Equifax from myFICO, got 727. With CK from TransUnion got 749. 727 was my CK score 3 weeks ago.

myFICO is also showing that 760+ is the sweet spot for low interest rate loans, so hopefully I can get my score up over that in the next few months and apply for a home loan.

 

[Sluggo]

My FICO is close to 1000 these days, just like a kick-ass batting average.

I make 100k+ plus these days, and like a supa-baller I use my debt completely to my advantage, something you basement dwelling twits would know nothing about. Compare your lives to mine, then kill yourselves.

 

[Leros]

I don't know the exact numbers. They're all over 700. I have nothing damaging on my report and I pay my credit card on time.

 

[Twista]

Low, but im building it now with a car payment ... sigh

 

[IronWing]

What's a credit score?
<-- non yankee

Lenders can't be bothered to figure out if potential borrowers are good for the money so they buy personal intel from credit bureaus. The credit bureaus gather the intel from lenders and use a secret squirrel algorithm to rate a borrower's reliability and reduce all that it is known about the borrower to a single number. The system frees lenders from the messy and tediously unpleasant business of building personal business relationships with their clients.

 

[jmarti445]

I had a 800+ rating back in 06. I'd imagine its a bit lower now due to some credit trouble I had a couple of years back(high amount of debt) but shouldn't too much lower then that due to me paying all my bills on time.

 

[paperfist]

Yeah, I don't know what the rave is by having high credit scores. I have about 768 and have all the money I needed. I don't owe shit.

It's not just about how much money you can get with a high score, but how low of a percentage rate they'll let you borrow the money at.

 

[SampSon]

None of your fucking business.

 

[Printer Bandit]

6:twisted:6:twisted:6:twisted: