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whats your credit score?

750 ish, break 700 and keep it there and you'll be fine. People always rave about their credit score, but anything above 700 makes a minimal difference IMO.
 
Yeah, I don't know what the rave is by having high credit scores. I have about 768 and have all the money I needed. I don't owe shit.
 
I just checked out this myFICO for the first time with the free trial. Lots of interesting info.

Anyone checked both CreditKarma and myFICO? Understand CK is just an estimate, just wondering how different your scores are.

On the Equifax from myFICO, got 727. With CK from TransUnion got 749. 727 was my CK score 3 weeks ago.

myFICO is also showing that 760+ is the sweet spot for low interest rate loans, so hopefully I can get my score up over that in the next few months and apply for a home loan.
 
My FICO is close to 1000 these days, just like a kick-ass batting average.

I make 100k+ plus these days, and like a supa-baller I use my debt completely to my advantage, something you basement dwelling twits would know nothing about. Compare your lives to mine, then kill yourselves.
 
I don't know the exact numbers. They're all over 700. I have nothing damaging on my report and I pay my credit card on time.
 
shabby said:
What's a credit score?
<-- non yankee
Click to expand...
Lenders can't be bothered to figure out if potential borrowers are good for the money so they buy personal intel from credit bureaus. The credit bureaus gather the intel from lenders and use a secret squirrel algorithm to rate a borrower's reliability and reduce all that it is known about the borrower to a single number. The system frees lenders from the messy and tediously unpleasant business of building personal business relationships with their clients.
 
I had a 800+ rating back in 06. I'd imagine its a bit lower now due to some credit trouble I had a couple of years back(high amount of debt) but shouldn't too much lower then that due to me paying all my bills on time.
 
Ms. DICKINSON said:
Yeah, I don't know what the rave is by having high credit scores. I have about 768 and have all the money I needed. I don't owe shit.
Click to expand...

It's not just about how much money you can get with a high score, but how low of a percentage rate they'll let you borrow the money at.
 
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