"We are concerned about the number of claims you have filed"

[Whoozyerdaddy]

Originally posted by: GuitarDaddy

Originally posted by: Whoozyerdaddy

Originally posted by: cpals
Dang man... how many claims made up that quarter million?

New roof on the house...

Baseball bat through a windshield...

Chainsawed table...

It adds up after a while.

? roof+windshield+table =$250k

Must be a hell of a roof

It was a joke. IIRC the roof was $100k. The OP was on here a couple weeks ago bragging about how he (note: this was his PARENT'S insurance plan) had to spend $100k in 40 days and was asking advice on what to buy.

In previous threads the OP has bragged about smashing in his dad's windshield, trashing a table and various other acts of juvenile violence and destruction.

Someone should forward those threads on to State Farm.

 

[Feldenak]

Originally posted by: Whoozyerdaddy

Originally posted by: GuitarDaddy

Originally posted by: Whoozyerdaddy

Originally posted by: cpals
Dang man... how many claims made up that quarter million?

New roof on the house...

Baseball bat through a windshield...

Chainsawed table...

It adds up after a while.

? roof+windshield+table =$250k

Must be a hell of a roof

It was a joke. IIRC the roof was $100k. The OP was on here a couple weeks ago bragging about how he (note: this was his PARENT'S insurance plan) had to spend $100k in 40 days and was asking advice on what to buy.

In previous threads the OP has bragged about smashing in his dad's windshield, trashing a table and various other acts of juvenile violence and destruction.

Someone should forward those threads on to State Farm.

Where's LoKe when you need him?

 

[PAB]

Originally posted by: cpals
Dang man... how many claims made up that quarter million?

3

 

[KillyKillall]

Originally posted by: Whoozyerdaddy

Originally posted by: KillyKillall

Originally posted by: Whoozyerdaddy
Just go away.

Sounds like you're the dumbass, not me.

Nope. You're the dumbass now. My comment was directed at the OP.

ROFL!H!HHHAHAHAHAH

Sorry about that. I saw the avatar and thought it was the OP saying to go away.

 

[MrWizzard]

OH you might be in trouble...

Insurance should really only be used in catastrophic losses.

Where do you think the money to pay your claims come from?
Other policyholders who are not turning in claims. They are looking out for their other clients, otherwise they have to raise the rates for people who turn in lots of claims.

I wouldn't be surprised if they dropped you. They are not that concerned with the severity of claims, because accidents happen, more the frequency.

If they do drop you all the Insurance companies you try to go to might be very unwilling to insure you because of your claim record. You will probably have to go with a non-preferred company that will charge you a lot and not give you that great coverage

Good Luck.

EDIT: Stay claim free for 5ish years and things will look better again.

 

[Mucho]

I dont blame them one bit

 

[lokiju]

Wow I've never seen someone with such vague post!

 

[Dragoon42]

everytime PAB posts, someone should always do

CRRRRRRRRRAAAAAAAAAAAAAAAAAAAAWWWWWWWWWWWLLLLLLIIIIINNNNN IIIIINNNNNNNN MMMMMMMYYYYY SSSSSSSSSKKKKKKIIIIIINNNNNNNNNN!

 

[waggy]

god i hope they drop him. breaking a window because he is mad at his dad then having insurance pay for it is crap. it does nothing more then make my isnurance more expensive.

 

[Rubycon]

They don't need a narc.

Insurance companies have a clue. (Comprehensive Loss Underwriting Exchange)

 

[ModeEngage]

Originally posted by: Dragoon42
everytime PAB posts, someone should always do

How could this happen to meeeeeeeeeeeeeeee?!

Fixed.

I do kinda feel bad for him though, after reading his life story post.

 

[ubercaffeinated]

hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

 

[biggestmuff]

MySpace, Mother ******! Ever heard of it?!

 

[waggy]

Originally posted by: n30

Originally posted by: Dragoon42
everytime PAB posts, someone should always do

How could this happen to meeeeeeeeeeeeeeee?!

Fixed.

I do kinda feel bad for him though, after reading his life story post.

feel bad for him? he brings on a lot of this himself then cry's "why me!!" .


screw him. PAB is just a immature puce of ******.

 

[jadinolf]

Originally posted by: Whoozyerdaddy

Originally posted by: cpals
Dang man... how many claims made up that quarter million?

New roof on the house...

Baseball bat through a windshield...

Chainsawed table...

It adds up after a while.

What do you have zero deductible?

 

[PAB]

Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

What insurance fraud? Look at the numbers.

Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000

Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.

 

[XZeroII]

Originally posted by: PAB

Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

What insurance fraud? Look at the numbers.

Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000

Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.

Par for the course? LOL. If you really think that those numbers are normal then you are going to have a lot of fun when you grow up.

 

[chambersc]

100k for a roof. OH MY GOD HOW THE HELL!@

 

[jumpr]

Since when is a chainsawed table a claimable expense? Sounds like operator error, not accidental damage.

 

[EyeMWing]

Originally posted by: PAB

Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

What insurance fraud? Look at the numbers.

Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000

Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.

Par for the course? Maybe if you're a rock star that drives Rolls Royces into swimming pools for fun.

Consider this. Insurance companies are in it to make a profit. Have you paid them $271,000 over the past 3 years? No. You're a bad customer.

 

[jrphoenix]

Originally posted by: Marlin1975

Originally posted by: FoBoT
maybe you didn't get the memo, you aren't actually supposed to use your insurance

Yep, neither did all the people in NewOrleans. Can;t believe they thought insurance would help them.

The people in New Orleans, living below sea level, that didn't have flood insurance dug their own grave. Jeez... I'm amazed people don't know that flood is ONLY covered by buying a flood policy through a company (claims paid by the federal government).

 

[jrphoenix]

Originally posted by: EyeMWing

Originally posted by: PAB

Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

What insurance fraud? Look at the numbers.

Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000

Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.

Par for the course? Maybe if you're a rock star that drives Rolls Royces into swimming pools for fun.

Consider this. Insurance companies are in it to make a profit. Have you paid them $271,000 over the past 3 years? No. You're a bad customer.

If someone PM's me the details on who this is, I am a State Farm agent and will make sure the claims department is notified..... I can only see the person is Crazy Andy for the UAE??? Thanks!

 

[PAB]

Originally posted by: EyeMWing

Originally posted by: PAB

Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

What insurance fraud? Look at the numbers.

Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000

Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.

Par for the course? Maybe if you're a rock star that drives Rolls Royces into swimming pools for fun.

Consider this. Insurance companies are in it to make a profit. Have you paid them $271,000 over the past 3 years? No. You're a bad customer.

Insurers do not make money on the short term, like the past 3 years. They make money on the 25 years that you don't make a claim vs the 3 that you do.

They make money on float, and underwriting margins. If they take in $2k in premiums from you over one year and you don't make a claim, theres some serious float going on.

 

[PAB]

Originally posted by: jrphoenix

Originally posted by: EyeMWing

Originally posted by: PAB

Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.

What insurance fraud? Look at the numbers.

Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000

Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.

Par for the course? Maybe if you're a rock star that drives Rolls Royces into swimming pools for fun.

Consider this. Insurance companies are in it to make a profit. Have you paid them $271,000 over the past 3 years? No. You're a bad customer.

If someone PM's me the details on who this is, I am a State Farm agent and will make sure the claims department is notified..... I can only see the person is Crazy Andy for the UAE??? Thanks!

Ok, maybe you can help me out.

Why is it that SF markets a policy as replacment cost, when in actuality the policy pays MARKET VALUE or ACV or whatever you guys want to call it on damaged property, and then has an additional rider on the back end to subisidze replacement.

I don't call that replacement cost at all. How does SF get away with calling it like that, and what are your thoughts?

 

[duragezic]

Wow. I dont know if PAB is for real or what. Hes almost my age. That similarity to him alone makes me want to kill myself.

Like was he really serious about his temper tantrums and destroying his parents stuff? If I ever did that my dad would kick my ass and kick my ass out of the house. He desperately needs something like that to happen so he can man up (well on second thought this wont ever happen), get a job, and quit being a whiny little b*tch.

Whats with the ridiculous amount of claims/checks/threads on insurance from him? I've never heard of anyone with such claims in a short period.

Oh great, he wants to profit off of every insurance claim. Him and his family sound like frauds. Scumbags.