Originally posted by: EyeMWing
Originally posted by: mugs
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Car head on or graze the utility pole? Hmmm.
How's the view from back there in the cheap seats?
You totalled a car "grazing" a utility pole?
You'd be suprised what sheetmetal goes for.
You'd be surprised how reliable the bullshit detectors on this forum are. '99 Neon vs. Mack truck. Whole front end smashed in. $3500 to fix. Any car worth reselling is going to be worth more than that.
They total it when you hit 80%.
On a dodge, that's not very hard.
Hey, I have an idea. Instead of going back and forth beating your chests, post a picture of the damn car after you 'grazed' the pole.
Back off, he's my kill. I can go on like this for DAYS without even getting really annoyed. But knowing PhyschoAndy's Brother here, he'll get frustrated and cry and come break my windshield and give me plenty of justification to put a bullet through his forehead in self-defense.
Hell, that brings up another interesting point. Why the hell are you PAB? Do you really have no identity of your own, that you have to associate yourself with your brother to be anybody?
And 80% to total a car worth $8500 (which was your above cited insurance payout) is $6800. It takes a LOT more than "grazing" a pole to do $6800 in damage to a car like a Neon.
No curb capable of doing any appreciable damage at 40mph is shallow enough for a Neon to climb. Make all the excuses you want. It just shows that you're just a pathetic little tit looking for acceptance - which you're not going to find on this forum, and you sure as fvck aren't going to find in me.Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: mugs
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Car head on or graze the utility pole? Hmmm.
How's the view from back there in the cheap seats?
You totalled a car "grazing" a utility pole?
You'd be suprised what sheetmetal goes for.
You'd be surprised how reliable the bullshit detectors on this forum are. '99 Neon vs. Mack truck. Whole front end smashed in. $3500 to fix. Any car worth reselling is going to be worth more than that.
They total it when you hit 80%.
On a dodge, that's not very hard.
Hey, I have an idea. Instead of going back and forth beating your chests, post a picture of the damn car after you 'grazed' the pole.
Back off, he's my kill. I can go on like this for DAYS without even getting really annoyed. But knowing PhyschoAndy's Brother here, he'll get frustrated and cry and come break my windshield and give me plenty of justification to put a bullet through his forehead in self-defense.
Hell, that brings up another interesting point. Why the hell are you PAB? Do you really have no identity of your own, that you have to associate yourself with your brother to be anybody?
And 80% to total a car worth $8500 (which was your above cited insurance payout) is $6800. It takes a LOT more than "grazing" a pole to do $6800 in damage to a car like a Neon.
I hit a curb doing 40 as well.
Originally posted by: EyeMWing
No curb capable of doing any appreciable damage at 40mph is shallow enough for a Neon to climb. Make all the excuses you want. It just shows that you're just a pathetic little tit looking for acceptance - which you're not going to find on this forum, and you sure as fvck aren't going to find in me.Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: mugs
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Car head on or graze the utility pole? Hmmm.
How's the view from back there in the cheap seats?
You totalled a car "grazing" a utility pole?
You'd be suprised what sheetmetal goes for.
You'd be surprised how reliable the bullshit detectors on this forum are. '99 Neon vs. Mack truck. Whole front end smashed in. $3500 to fix. Any car worth reselling is going to be worth more than that.
They total it when you hit 80%.
On a dodge, that's not very hard.
Hey, I have an idea. Instead of going back and forth beating your chests, post a picture of the damn car after you 'grazed' the pole.
Back off, he's my kill. I can go on like this for DAYS without even getting really annoyed. But knowing PhyschoAndy's Brother here, he'll get frustrated and cry and come break my windshield and give me plenty of justification to put a bullet through his forehead in self-defense.
Hell, that brings up another interesting point. Why the hell are you PAB? Do you really have no identity of your own, that you have to associate yourself with your brother to be anybody?
And 80% to total a car worth $8500 (which was your above cited insurance payout) is $6800. It takes a LOT more than "grazing" a pole to do $6800 in damage to a car like a Neon.
I hit a curb doing 40 as well.
Originally posted by: PAB
Originally posted by: EyeMWing
No curb capable of doing any appreciable damage at 40mph is shallow enough for a Neon to climb. Make all the excuses you want. It just shows that you're just a pathetic little tit looking for acceptance - which you're not going to find on this forum, and you sure as fvck aren't going to find in me.Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: mugs
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Originally posted by: EyeMWing
Originally posted by: PAB
Car head on or graze the utility pole? Hmmm.
How's the view from back there in the cheap seats?
You totalled a car "grazing" a utility pole?
You'd be suprised what sheetmetal goes for.
You'd be surprised how reliable the bullshit detectors on this forum are. '99 Neon vs. Mack truck. Whole front end smashed in. $3500 to fix. Any car worth reselling is going to be worth more than that.
They total it when you hit 80%.
On a dodge, that's not very hard.
Hey, I have an idea. Instead of going back and forth beating your chests, post a picture of the damn car after you 'grazed' the pole.
Back off, he's my kill. I can go on like this for DAYS without even getting really annoyed. But knowing PhyschoAndy's Brother here, he'll get frustrated and cry and come break my windshield and give me plenty of justification to put a bullet through his forehead in self-defense.
Hell, that brings up another interesting point. Why the hell are you PAB? Do you really have no identity of your own, that you have to associate yourself with your brother to be anybody?
And 80% to total a car worth $8500 (which was your above cited insurance payout) is $6800. It takes a LOT more than "grazing" a pole to do $6800 in damage to a car like a Neon.
I hit a curb doing 40 as well.
I've got two bent rims and a control arm that beg to differ with you.
Originally posted by: WhoozyerdaddyNew roof on the house...
Baseball bat through a windshield...
Chainsawed table...
Originally posted by: PAB
Originally posted by: EyeMWing
You totalled a car "grazing" a utility pole?
You'd be suprised what sheetmetal goes for.
Originally posted by: Imported
Not that I'm standing up for anyone.. but http://img381.imageshack.us/my.php?image=dsc001600ji.jpg cost the insurance company about $6800.. :/ Also had to replace the rear bumper for some damage too, which obviously isn't visible in that picture.
Originally posted by: PAB
Here you go asshole.
http://pics.apartment808.com/users/dukeofurl1/IMG_1086.JPG
Originally posted by: DonVito
It's really remarkable they haven't canceled your policies. I thought I was bad when USAA had to pay me about $25K in comprehensive claims in about a year (my car was first vandalized, then stolen).
Originally posted by: PAB
Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.
What insurance fraud? Look at the numbers.
Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000
Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.
Originally posted by: PAB
They total it when you hit 80%.
On a dodge, that's not very hard.
http://pics.apartment808.com/users/dukeofurl/IMG_6503.JPG
Originally posted by: PAB
Originally posted by: jrphoenix
Originally posted by: PAB
Originally posted by: jrphoenix
Originally posted by: EyeMWing
Originally posted by: PAB
Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.
What insurance fraud? Look at the numbers.
Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000
Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.
Par for the course? Maybe if you're a rock star that drives Rolls Royces into swimming pools for fun.
Consider this. Insurance companies are in it to make a profit. Have you paid them $271,000 over the past 3 years? No. You're a bad customer.
If someone PM's me the details on who this is, I am a State Farm agent and will make sure the claims department is notified..... I can only see the person is Crazy Andy for the UAE??? Thanks!
Ok, maybe you can help me out.
Why is it that SF markets a policy as replacment cost, when in actuality the policy pays MARKET VALUE or ACV or whatever you guys want to call it on damaged property, and then has an additional rider on the back end to subisidze replacement.
I don't call that replacement cost at all. How does SF get away with calling it like that, and what are your thoughts?
I don't know what state you live in and insurance is state regulated (policies differ from state to state). Based on you mentioning hurricanes & PIP (no-fault) auto claims, I'm assuming you live in Florida (same as me)?
In FL the policies are the way they are because the Dept of Financial Svcs & Gallagher... who you can vote against this year (running agains Crist).
You get replacement cost on your policy when you replace an item. If you choose not to replace an item, you get the cash value. Do you have any ideas how many delapedated neighborhoods were left when people cashed out during the hurricane Andrew gravy train in 1992?
Did you not replace / repair said items to receive full replacement cost? The insurance industry is setup to indemnify people (get you back to where you were), not for people to profit or cover their hurricane deductible with the margins / deals they can find.
That's great. Because what happens when you have people who don't have the money to replace the items they lost?
SF refuses to pay for the replacement cost of the item, instructs the insured to replace the item, and when the insured can't replace the item because they're broke - its the insured's fault. Thats great marketing.
What happens when you have truly irreplaceable merchandise?
Originally posted by: PAB
Think SF is going to drop us?
Apparently a quarter million in two years is a bit much for them to believe.
Jackasses.
Originally posted by: allisolm
Originally posted by: PAB
Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.
What insurance fraud? Look at the numbers.
Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000
Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.
I love how that Neon that he had had for 3 days suddenly had $2000 worth of personal property in it that was somehow destroyed in a sideswipe and how there are now $8500 in injuries in that crash. He's such a stoic to have been so injured and not mention it once in the two weeks the thread ran here about the Neon crash.
Originally posted by: allisolm
Originally posted by: PAB
Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.
What insurance fraud? Look at the numbers.
Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000
Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.
I love how that Neon that he had had for 3 days suddenly had $2000 worth of personal property in it that was somehow destroyed in a sideswipe and how there are now $8500 in injuries in that crash. He's such a stoic to have been so injured and not mention it once in the two weeks the thread ran here about the Neon crash.
Originally posted by: PAB
Originally posted by: allisolm
Originally posted by: PAB
Originally posted by: makoto00
hey you're the guy doing insurance fraud. lol you fcuked your parents good job.
What insurance fraud? Look at the numbers.
Structure: 100k
Contents: 100k
ALE: 50k
Personal Injury, Integra Crash - 8500
Personal Injury, Neon Crash - 8500
Persopal Property, Neon Crash - 2000
Theft Loss, Generator - 2000
Thats about $271,000 that State Farm has had to eat over the past 3 years. I'd say thats par for the course.
I love how that Neon that he had had for 3 days suddenly had $2000 worth of personal property in it that was somehow destroyed in a sideswipe and how there are now $8500 in injuries in that crash. He's such a stoic to have been so injured and not mention it once in the two weeks the thread ran here about the Neon crash.
I'm negotiating supplemental. I pitched a bitch about diminished value and how their numbers were way off.
Oh, its improbable for me to have $2000 in personal property? That's rich.
Originally posted by: PAB
Think SF is going to drop us?
Apparently a quarter million in two years is a bit much for them to believe.
Jackasses.
