Why would you think Government, that same Government that is 18 Trillion Dollars in debt, would be a better manager of health care than Free Markets?
It seems easy to see, that they will only accelerate the problem, that is healthcare.
It fucks over the young, to pay for the old.
You are a proggie.
-John
I don't think the government is a better manager overall. I just think the government will allow fewer people to be screwed over, resulting in the rest of us paying more. And all health insurance fucks over the young to pay for the old, Obamacare just does so at a sharper rate.
I'm no proggie; I just realize that sometimes they are right. I'm a conservative libertarian, but not everything I'd prefer is practical, and sometimes I have to be willing to give up some of my ideological preferences (e.g. limited government) to realize another (e.g. no American without health insurance.)
I call bullshit on this. Here are the ACA requirements for Employer-provided HSA plans for 2015:
2015 HSA requirements:
Your employer decided to to with a $3700 deductible rather than retain its 2700 deductible from last year. Don't blame the ACA.
It's a bit more complicated calculation than that, but it's definitely not my employer. I'm one of the owners and we weren't even aware this change was happening until we received our individual policy holder letters in the mail - for some reason our company notification, which is supposed to precede individual policy holder notification, lagged a week or two afterward. For our plan per BCBS-TN, $3,700 was the least allowable deductible, so BCBS-TN made that adjustment and adjusted our monthly premiums a bit. (Not $1,000 worth since there are now things they must provide for free; I think I saved maybe $300 per year IIRC.) From what I understand, it's a fairly complicated calculation which depends on employee salary mix. BCBS-TN was quite specific that this was a change mandated by the ACA, not their change due to increased costs mandated by the ACA.
As one of the owners I was involved in the decision as to which health insurance to buy, or even whether we would be able to furnish health insurance at all. Our company actually pays more now, not less. Fortunately some of our "inside information" turned out to be 100% wrong and we were able to continue furnishing health insurance, but the company had to pay more and we had to drop to a less desirable policy. We were on Blue Network P, which has a very broad network of doctors and facilities; we're now on the cheaper Network S, which pays less, has a much narrower network of doctors and facilities but costs less. One of my doctors doesn't accept Network S at all, and the three others have posted signs stating that they do not accept Network S for new patients.