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Citi Dividend Platinum card undergoing changes?

R

Reckoner

Lifer
I think they're nerfing the card, which I kind've expected to happen after Chase did it with theirs.


Thread of Note


If you try to apply for the card on their site right now, a pop comes up saying the card is undergoing changes and to try again at a later date. Apparently the card may be going down from 5% for gas, groceries, and drugstores to 2%. But they'll add utilities and cable into that 2%. Sucks.
 
Ah that stinks. That cashback is my vacation money lol.

Edit: Does that mean it affects existing users or only new users?
 
Originally posted by: Kaido
Ah that stinks. That cashback is my vacation money lol.

Edit: Does that mean it affects existing users or only new users?
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Both. Notices are going to be sent out within the next month. Apparently this will take effect in October.
 
That blows.

I can't stand how every agreement I have or have seen has the verbage "we can change this agreement in any way at any time"

Try getting that kind of BS into any contract. It's like a catch all.
 
Originally posted by: PaulNEPats
Originally posted by: Dubb
you should still have the option to keep the origianl customer agreement, no?
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No, they can change the terms at any time for any reason
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What they have to do is allow you the option of ceasing to use the card, or agreeing to the changes and continuing to use the card.
 
Originally posted by: GTaudiophile
If this is all true and the 3%/5% cash benefits end, I'll be cancelling my account with Citi.
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You'd probably be hurting your credit history in doing so, so I would take that into consideration.
 
The rewards program is not necessarily part of the terms and conditions of the account.

A change in terms will generally have a right to opt out, but the card commits suicide at its expiration.

This is not a change in terms, but a modification of the rewards program. The card agreement is generally not affected.



For all who want to throw a fit and close their account, well, only shopping at 5% places probably is just losing Citi money anyways.
 
Originally posted by: BigJ
Originally posted by: GTaudiophile
If this is all true and the 3%/5% cash benefits end, I'll be cancelling my account with Citi.
Click to expand...

You'd probably be hurting your credit history in doing so, so I would take that into consideration.
Click to expand...

My credit history is perfect. I think I'll survive. Or I just not use it and let it expire. Fine too.
 
they changed the policy on the chase version of the card??? dammit!! i didn't notice!! i can get one through my bank that is 4% cash back on the stuff
 
Originally posted by: GTaudiophile
So what happens to Dividend Platinum Select users like me and the cash I have owned to me?
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Nothing will change, the 5% purchases will drop down to 2% purchases (rumor is this will happen in October). I'm currently at $34 so I shouldn't have a prolem hitting $50 by October. Than I'll cancel and find a good replacement or charge this stuff on my airline cards.
 
There will probably be a domino effect after this happens. I'm sure Chase will do the same thing with their Rewards card.
 
Originally posted by: Orsorum
Well, I may be applying to switch over my Amex Blue to a Costco Amex sooner than I'd intended.
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Should switch ASAP because Costco amex gives you 3% off eating out =). Amex Blue is stupid because you need to spend a buttload to get those 5% (or was that blue cash... bleh, I get confused)
 
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