Where do you bank?

[FelixDeCat]

I worked for a bank for almost two decades. It was a locally owned and operated former S&L that has thrived since the early 1950's. It is still around and I get together with former coworkers on occassion for birthdays and such.

However I no longer maintain an account at my former employer do to lack of access and have paired down to two major financial institutions - Chase (the Evil Empire) and Wells Fargo (Old Trusty).

Where do you bank?


edit: Yes, I wish I had at least put Bank of America. There are only 10 poll options and the first that came to mind are the ones with a major presence in DFW. Sorry. Maybe the "nice mod" can edit the poll for us?

edit 2: allisolm to the rescue! thanks!

 

[coxmaster]

I use Bank of America and Ally bank

 

[Anubis]

local bank

 

[highland145]

Wachovia, now Wells. And Carolina First, now TD bank.

 

[AnonymouseUser]

BBVA Compass, and I hate them. They are always trying to steal my money, and just made a $400 cash deposit disappear (had to bitch yesterday to get it corrected).

 

[Sluggo]

I use a locallly owned and operated bank as well as a locally owned and operated credit union.

 

[CRXican]

big banks FTL

local credit union I used to work at

 

[purbeast0]

was Chevy Chase but they were bought out by Capital One.

 

[SunnyD]

Bank of America, Redstone Federal Credit Union, Branch Bank & Trust (BB&T), home loan through Chase Home Finance. My wife also has an account for her Girl Scout troop with Wells Fargo.

 

[highland145]

big banks FTL

Agree but the local ones keep getting bought out. Wells, locally, had at least 3 names I can remember. And TD Bank had 2.

 

[blinblue]

Not sure why people would want to do business with those huge banks. In general its just terrible customer service and they'll try to screw you over as much as possible if they can.

I've done my banking for the last few years at our local credit union. So much nicer. The tellers are nice and helpful, its all paperless (I can walk in and out and have my business done in less than a minute in most cases). Oh, and I can do my banking nationwide at just about any credit union.

The only possible advantage of those mega banks is ATM placement. But I don't remember the last time I've used an ATM, if I need cash I just get cash back from a store when I use my debit card.

 

[D1gger]

TD Canada Trust. Been with them for about 30 years, and they have always treated me well.

 

[FelixDeCat]

TD Canada Trust. Been with them for about 30 years, and they have always treated me well.

I have a brokerage account with TD Ameritrade. Does that count as TDCT?

 

[AnonymouseUser]

Not sure why people would want to do business with those huge banks. In general its just terrible customer service and they'll try to screw you over as much as possible if they can.

I've done my banking for the last few years at our local credit union. So much nicer. The tellers are nice and helpful, its all paperless (I can walk in and out and have my business done in less than a minute in most cases). Oh, and I can do my banking nationwide at just about any credit union.

The only possible advantage of those mega banks is ATM placement. But I don't remember the last time I've used an ATM, if I need cash I just get cash back from a store when I use my debit card.

The only reason we are with BBVA Compass is because they bought out the local bank - Guaranty Bank - that we used for years. We were happy with Guaranty Bank. I do plan on moving to a CU soon, and yes, ATM and branch locations are a factor.

 

[lothar]

What a ridiculous poll.
Bank of America(the biggest bank in the US) isn't even on the list and doesn't have it's own spot.

Compass bank? Sovereign bank? Comerica? WTF?
PNC Bank, US Bank, SunTrust Bank, and Region's Bank are bigger than all those and are all in the "top 10" in deposit market share.

 

[darkewaffle]

Local, I actually work there as well. Locals have a pretty strong presence here, but it isn't very urban either. We have an M&T and a Sovereign but as I recall their market shares here aren't that impressive.

 

[jlee]

Local bank & a credit union.

 

[rcpratt]

USAA forever. And another small bank in Wisconsin that I use for their 3% checking.

 

[wheresmybacon]

Bank of America

 

[FelixDeCat]

What a ridiculous poll.
Bank of America(the biggest bank in the US) isn't even on the list and doesn't have it's own spot.

Compass bank? Sovereign bank? Comerica? WTF?
PNC Bank, US Bank, SunTrust Bank, and Region's Bank are bigger than all those and are all in the "top 10" in deposit market share.

Yes, I wish I had at least put Bank of America. There are only 10 poll options and the first that came to mind are the ones with a major presence in DFW. Sorry. :'(

 

[yh125d]

USAA, I do everything online. For my auto loan I had to fax some stuff. Never even seen one of their branches, as theres only one I think and its in san antonio. Could not be happier.


Though in the next 5-10 years when I hope to buy a house it'll probably be through a local credit union. Hard to say

 

[bignateyk]

local banks

 

[DaWhim]

anyone got more checking account than me?

HSBC checking
ING checking
schwabs checking
chase checking
capital 1 checking
key bank checking

used to have citizen bank, but closed the account in dec when they started charging a monthly fee.

oh, forgot to add...more bank account oversea
UK:
barclay
citibank
halifax

HK:
citibank

 

[Skitzer]

Local Credit Union ... does everything I need it to.

 

[sjwaste]

Fidelity, primarily. Bank of America for some smaller stuff.