• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Where do you bank?

Page 2 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.

?

  • JP Morgan Chase

  • Wells Fargo

  • Citibank

  • Compass Bank

  • Capital One Bank

  • Comerica

  • Bank of America

  • Other Bank

  • Online Bank

  • No Checking or Savings

Results are only viewable after voting.
Bank of America for their ATM network, and a local bank (Baltimore County Savings Bank) for their reward checking account.
 
Currently using Chase and BofA. Sadly, had my second case of fraud with Chase on 1/20 (second time in 7 months) where someone wired out a VERY significant portion of our joint savings account. So that relationship may be short lived. Been with BofA since it was Bank Boston, then Fleet...

Anyone got any suggestions for a bank in the NJ/NYC/Northeast as a solid alternative?
 
woodman1999 said:
Currently using Chase and BofA. Sadly, had my second case of fraud with Chase on 1/20 (second time in 7 months) where someone wired out a VERY significant portion of our joint savings account. So that relationship may be short lived. Been with BofA since it was Bank Boston, then Fleet...

Anyone got any suggestions for a bank in the NJ/NYC/Northeast as a solid alternative?
Click to expand...

capital one
 
Credit union.

A good friend just changed from his "big" bank to the same credit union after this incident a couple weeks ago.

He brings in a check to cash. It was a few thousand $, but no bigger than many other checks he had cashed there (he uses cash to buy antiques). He has banked there for many years, knows all the tellers, knows the manager. The teller sees something on her computer screen and goes to get the manager. The manager comes over and tells my friend he can't cash that check because he doesn't have enough money in his personal account to cover it in case it bounces.

He tells them to look at his business account, where he has many times that amount. Manager says well, the check isn't made out to your business, it's made out to you personally. He stared at the manager for a minute, then the manager says, OK, deposit the check in his business account, then write himself a check from the business account to get the cash. My friend is not carrying around blank checks so that's not an answer.

He asks why this is a problem when he has done the same thing many times over the years. The manager shrugs and says the computer won't let us cash it because you don't have that amount available in your personal account.

So he closed his accounts and moved to the credit union, where they told him that scenario would not cause any problems, they would be happy to accommodate him, and by the way, could he use a $50,000 line of credit for his business?
 
there is no way i would use one of those giant banks listed on the poll
i am a member of a credit union with savings/checking there and the company i work at has a bank where i have an associates checking account for my paychecks
 
kranky said:
Credit union.

A good friend just changed from his "big" bank to the same credit union after this incident a couple weeks ago.

He brings in a check to cash. It was a few thousand $, but no bigger than many other checks he had cashed there (he uses cash to buy antiques). He has banked there for many years, knows all the tellers, knows the manager. The teller sees something on her computer screen and goes to get the manager. The manager comes over and tells my friend he can't cash that check because he doesn't have enough money in his personal account to cover it in case it bounces.

He tells them to look at his business account, where he has many times that amount. Manager says well, the check isn't made out to your business, it's made out to you personally. He stared at the manager for a minute, then the manager says, OK, deposit the check in his business account, then write himself a check from the business account to get the cash. My friend is not carrying around blank checks so that's not an answer.

He asks why this is a problem when he has done the same thing many times over the years. The manager shrugs and says the computer won't let us cash it because you don't have that amount available in your personal account.

So he closed his accounts and moved to the credit union, where they told him that scenario would not cause any problems, they would be happy to accommodate him, and by the way, could he use a $50,000 line of credit for his business?
Click to expand...



I have a funny feeling you are talking about Wells. I get the run around there sometimes, but the friendly manager always takes care of me (free Notary, etc). 😱
 
I've used a local bank for most of my life, but recently started at Chase because they're everywhere. My parents have Wells Fargo and don't care for it much at all. They've had a number of issues with deposits getting "lost" for multiple weeks causing all sorts of issues. They just seem to take their own damn time putting those numbers in your account where as other banks follow a pretty strict time of when to expect your money to appear.
 
Alliant Credit Union for interest rate.

Also have a local bank checking account for quick deposits and such.
 
I bank at The Bank. Seriously, it's called The Bank...

Actually I don't bank there any more, but my parents do, and I did when I was growing up.
 
woodman1999 said:
Just out of curiosity, any reasoning? I have noting against capital one, just wondering if there is anything that stands out in your mind that you like about the bank.
Click to expand...

their service is good. they dont try to milk you with monthly maintance fee. oh...they did gave me $300 bonus to open the account.
 
Bank of America, lots of ATM locations for check deposits and cash withdrawals.
Sovereign Bank, PayPal.
ING Direct, the really active account.
 
regional/local bank.

I started my account there before I had a license because it was the only one in walking distance to my parents house and I haven't felt like going through the hassle of switching even though I could probably get better deals/rates elsewhere.
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top