whats your biggest monthly expense?

[Scouzer]

My parents have a house worth about $300,000 and their property taxes are about $5000 a year. They had a huge amount of equity to put into the house when they build and did a large amount of work on their own during the construction. They also recently refinanced in the last year to lock in at lower interest rates.

After their downpayment, sweat equity and refi, their payments are lower than their taxes.

wow, i guess i forgot how much higher property taxes are in the US versus Canada.

 

[amdhunter]

ipods

 

[Acanthus]

College

 

[InflatableBuddha]

Savings!

That's not a very American way to do things! :twisted:

j/k - my biggest expenses are rent > savings > groceries. Good on ya

 

[invidia]

Food: 1,600-1,800
Mortgage: 1,200
Utilities: 1,000 - 1,100
Auto + Ins: ~700
Other: ~450-700

 

[BW86]

car insurance
phone

 

[GodlessAstronomer]

clothes

Every time you post I want to dick-punch you again and again. This is no exception.

 

[TallBill]

Rent
Food
Alcohol

 

[acheron]

mortgage, by far.
wife's student loan payments from law school after that.

wow, i guess i forgot how much higher property taxes are in the US versus Canada.

don't know about Canada, but in the US property taxes vary widely depending on where you live. e.g., in New Hampshire, there is no state income or sales tax, so the state property tax is relatively high. where I live, there's no state property tax, but there is a county property tax, which varies depending on which county you live in. etc.

 

[InflatableBuddha]

Food: 1,600-1,800
Mortgage: 1,200
Utilities: 1,000 - 1,100
Auto + Ins: ~700
Other: ~450-700

Fatty alert!!!

Well, unless you're feeding a whole family :hmm:.

 

[rcpratt]

Rent - $850
Car+Ins - $350
Food - $250
Gas - $150
TV/Internet - $90
Gym - $20
Cell - $20

And trying to save $1500-1700/mo.

 

[Leros]

Fatty alert!!!

Well, unless you're feeding a whole family :hmm:.

Or he eats out a lot. Eating out adds up really fast.

 

[yh125d]

Gas. About $250 a mo.

 

[Miramonti]

Home ---> biz expenses --> health insurance

 

[meltdown75]

Food: 1,600-1,800
Mortgage: 1,200
Utilities: 1,000 - 1,100
Auto + Ins: ~700
Other: ~450-700

0_0

 

[HardcoreRobot]

first mortgage
second mortgage
eating out

 

[hydroponik]

Cocaine

 

[venkman]

1. Rent (800/month)
2. School loans a close second (773/month)

rent's cheap where you are. 800/month hear locks you in the ghetto

 

[QueBert]

Every time you post I want to dick-punch you again and again. This is no exception.

Really? I didn't know this, but now that I do I'll be sure to post even more.

 

[Bignate603]

$650 - Mortgage payment (includes property tax/PMI/homeowner's insurance)
$500 - Food
$200 - Gas

Overall my wife and I have some pretty low expenses.

 

[eldorado99]

Car insurance (125)
Gas (100)
Student loan payment (100)

 

[IronWing]

Deodorant
Lipstick
Food
Automobile (gas, insurance, depreciation)

 

[guyver01]

Deodorant
Lipstick
Food
Automobile (gas, insurance, depreciation)

taking a bath more than once a month would help lower that expense.

 

[Snapster]

Mortgage
Rent (on another)
Travel (Fuel + Insurance etc)
Utilities
Food

 

[StageLeft]

mortgage, then probably food then it seems everything else is in the same $200-300 range