I have no problem with what you say in this post and I think it's right and factual but it doesn't connect, in my opinion, to what I am saying. In the first place I wasn't looking to explain black poverty in particular or how they got that way in greater proportion, I'm fairly certain, in numbers fthan their representation in the general population. I could throw in here that our racial bigots that have appeared in this thread, who are blind to the fact and presence of that bigotry in the notions they let slip, are I think bigots precisely because they personally do not experience in life what many many blacks do experience, all the traditional stuff you listed here that has tended to hold them back. They (generally younger white conservatives) haven't walked a mile in the other guys shoes and are empathy blocked in doing so imaginatively by their unconscious assumption that what they experience in life is the experience of everybody.
Where I think you're analysis runs into trouble is that if it were the whole story the provision of resources would ipso facto fix the problem. As it turns out, the single minded answers provided by the left and the right both fail because poverty isn't just not having resources, it's a state of mind. Poor people condemn themselves to poverty by having been destroyed in childhood by being put down, told they are worthless and can't amount to anything. What remains is seething rage and the desire to steel what they need. This is why it is necessary to treat not only the symptoms, the condition of poverty that is physicao, but also the negative mental state, the unconscious assumptions that we poor deserve to be poor. With bad attitude you have struck out even before you get to bat.
Nothing ever happens to cure poverty because the resources are horded by others who also feel poor and by the lack of 'third way thinking'.