The age 26 rule really doesn't change much. Chart 5. Sheesh.
http://www.healthcostinstitute.org/files/Age-Curve-Study_0.pdf
This really ties into the government knowing better than me how to spend my money. Know what I was going to do with every penny I saved? Help out my spouse when I start a family, and save some for old age. Now they are doing it for me. Thanks! I must've been too stupid before. Here, please take my money, save me from myself.
I don't mind paying my share, I'd just rather not also pay for baby mommas and the baby boomer demographic who just voted themselves my money.
You know what the demographics curve looks like yes? Its really not a surprise now that the boomers are all 65+ they just voted themselves some of that working prime age money without paying for it when they were young. Its just the fair thing to do, lol. What a joke.
Eskimopy is like thank you sir may I please have another? I think you are stupid, fwiw, and you think I am stupid as well. But at least I have my own interests in mind. The boomers made it pretty clear they have their own interests in mind as well. I'm of the opinion that you and people like you have been tricked out of voting for your own self interests, but everybody has to learn on their own I guess.
IF I was in your situation Eski I'd probably be saying the same thing that you are. I figure the pre-existing conditions is what costs the additional 2.4%. Thats totally fine. Its the 3-1 rule I disagree with. I also disagree with pooling male/female insurance. Thats why you're supposed to get married.