The trouble I see in Obamacare

[fskimospy]

Vision and dental, which young people actually use, would go a long way toward smoothing it over, as would lower deductibles for people unlikely to use the insurance. Although the ACA mandates minimum coverage, vision and dental are of course not included. Its almost too funny.

Employer plans are good insurance plans, thats why no one complains. Better group pricing.

Vision and dental shouldn't be included and for the most part aren't good anyway. They are good perks of your employer offers them, but overall they are very different than medical insurance.

With vision and dental care you almost always run into modest, predictable expenses. When was the last time you knew someone who went in to get glasses and then walked out with a $50k bill? Same with dentistry. Sure sometimes people have a big bill from that, but it is almost always due to years of neglect.

 

[Pens1566]

Vision and dental shouldn't be included and for the most part aren't good anyway. They are good perks of your employer offers them, but overall they are very different than medical insurance.

With vision and dental care you almost always run into modest, predictable expenses. When was the last time you knew someone who went in to get glasses and then walked out with a $50k bill? Same with dentistry. Sure sometimes people have a big bill from that, but it is almost always due to years of neglect.

Agree with one caveat. You could make an exception for twice a year (or whatever interval) preventative dental visits being "covered". Although any dental plan really should already do that.

 

[Hayabusa Rider]

There is a time to be political, and a time to be human.

Really? Well here's a question out of real life that everyone has dodged. There are elderly who cannot get out nor have family to help. They are diabetic and need supplies for testing etc. They are also under a government plan, Medicare B which pays for them.

You work in the pharmacy these people depend on and their medications are delivered to them with no charge or obligation. There is no fee billed to them or the government or anyone else. You are told that it is now illegal to deliver these supplies to them. On or off the clock doesn't matter. You can't swing by after you are finished working because you are an agent of the pharmacy. You can't solicit help from anyone either. Any means of delivering what is needed is illegal. Remember, they can't get out and they don't have anyone they can call on. So what is your "human" solution to having coverage that can't be used? Do you deny them or break the law? How "human" are you? You willing to face potential criminal sanctions? You can't weasel out of this. Deny or supply. This is the government's fault, but you and the patient have to deal with the consequences, because for those who created this situation there are none.

Does your "humanity" extend to getting what is needed or do you let them hang for your politicians?

You haven't a third choice.

Just as important, are you going to excoriate or excuse those who put people in this predicament? No "well the free market this" or "private care" that. This is the issue and don't try to spin, deflect or divert.

 

[werepossum]

Vision and dental shouldn't be included and for the most part aren't good anyway. They are good perks of your employer offers them, but overall they are very different than medical insurance.

With vision and dental care you almost always run into modest, predictable expenses. When was the last time you knew someone who went in to get glasses and then walked out with a $50k bill? Same with dentistry. Sure sometimes people have a big bill from that, but it is almost always due to years of neglect.

In today's news, vision and dental care are "modest, predictable expenses" but birth control is not.

You literally could not make this up without an insane person handy.

 

[senseamp]

Really? Well here's a question out of real life that everyone has dodged. There are elderly who cannot get out nor have family to help. They are diabetic and need supplies for testing etc. They are also under a government plan, Medicare B which pays for them.

You work in the pharmacy these people depend on and their medications are delivered to them with no charge or obligation. There is no fee billed to them or the government or anyone else. You are told that it is now illegal to deliver these supplies to them. On or off the clock doesn't matter. You can't swing by after you are finished working because you are an agent of the pharmacy. You can't solicit help from anyone either. Any means of delivering what is needed is illegal. Remember, they can't get out and they don't have anyone they can call on. So what is your "human" solution to having coverage that can't be used? Do you deny them or break the law? How "human" are you? You willing to face potential criminal sanctions? You can't weasel out of this. Deny or supply. This is the government's fault, but you and the patient have to deal with the consequences, because for those who created this situation there are none.

Does your "humanity" extend to getting what is needed or do you let them hang for your politicians?

You haven't a third choice.

Just as important, are you going to excoriate or excuse those who put people in this predicament? No "well the free market this" or "private care" that. This is the issue and don't try to spin, deflect or divert.

Conservative "solution": Get rid of government. Then there would be no Medicare part B, these seniors would not be getting these drugs at all, so delivery is no longer an issue.
If there are specific problems, fix them and move on, don't blow up the whole thing.