Buildzoid (Actually Hardcore Overclocking) reviews the VRM on the MSI B350M Gaming Pro (cheapest B350 motherboard):
https://youtu.be/3BYAdyO9nZo
TLDW: The board is 3+2 and at realistic maximum ratings (125C, 100A, 1.42V vcore) the board will be dissipating 22W of heat through the vcore VRMs. He is pretty critical of the FETs used by MSI (which are the same PK616BA and PK632BA FETs on all their AM4 boards) because they are 1) cheap and 2) inefficient. Which is actually okay IMO on a $69.99 motherboard (price has dropped since I purchased).
BTW I wasn't able to set vcore voltage higher than 1.40V on any EFI for this board, so MSI clearly knows the board's limits and added an extra margin for safety.