- Sep 13, 2001
I mean most people who are adults can easily get these "spend $xx in y months" bonuses by just putting all of the spending you can on a credit card. They aren't hard to hit. They are typically like less than $1k/month if you were to go to full term.Sometimes, I wish my spending was higher to justify getting an opening bonus for many a new card. We're looking at an overseas trip next March - my wife wants to go to Japan, but we have a few backup ideas for some places in Europe if flights are too ridiculous.
Though, I did just open up a Bilt card to pay my rent (no transaction fees for rent, and my corporate landlord is a Bilt member) - get 1 point per dollar in rent as long as there are at least 5 transactions per statement period (and 3x points on restaurants, 2x on travel), and they allow 1:1 point transfers to United and AA. That should at least help build up some miles for a flight or two with a major airline given monthly rent in the Boston metro area.
Then once you get that bonus, get a new card and eventually cancel the first one. I always cancel cards before or at the annual mark when they charge me. Every time I have requested to have the fee removed they gladly remove it too.
I haven't paid for a flight in like a decade aside from taxes/fees, and aside from during covid, I fly like 3-5 times a year. I've saved easily over $20k in flights. I saved $1500 alone on 4 flights going to Grand Cayman in November using SW points and companion pass. I just had to pay $360 in taxes for 4 tickets. Also flown to Roatan, Florida, and Belize this year, all using either United points or SW points.