• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

Paid my car off. /brag

Page 6 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.
OCGuy said:
It's dumb to be successful to have nice things?

Wha...huh?
Click to expand...

I might have misunderstood your post. I thought you stated it was dumb to have a big bank account...I think you meant it was dumb to want a big bank account JUST to brag on ATOT. If that's the case, my apologies.

OCGuy said:
Ah yes, ATOT: Where everyone has 850 FICO scores, 100k jobs, but doesn't spend it on anything 😛
Click to expand...

LOL. FICO close to 800, less than 100K although, with OT, have made it a few times....and spend very little money on anything. Have two kids entering college soon so I can't afford to, lol (or loc - Lots-o-Crying).
 
Engineer said:
I might have misunderstood your post. I thought you stated it was dumb to have a big bank account...I think you meant it was dumb to want a big bank account JUST to brag on ATOT. If that's the case, my apologies.
Click to expand...

All good, misunderstanding. Having a big bank account definately not dumb.
 
Engineer said:
LOL. FICO close to 800, less than 100K although, with OT, have made it a few times....and spend very little money on anything. Have two kids entering college soon so I can't afford to, lol (or loc - Lots-o-Crying).
Click to expand...

Haha....well that is a good reason to not splurge on yourself. That is why I am having a hard time having the SO pop out a kid. The selfish days have to end.

I'm not ready for the vacations to end!
 
OCGuy said:
Haha....well that is a good reason to not splurge on yourself. That is why I am having a hard time having the SO pop out a kid. The selfish days have to end.

I'm not ready for the vacations to end!
Click to expand...

That's the one thing that we still spend on and that is one or two yearly vacations. Don't spend huge amounts of money on them but we do take a few trips a year, especially if we can find a bargain.
 
OCGuy said:
Which is perfectly fine...if you cannot afford to have nice things, or otherwise dont care.


I didn't find a great career path to drive 8 year old Honda Civics.
Click to expand...
You wouldn't believe the PhD Engineers, back when I used to work at Lockheed and the 10 yrd old POS honda's and VWs they drove. All made over 200K.

Seems they understood mathematics and compound interest rather than a depreciating asset.
 
Zebo said:
You wouldn't believe the PhD Engineers, back when I used to work at Lockheed and the 10 yrd old POS honda's and VWs they drove. All made over 200K.

Seems they understood mathematics and compound interest rather than a depreciating asset.
Click to expand...

I'm sure they had something they spent the money on. Personally I am sitting on a 1.9% interest rate so that really doesnt concern me.

If they made 200k and rented a shitty apartment and drove a crappy car, I would say they didnt understand that you can't take money with you when you die.
 
OCGuy said:
Ah yes, ATOT: Where everyone has 850 FICO scores, 100k jobs, but doesn't spend it on anything 😛
Click to expand...

I have no idea what my credit score is, I make ~$80k a year and my living expenses haven't exceeded $500 a month since I joined the Army. Someone was asking me earlier if I received reimbursement for a trip I took back in January. I said I didn't know. He asked how I could not know if I received a payment of ~$400 and I told him I hadn't looked at my bank account since Christmas. He was flabbergasted.

I'd give up $1000\mo of pay to live in a place where I COULD spend some money. The nearest casual dining restaurant chain is at least an hours drive away. :'(
 
Engineer said:
That's the one thing that we still spend on and that is one or two yearly vacations. Don't spend huge amounts of money on them but we do take a few trips a year, especially if we can find a bargain.
Click to expand...

If I'm not working, I want to go on a vacation. If I'm working, I'm dreaming about when and where to go for a vacation. My schedule only allows for extended weekend trips.
 
Zebo said:
You wouldn't believe the PhD Engineers, back when I used to work at Lockheed and the 10 yrd old POS honda's and VWs they drove. All made over 200K.

Seems they understood mathematics and compound interest rather than a depreciating asset.
Click to expand...

People have different hobbies and interest. For some expensive and fancy cars are a hobby.
 
OCGuy said:
I'm sure they had something they spent the money on. Personally I am sitting on a 1.9% interest rate so that really doesnt concern me.

If they made 200k and rented a shitty apartment and drove a crappy car, I would say they didnt understand that you can't take money with you when you die.
Click to expand...

LOL We had this greek guy Lambis in our group who did exactly that. Crazy. There are limits to frugality IMO. But basics such as credit does you no favors were all adhered too.
 
Engineer said:
Where Zebo wins in this equation is that he does not plop down 30 grand for a car to begin with....he takes your car, after you trade it in, and buys it for $3,000 and drives it just as long as you drove it, at 1/10th the cost.
Click to expand...

I did that when i was a kid. I even bought a flooded salvaged once pulled engine and tranny rebuild them. Now I buy 1 year old for half. Bought my F350 for half. My town car for half. And boats, well, always buy in the winter when people are hungry and not using them and wife is bitching at them, and 4-5 years old.😉 20% is not unheard of.
 
Last edited:
nick1985 said:
reality!
Click to expand...

I would agree.

uS001.jpg
 
Zebo said:
You wouldn't believe the PhD Engineers, back when I used to work at Lockheed and the 10 yrd old POS honda's and VWs they drove. All made over 200K.

Seems they understood mathematics and compound interest rather than a depreciating asset.
Click to expand...

10yr old car is not POS. Especially not ones that outlive 10 yrs in 95% cases
 
OCGuy said:
I'm sure they had something they spent the money on. Personally I am sitting on a 1.9% interest rate so that really doesnt concern me.

If they made 200k and rented a shitty apartment and drove a crappy car, I would say they didnt understand that you can't take money with you when you die.
Click to expand...

One guy I work with is in his 50s, makes probably 80-100k/yr and has forever, bachelor no kids, rents the same 2 bedroom 1950s era house for $350/mo that he has since 87, and drives a clean 1998 durango he's owned since 2000
 
Nebor said:
I have no idea what my credit score is, I make ~$80k a year and my living expenses haven't exceeded $500 a month since I joined the Army. Someone was asking me earlier if I received reimbursement for a trip I took back in January. I said I didn't know. He asked how I could not know if I received a payment of ~$400 and I told him I hadn't looked at my bank account since Christmas. He was flabbergasted.

I'd give up $1000\mo of pay to live in a place where I COULD spend some money. The nearest casual dining restaurant chain is at least an hours drive away. :'(
Click to expand...

You have internet don't you? Go to slickdeals.com they will teach you how to spend money.
 
Zebo said:
You have internet don't you? Go to slickdeals.com they will teach you how to spend money.
Click to expand...

I hit slick deals about 10 times a day. Got my living room TV off there, and loads of coffee k-cups, toilet paper, cereal, paper towels, canned & dried goods, gummy bears, etc. I guess I could buy TVs for my garage and bedroom... but I only watch my current TV between 2 and 5 hours a week, so it doesn't really seem worth it. I just feel like I have all the "stuff" that I want.
 
Krynj said:
Tell me you paid way less than sticker.
Click to expand...

There was no sticker. Bought it from a private party.

I could have gotten one from a dealer but they all refused to go lower than sticker price so I just said, "well, I'm leaving. Bye."

They're like, "Whatever."

They could tell I was a smart shopper. :awe:
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top