Capt Caveman
Lifer
- Jan 30, 2005
- 34,543
- 651
- 126
Haven't had an auto payment in over 8 years. It's a nice feeling. Will be buying a new car soon, plan to pay in cash unless I can get super low financing.
I just found out recently that my uncle (who has upwards of 50 rental properties) doesn't carry home owners insurance on any of his property.
I personally have liability, because I have a 240k mi car, but if I had a <5yo car, I would carry full coverage.
As does every business
Business making profit does not a scam make
speed 6?
I just found out recently that my uncle (who has upwards of 50 rental properties) doesn't carry home owners insurance on any of his property.
I personally have liability, because I have a 240k mi car, but if I had a <5yo car, I would carry full coverage.
duh. the first part of my post was in response to someone saying his ins. payouts were larger than his bill.
I don't think they make a speed 6, do they? only mazda3 speed--the hatchback.
Well then, if you're pissed that your ins screws you over when their time to pay out comes, use a better company. When mine was totaled they didn't hassle me at all. Gave me a list of shops to get it estimated, and once the estimate was done they immediately paid off my loan (same company) and put the rest in my checking no questions asked. All I had to do was fax them the incident report.
I don't think they make a speed 6, do they? only mazda3 speed--the hatchback.
i guess that's all you could ask for. which company is that?
Zebo is right. Unless you're a complete dipshit behind the wheel, full coverage is a waste of money.
Wrong, because insurance covers more than just you behind the wheel. Hail damage, water damage, vandalism, etc. All should be covered by your insurance policy unless you have the cash around to buy a new car if the one you drive happens to be stolen/damaged from nature. No thanks, I'll keep my 30 grand I already spent that on a car and if irreparable damage occurs I don't want to plop down another 30, or more.
Wrong, because insurance covers more than just you behind the wheel. Hail damage, water damage, vandalism, etc. All should be covered by your insurance policy unless you have the cash around to buy a new car if the one you drive happens to be stolen/damaged from nature. No thanks, I'll keep my 30 grand I already spent that on a car and if irreparable damage occurs I don't want to plop down another 30, or more.
Where Zebo wins in this equation is that he does not plop down 30 grand for a car to begin with....he takes your car, after you trade it in, and buys it for $3,000 and drives it just as long as you drove it, at 1/10th the cost.
Where Zebo wins in this equation is that he does not plop down 30 grand for a car to begin with....he takes your car, after you trade it in, and buys it for $3,000 and drives it just as long as you drove it, at 1/10th the cost.
Even considering your edit you're still paying for the car twice.Wrong, because insurance covers more than just you behind the wheel. Hail damage, water damage, vandalism, etc. All should be covered by your insurance policy unless you have the cash around to buy a new car if the one you drive happens to be stolen/damaged from nature. No thanks, I'll keep my 30 grand I already spent that on a car and if irreparable damage occurs I don't want to plop down another 30, or more.
edit: until cost of insurance outweighs cost of vehicle/operation
I didn't find a great career path to drive 8 year old Honda Civics.
I did just so I can brag on ATOT about the size of my bank account because you guys are the only ones who matter.
Flattered, but that is a dumb reason to want to be successful.
It's no more dumb than being successful to drive a "nice" car.
It's dumb to be successful to have nice things?
Wha...huh?
