Obamacare rollout status report: central place for updates

[spacejamz]

http://watchdog.org/114950/obamacare-loophole-fraud/

The source is questionable but the issue is not, it's been on my radar for over a year now...

Just another example of 'We have to pass it to see what's in it'....

 

[JohnnyGage]

Just another example of 'We have to pass it to see what's in it'....

That is the very definition of a stool sample.

 

[EagleKeeper]

http://watchdog.org/114950/obamacare-loophole-fraud/

The source is questionable but the issue is not, it's been on my radar for over a year now...

The intent was to allow people that run into a temporary hardship to still maintain health car coverage.

Figuring that one can make up the back premiums when the hardship disappears.

Overlooking that if they do not pay the back premiums (how many on the exchange will have $400-1200) lying around when coming off a financial hardship) there is not much that can be done.


As the article points out; in month #1 (of 3) the insurance companies eat the costs.
In month 2 & 3 the insurance companies have to allow coverage, but not pay the providers. And the user just signs up the following year for another; and if was covered for the initial 9 months; there is no fine applied.

 

[sportage]

This is a typical company employee notification from employers and the effect of Obamacare i.e. ACA on policy plans offered.
I got this from a relative.
Note the marked in "red" additions from previous years as to healthcare terms.
This is a reputable insurance company used by this employer for many years.
Note how this insurer, being reputable, have complied with the new ACA guidelines.
This is how an reputable insurer company reacts to ACA reform.
This is typical for most companies in 2013.
And note, the non-reputable crap policy insurance companies out there would rather cancel customers and policies than offer a quality product.
Beginning to catch the difference?

This 2014 employer enrollment notification is the norm, not the exception.
This is how the system was meant to work for the consumer. after ACA.
Cancelations sent out from those "other" insurance companies would prefer not
to address or offer the changes and additions seen with this form (above).

This is the difference between owning a crap policy from a undesirable company operating for profit only, not interested in offering a quality product, and the company (above) that does believe in treating consumers with respect with following basic simple ACA regulations.

Beginning to see the issue here?
Good vs bad.
Quality vs crap.
Cancelation vs moral standards?
Bad insurance vs good?

So why would republicans in congress wish to defend any insurance policy that did not include the red-dot terms listed above?
You might want to ask your republican congress person and or state republican governor that same question.

And, by the way but not listed on the form, the premiums for this companies insurance plans increased less than 1 % percent for 2014 vs 2013.
Where as with every previous year before 2013, premiums had risen substantially year after year from 8% to 13% vs previous year.
You make the call. Which is in your best interest. ACA reform or the old business as usual?
Can you tell the difference?
Bueller? Bueller? Ferris Bueller?

PS. Blue Cross / Blue Shield is the insurance provider with this employer.
.
.

 

[Genx87]

DC insurance comissioner pushes back against Obama's fix and gets fired.

http://www.washingtonpost.com/local...8eaea0-4f17-11e3-9890-a1e0997fb0c0_story.html

 

[Scotteq]

When I was in the Navy years ago, we had a universal explanation for stuff like this: "ReadyFIRE!!! aim..."

 

[rudder]

So now we are finding out the obamacare system is only 60% complete. I suppose the administration wanted to get everyone signed up, then figure out how to collect premiums and reimburse doctors and hospitals later. WTF????!?!?

 

[boomerang]

Testimony yesterday from four individuals with a consensus that the website is not secure and that it has probably already been compromised.

http://abcnews.go.com/blogs/politic...warn-healthcare-gov-is-vulnerable-to-hacking/

Cyber security experts told Congress today that the Obama administration should take Healthcare.gov offline until privacy vulnerabilities are addressed and detection capabilities are improved.

David Kennedy, a so-called “white hat hacker” who tests security flaws by hacking online systems to help identify weaknesses, warned that there are critical flaws and exposures “currently on the website that hackers could use to extract sensitive information.”

“The purpose of security isn’t to say, ‘Hey, we’re 100 percent impenetrable all the time,’ but can we detect the hackers in the very early stages of the life cycle of the attack, monitor that, and prevent the attacks from happening. And none of those are clearly being done on the Healthcare.gov website,” Kennedy said before the Science, Space and Technology Committee.

“Just by looking at the website, we can see that there is just fundamental security principles that are not being followed,” he said.

Early adopters are probably having their information shared around the world right now. :thumbsup:

Meanwhile, Obama is still blaming Republicans for his failure. It's like having grade school children running the country. Wasn't me!!

Not a single Republican voted for this thing. Years of them telling everyone the problems with this legislation while being continually derided while being called racists and worse for doing so and it's all coming true. And there's a shit-ton more we don't yet know about in the tens of thousands of pages of regulations formulated in association with this juvenile effort at reforming health care. Thanks Democrats. That high hard one you've jammed up our asses feels just wonderful.

 

[Doppel]

So now we are finding out the obamacare system is only 60% complete. I suppose the administration wanted to get everyone signed up, then figure out how to collect premiums and reimburse doctors and hospitals later. WTF????!?!?

No problem! You can add Paypal in, like 5 minutes, to any website. No worries.

Testimony yesterday from four individuals with a consensus that the website is not secure and that it has probably already been compromised.

The user experience alone is so bad that any business worth a shit would have decided to put up a "coming soon" in place of it. Their refusal to admit initially the site was patently unfinished and that it continues to be completely unfinished is why it's still up. I hope a bunch of people have their data stolen and Obama has to then explain how it somehow doesn't matter.

His disapproval rating is highest it's ever been according to CBS: http://washington.cbslocal.com/2013/11/20/cbs-news-61-percent-of-americans-disapprove-of-obamacare/

 

[piasabird]

When the website asks for your medical information before you can see the plans then something is wrong. Why give your medical information before you buy? At work they just give me insurance.

 

[Genx87]

So I guess the website wont be fixed in 4-6 weeks after the middle of Oct.

 

[Matt1970]

So I guess the website wont be fixed in 4-6 weeks after the middle of Oct.

10 days till the promised fix date.

 

[PrinceofWands]

The process for administrative complaints actually seems to be pretty simple and working without issue. Of course, that's largely because it's a dead-end, but *shrug*.

My daughter is unable to complete the sign-up process. It tells her she can't be verified and to call customer support, but customer support says it's not taking calls due to being overwhelmed. She's been trying since the first week of October with the same results every time.

Most people I know are either now signed up for free or reduced cost Medicare, or aren't impacted because they have insurance they can keep. A few others are joining me in the total boycott, so they aren't a part of the rollout blues either. I can count on one hand the number of people I personally know that are experiencing problems (other than moral/legal/ethical ones).

 

[davmat787]

10 days till the promised fix date.

5 more WORKING days until the promised fix date. Government certainly will not be working weekends or Thanksgiving on this.

 

[irishScott]

5 more WORKING days until the promised fix date. Government certainly will not be working weekends or Thanksgiving on this.

I dunno. They just might try for public appearances. "We're so awesome we're working through Thanksgiving to fix this!"

 

[First]

Not a single Republican voted for this thing. Years of them telling everyone the problems with this legislation while being continually derided while being called racists and worse for doing so and it's all coming true.

lol.

You guys are going to be so disappointed when this is as popular as Medicare or SS and Repubs don't win a presidential election for another decade.

 

[irishScott]

lol.

You guys are going to be so disappointed when this is as popular as Medicare or SS and Repubs don't win a presidential election for another decade.

Yep.

Just like your team coach said though, right? 1 more year before the change we can believe in. He's just spending the first several setting it all up.

 

[Matt1970]

lol.

You guys are going to be so disappointed when this is as popular as Medicare or SS and Repubs don't win a presidential election for another decade.

Most of us won't be around by then.

 

[First]

Yep.

Just like your team coach said though, right? 1 more year before the change we can believe in. He's just spending the first several setting it all up.

That's a lot of derping for something I never denied.

 

[EagleKeeper]

5 more WORKING days until the promised fix date. Government certainly will not be working weekends or Thanksgiving on this.

The government itself is not working on this. Contractors are.
The government is dishing out $$ based on hours worked. Possibly with an added completion bonus.

 

[irishScott]

That's a lot of derping for something I never denied.

Just pointing out that your blind faith is blind.

 

[davmat787]

The government itself is not working on this. Contractors are.
The government is dishing out $$ based on hours worked. Possibly with an added completion bonus.

True. By "government working" I meant changing requirements at the last minute, micro managing the contractors, ignoring industry advice, .etc.

Based on what has come out of their mouths I don't see any humility that would allow for them to change the behaviors that led to this mess in the first place. You can't fix mistakes that you don't take responsibility for.

The sheer hubris is astounding. If the insurance companies weren't muzzled I think we would have collectively broken our necks from all the head shaking. Basically the administration refused to listen to the industries warnings that this would happen, that they knew better than those with actual experience.

As for the $$, incompetence is expensive. As DC has become more incompetent over the years, it is no surprise government has become more expensive. Just one of the many reasons of course.

 

[First]

Just pointing out that your blind faith is blind.

Nah, you're merely revealing your poor reasoning skills. Temporary fluctuations from a single polling outfit means, statistically, next to nothing. FYI.

 

[irishScott]

Nah, you're merely revealing your poor reasoning skills. Temporary fluctuations from a single polling outfit means, statistically, next to nothing. FYI.

And you're revealing simple delay tactics/rationalizations. Much like Obama himself.

"Oh well after X period of time things will be wonderful! I promised it would be here sooner, but just you wait!" I believe this is colloquially known as "kicking the can down the road."

Your argument has no basis other than blind faith, whereas mine at least has the limited support of two months of hard information.

If in one year Obamacare has gone through the necessary near-complete re-writings and actually becomes a beneficial program, I'm sure you'll be back in this forum screaming about how you were right despite the law being completely different. And if you're wrong, it'll be crickets or, more likely, "oh come on, programs this big take at least 5 years to show any real effects" and 5 years later "oh come on it'll at least take 10 years for a program of this size to show the full benefits"; and after that, well then there will most likely be crickets, but you're enough of a radical that you might turn into one of those pathetic die-hard wingnuts.

 

[sportage]

I posted in another thread about a relative that fainted while shopping a few weeks ago.
Her husband had died last January so she company insurance went away with his death, naturally.
Now recovered, she is facing her own medical bills of $86000 ICU. $17000 doctors.
Not one single person besides someone with great personal wealth could financially survive such an occurance. Not one.
Imaging for one moment if this happened to you, and you had no, or were between insurance coverage.
Your life would be ruined for years, if not for life.
You probably would have wish you'd had died rather than recovered.

Welcome to healthcare American style.

I don't give a shit what negative attitudes people take against the attempts at healthcare reform. Anything is better than the old statue quo.
And insurance for profit is an embarrassment to America.
People can gripe and bash reform, but when you get hit by thousands of dollars in medical bills, where $86000 might as well be $86,000,000 you would sing a different tune.

Reform must be supported and any efforts against should be redirected into efforts to improve what is not functioning as planned.
And that includes any website woes.
Never repeal and replace. Instead.. support and correct.

I simply believe most people do not realize what is at stake here.
Nor can they imagine the personal financial devastation if they found themselves between employer insurance, and then hit with a $86000 hospital bill.
No magicial money fairy will come to your rescue over this one.
You will be screwed. Screwed for a long long time. Possibly forever.
And simply because people have this illusion this can not happen to them, think again.
And somehow people believe America has the best system of healthcare, which it has not.
Not when getting sick can and most assuredly will financially destroy a person or family for life.