Obamacare: now with 100% more flowchart

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theeedude

Lifer
Feb 5, 2006
35,787
6,198
126
Then why are insurance companies pointing to the bill as the reason for their premiums going up?

Common sense says if you add more people costs premiums must increase, there is no getting around that. Adding the 26 year old "child" adds risk and health insurance is nothing more than risk management. Health insurance or care isn't free.

Their premiums were going up before the bill, what did insurance companies blame it on before? Common sense says if you treat someone at the office for $200 instead of forcing them to go to ER for $2000, and that gets rolled into everyone's premiums, I'd rather it not be ER.
 

nick1985

Lifer
Dec 29, 2002
27,153
6
81
Obamacare isn't the optimal solution but it will save money compared to the status quo(doing nothing), that is a fact that some refuse to acknowledge no matter what evidence is put forth.

Its proven that the bill will not save any money, despite the initial promises by Obama. HHS and CBO say so, IIRC
 

Throckmorton

Lifer
Aug 23, 2007
16,829
3
0
I'm just stating a fact. Obama said it would save money. After its passed we find out it wont.

And you wonder why 60 percent of the nation wants it repealed.


Of course your idea of "saving money" conveniently leaves out the cost of the uninsured. Just because you pretend people using ERs and hospitals without paying has no cost, doesn't mean it doesn't.
 

chucky2

Lifer
Dec 9, 1999
10,018
37
91
Haha....like people are going to go to make a hospital appt and not use the ER anymore. Like they'll be eating healthier and exercising more.

These people by far and large are going to do exactly what they've always been doing. The only difference is we'll all be paying more for it.

Super.
 

Patranus

Diamond Member
Apr 15, 2007
9,280
0
0
The most interesting thing about all of the challenges to Obamacare is if any portion is thrown out by the courts all of it will be thrown out as it doesn't have a sever clause.

This should be interesting especially with the individual mandate clause being challenged.
 

irwincur

Golden Member
Jul 8, 2002
1,899
0
0
I'm more impressed with the person that put this all on paper. That must have been a lot of work.
 

drebo

Diamond Member
Feb 24, 2006
7,034
1
81
Common sense says if you add more people to a family plan as a whole the premiums MUST go up.

Nuh uh! Because insurance companies make enough money. They should provide all of their services for free because it's mean that they exist as a business to make money.
 

Genx87

Lifer
Apr 8, 2002
41,091
513
126
AGAIN find me any other place with less then that. Try the miltary/DoD or any other.

Who cares what the DoD looks like? Because the DoD is mismanaged we should just sit back and watch our health care be equally mismanaged?
 

BoberFett

Lifer
Oct 9, 1999
37,562
9
81
Well I'm glad to see that the government is removing the complexity in healthcare. We're definitely poised to see great savings and better care.
 

xj0hnx

Diamond Member
Dec 18, 2007
9,262
3
76
Who cares what the DoD looks like? Because the DoD is mismanaged we should just sit back and watch our health care be equally mismanaged?

Come on now, you know as well as I do it's just deflection.
 

ElFenix

Elite Member
Super Moderator
Mar 20, 2000
102,407
8,595
126
Then Republicans should run on platform of repealing Medicare.

too popular a program to do that. but whether a program is popular and whether it is the right program are two different matters.
 

Budmantom

Lifer
Aug 17, 2002
13,103
1
81
It's no coincidence they fvck up every time they try. It's like asking someone who not only doesn't know about cars, but hates them, to fix your engine.

Are you referring to Barry and America?

Or Barry fvcking-up GM and Chrysler?
 

bamacre

Lifer
Jul 1, 2004
21,029
2
81
I would have preferred a simpler bill as well, how about a one sentence one:

"The age of eligibility for Medicare is hereby lowered to birth."

Yes, let's move everyone to a system that is already projected to bankrupt our entire government.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
Yes, let's move everyone to a system that is already projected to bankrupt our entire government.

How about we move them to medicaid that is bankrupting states and federal goverment?

oh wait, that's what Obamacare is.
 

bfdd

Lifer
Feb 3, 2007
13,312
1
0
The only problem with the health care bill is that it doesn't contain single payer non profit government insurance because the Republicans blocked it. It could have all been very simple.

But Republicans and the brain dead morons who vote them in are assholes who support the interests of the insurance industry over the American people.

I think both major parties are assholes and both support the interests of the insurance industry. This was a D bill bud and they made extra sure to line the pockets of the insurance companies.
 

MooseNSquirrel

Platinum Member
Feb 26, 2009
2,587
318
126
Premium costs are rising because of it. Overall healthcare costs are rising because of it. That's the biggest failure and detriment, the very thing is was touted as trying to "fix" is going the exact opposite direction.

Government is the source of, not the solution to all our problems.


I'm with you 100%, civilization is SERIOUSLY overrated.

Plus if there is one thing private health care companies has shown us, its that no one keeps health care costs from rising like they do.
 

Moonbeam

Elite Member
Nov 24, 1999
74,904
6,787
126
I think both major parties are assholes and both support the interests of the insurance industry. This was a D bill bud and they made extra sure to line the pockets of the insurance companies.

That was the only bill the Democrats could get with so many asshole Republicans voting as a block. If they all died we might have, not positive, but might have had a better bill. People love gridlock because they think the government can't do much harm, but there is huge harm in not having any progress. An organism that can't adapt will die and the Republicans are the party of death.

Perhaps the people will begin a petition for an amendment to the Constitution to ban political contributions or some such to vastly limit the power of money to buy votes. The politicians will never do it.
 
Nov 29, 2006
15,922
4,493
136
Do you not read the news? There have been countless articles detailing why premiums are rising in DIRECT relation to this new law. Specifically the 26 year old "child" provision. Common sense says if you add more people to a family plan as a whole the premiums MUST go up.

Ok so what was the direct relation to the premiums increasing for the last 15 years before this bill came along? Oh thats right...greed and profit.
 

spidey07

No Lifer
Aug 4, 2000
65,469
5
76
Ok so what was the direct relation to the premiums increasing for the last 15 years before this bill came along? Oh thats right...greed and profit.

What is the profit margin of most any insurance company comrade communist?

Oh, and to answer your question, laws that forced insurance companies to offer more benefits is a huge reason for premium increases. Are you old enough to remember the straight 80/20 insurance plans?
 

Throckmorton

Lifer
Aug 23, 2007
16,829
3
0
Then why are insurance companies pointing to the bill as the reason for their premiums going up?

Common sense says if you add more people costs premiums must increase, there is no getting around that. Adding the 26 year old "child" adds risk and health insurance is nothing more than risk management. Health insurance or care isn't free.

That's right, health insurance isn't free, so NO SHIT it's going to 'cost' the 26 year old to have insurance instead of be uninsured. With a mandate, it's inevitable that the average cost paid will go down, because low risk individuals have a big incentive to get insurance.
 

Kappo

Platinum Member
Aug 18, 2000
2,381
0
0
Of course your idea of "saving money" conveniently leaves out the cost of the uninsured. Just because you pretend people using ERs and hospitals without paying has no cost, doesn't mean it doesn't.

Why would they stop using the ER?