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Obamacare: now with 100% more flowchart

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spidey07 said:
Then why are insurance companies pointing to the bill as the reason for their premiums going up?

Common sense says if you add more people costs premiums must increase, there is no getting around that. Adding the 26 year old "child" adds risk and health insurance is nothing more than risk management. Health insurance or care isn't free.
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Their premiums were going up before the bill, what did insurance companies blame it on before? Common sense says if you treat someone at the office for $200 instead of forcing them to go to ER for $2000, and that gets rolled into everyone's premiums, I'd rather it not be ER.
 
ayabe said:
Obamacare isn't the optimal solution but it will save money compared to the status quo(doing nothing), that is a fact that some refuse to acknowledge no matter what evidence is put forth.
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Its proven that the bill will not save any money, despite the initial promises by Obama. HHS and CBO say so, IIRC
 
nick1985 said:
I'm just stating a fact. Obama said it would save money. After its passed we find out it wont.

And you wonder why 60 percent of the nation wants it repealed.
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Of course your idea of "saving money" conveniently leaves out the cost of the uninsured. Just because you pretend people using ERs and hospitals without paying has no cost, doesn't mean it doesn't.
 
Haha....like people are going to go to make a hospital appt and not use the ER anymore. Like they'll be eating healthier and exercising more.

These people by far and large are going to do exactly what they've always been doing. The only difference is we'll all be paying more for it.

Super.
 
The most interesting thing about all of the challenges to Obamacare is if any portion is thrown out by the courts all of it will be thrown out as it doesn't have a sever clause.

This should be interesting especially with the individual mandate clause being challenged.
 
spidey07 said:
Common sense says if you add more people to a family plan as a whole the premiums MUST go up.
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Nuh uh! Because insurance companies make enough money. They should provide all of their services for free because it's mean that they exist as a business to make money.
 
Well I'm glad to see that the government is removing the complexity in healthcare. We're definitely poised to see great savings and better care.
 
senseamp said:
I would have preferred a simpler bill as well, how about a one sentence one:

"The age of eligibility for Medicare is hereby lowered to birth."
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Yes, let's move everyone to a system that is already projected to bankrupt our entire government.
 
Moonbeam said:
The only problem with the health care bill is that it doesn't contain single payer non profit government insurance because the Republicans blocked it. It could have all been very simple.

But Republicans and the brain dead morons who vote them in are assholes who support the interests of the insurance industry over the American people.
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I think both major parties are assholes and both support the interests of the insurance industry. This was a D bill bud and they made extra sure to line the pockets of the insurance companies.
 
spidey07 said:
Premium costs are rising because of it. Overall healthcare costs are rising because of it. That's the biggest failure and detriment, the very thing is was touted as trying to "fix" is going the exact opposite direction.

Government is the source of, not the solution to all our problems.
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I'm with you 100%, civilization is SERIOUSLY overrated.

Plus if there is one thing private health care companies has shown us, its that no one keeps health care costs from rising like they do.
 
bfdd said:
I think both major parties are assholes and both support the interests of the insurance industry. This was a D bill bud and they made extra sure to line the pockets of the insurance companies.
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That was the only bill the Democrats could get with so many asshole Republicans voting as a block. If they all died we might have, not positive, but might have had a better bill. People love gridlock because they think the government can't do much harm, but there is huge harm in not having any progress. An organism that can't adapt will die and the Republicans are the party of death.

Perhaps the people will begin a petition for an amendment to the Constitution to ban political contributions or some such to vastly limit the power of money to buy votes. The politicians will never do it.
 
spidey07 said:
Do you not read the news? There have been countless articles detailing why premiums are rising in DIRECT relation to this new law. Specifically the 26 year old "child" provision. Common sense says if you add more people to a family plan as a whole the premiums MUST go up.
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Ok so what was the direct relation to the premiums increasing for the last 15 years before this bill came along? Oh thats right...greed and profit.
 
soulcougher73 said:
Ok so what was the direct relation to the premiums increasing for the last 15 years before this bill came along? Oh thats right...greed and profit.
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What is the profit margin of most any insurance company comrade communist?

Oh, and to answer your question, laws that forced insurance companies to offer more benefits is a huge reason for premium increases. Are you old enough to remember the straight 80/20 insurance plans?
 
spidey07 said:
Then why are insurance companies pointing to the bill as the reason for their premiums going up?

Common sense says if you add more people costs premiums must increase, there is no getting around that. Adding the 26 year old "child" adds risk and health insurance is nothing more than risk management. Health insurance or care isn't free.
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That's right, health insurance isn't free, so NO SHIT it's going to 'cost' the 26 year old to have insurance instead of be uninsured. With a mandate, it's inevitable that the average cost paid will go down, because low risk individuals have a big incentive to get insurance.
 
Throckmorton said:
Of course your idea of "saving money" conveniently leaves out the cost of the uninsured. Just because you pretend people using ERs and hospitals without paying has no cost, doesn't mean it doesn't.
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Why would they stop using the ER?
 
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