I heard from the apartment office mentioning about reporting or submitting to court for not paying the rent on time... sounds very cruel, ruthless, and merciless to me. That's why I fear I go to jail if that happens? I want to get out of my apartment as soon as possible. The lease expires on July 20. Tomorrow I'm going to go cancel the renewal...so I can get out. I want to get out of the apartment even sooner than that cause I can't pay the rent... I'll probably get late again and charge me huge fines.
I'm a bit concerned if it will affect my background if I don't pay bills at all. They gonna sue me or hand over to the collectors agencies. Wouldn't this cause problems me getting a job when the employer does a background check on me?
You can't go to jail for civil cases. Even if you could jail is better than living in the woods anyway. At least there its warm, dry and you get 3 meals a day. All that happens is you get sued they win in court and get a judgement against you. They can use that judgement to garnish your wages. Which they are limited to how much they can take so they can't steal your whole paycheck. Wage garnishment takes awhile any way so the way you go through jobs they'll never have time to get it in place at that particular employer before you get fired. Then they have to start the process all over again at the next employer. Credit background checks only matter for higher skilled jobs. If everyone with bad credit/judgements was kept from working there would be no low skilled workers.
The judgements only start to matter if you get your life back together start getting real money in your savings account and go to buy a house and such. If you get your shit together file bankruptcy before you start saving a bunch of money and the judgements go away.
All thats only if you get sued, if it just goes to collections its all good as they can't garnish your wages. They have to sue and get a judgement for that.