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$10k is nothing
I owe about $20k and that doesn't include a house OR even a new car. Gotta love those student loans! Of course $15k of this is currently costing me a mere 4.75% interest, so that's pretty sweet 
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Yes. For those of you who did not get in on that loan consolidation hot deal last year, shame on you!
I'm currently just under $16k in debt, but the interest rate is 4.7%. I figured out that by doing the consolidation, I will save myself about $1500 over the life of the loan. That is a fine hot deal.
What I find interesting though is that I also have a loan from my parents, from whom I bought my car. They're charging me 6% interest! Not that it's a bad interest rate, compared to what I would likely get from a bank. I just think it's interesting that my parents apparenetly view me as a higher risk than the government does.
