z1ggy...
if i'm not mistaken, small FFT isolates the CPU by itself. and large FFT tends to test the RAM and memory subsystem. this OC guide suggests using Memtest86 to test memory. try that, with EVERYTHING set at stock, to make sure you don't simply have a stick of bad RAM. i was having some isolated crashes in games after a long while of no problems at all. decided to run some stress tests AGAIN, and had errors with large FFT. i asked graysky what his hunch would be, and one suggestion was just that, try Memtest86. sure enough, i adjusted my RAM voltage and that fixed it. believe it or not, i actually had to LOWER my RAM voltage a little under factory spec.
it's too frustrating to try to overclock everything all at once. make sure everything runs at stock first. then we can try to figure out what to do next, one part at a time.