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how much credit card debt do you carry?

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ugh, i've been slowing creepin gup the past months, since i dont have a job, but i keep spending like i do have a job :Q

its a couple hundred now i think, but i'm getting employed in the next few months, so i'm all good hopefully 🙂
 
Yahoo Visa: 0
MBNA: 10.5K
Citibank: 0
Discover: 0

MBNA is 0% APR until August 2003. Used the credit card to buy savings bonds. hehehe 😀
 
For the longest time, I was puzzled why everyone had such strong feelings about credit cards, until I realized that people used them as credit cards, ie. to get money they didn't have. I guess because I had always thought of them and used them as a substitute for paying cash that I had (and I still do), it never occurred to me that they were anything different than writing a check from your bank.

Now, I see that credit card debt, and debt in general is crushing our society. This is a serious problem.

I also have heard that because so many people are taking out home equity loans (and some are even using credit cards to pay the debt on those!), there is an impending real estate crisis in this country.

 
If you count car loans then roughly 23K 🙁

If its just credit cards. I have roughly $1,300 on it. I have the funds waiting in my checking account to pay it off though. Last i checked it was at $4000+ dollars.


--Scsi
 
Originally posted by: SCSIfreek
If you count car loans then roughly 23K 🙁

If its just credit cards. I have roughly $1,300 on it. I have the funds waiting in my checking account to pay it off though. Last i checked it was at $4000+ dollars.


--Scsi

wow... i wish i had 4k in the bank ready to be spent... still saving for a car... and i'm trying to buy one without financing it... its taking longer than i'd like... 🙁
 
Originally posted by: minendo
Right now I have about $1500, but that will all be paid off once the statements arrive.

Same. My debt is usually 0, but this month it is 1500, but will be paying it off in full.
 
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