How much are you in debt? Be honest.

[Golgatha]

Originally posted by: mugs

Originally posted by: QurazyQuisp
1) 0
2) 0

Age: 18, freshman in college. I have no CC.

Get one. Use it. Pay it in full every month. My wife made the mistake of not building a credit history early.

Agreed. My wife is very thrifty and saves money very well, but she didn't have much of a credit history otherwise, so my credit history is quite a bit better.

1) $0

2) About $103,000 left on the mortgage. Always put 20% down if possible to avoid PMI 🙂 Vehicles are paid for as well as schooling. You don't have to sacrifice everything to retire well, but you should certainly plan for the lifestyle you want to live once you get to retirement age ASAP.

My age is 27.

 

[Jaxidian]

Originally posted by: Alchemist99
$245,000 it hurts.

Yup, I feel for ya...

$130 house (gone in 29.5 yrs)
$110 student loans (gone in 15 yrs)
$10 car (gone in 1.5 yrs)

 

[MyThirdEye]

Depends on if my parents make me pay them back 😛

 

[whoiswes]

1. about $500
2. about $90K (mortgage) + $20K (student loans) + $25K (car and truck)

 

[cherrytwist]

1) $1k
2) ~$40k

 

[KaOTiK]

CC 3300
Student Loan 40k, in about 9 months add another 17k for another student loan

Kao

 

[Beige]

I havent even established some credit xD..

 

[Aimster]

I am in debt around 109k

Most of it student loans.

 

[AstroCreep]

Credit Card: 3500
Student Loan: 8000
Car: 5000

TOTAL: $16,500

No house, no apartment (still at home until I pay this crap off, lol!).

 

[ultimatebob]

About 20 grand in car loans. I could probably pay that off if I really wanted to, but I don't want to blow my emergency fund.

 

[Reckoner]

CC: $300
Car Loan: $14.9k
Student loan: $14.4k

 

[OhioState]

70000 mortgage

 

[Juno]

1.) 0
2.) 0

my mom spoils me. :/

 

[lithium726]

CC: I have never had a credit card, and i hope to never have to have one.
student loans: 14k and climbing 🙁

 

[TheToOTaLL]

$98,000 left on my mortgage (which I have on the market since we're relocating up north)
$14,000 left on my Durango
$15,000 left on my wife's Focus
$0 on my student loans (just paid them off, thanks Dad!)
$31,000 on my wife's student loans (in deferment until June, since she just graduated in December)
$20,000 in CC debt between me and my wife's CCs & credit accounts (a quarter of that will be gone in the next 7 days when our tax return arrives 🙂)

 

[compuwiz1]

Only the amount of my last credit card bill, which gets paid off each month. It's $742.56, which is about the last months gas, food and some DVD's I bought.
Both cars, which were bought on 5 year notes 2 years ago, got paid off in October. 🙂

 

[Cook1]

CC= $75 😀 (I don't use my CC much)

Student Loans= $20,000-$23,000 (not too bad, been paying as I'm in school)

 

[Rallispec]

i cant believe how low everyone's mortgage's are.... i'm looking to buy a place now, and even the cheapest Condo's around here are STARTING at $200...

so, within the next couple months between cars, student loans, and a place to live,-- i'll be looking at between $250k and $350k.. 🙁

 

[HomeBrewerDude]

cc = 8,000
Total = 160,000

 

[spacejamz]

1. CC - about 25% of my available limit 🙂
2. around $230K (mortgage, 2 cars and CC debt)...

 

[Spiked]

$550 CC
$550 TOTAL

 

[shuttleboi]

I wonder how many of you with 0 total debt are living in an apartment?

Me:
1) I currently owe $600 on my credit card.
2) I owe $300000+ on my mortgage.

 

[Zugzwang152]

CC: About $1700 now, quickly dropping. By the beginning (or at very worst, end) of this summer I hope to be down to $0.

Everything: $1700. No mortgage or student loans yet, though I expect to take out a loan for graduate school.

 

[imported_ceefka]

Current Account: 0
Mortgage: 115K (my share)

I used to have a Current Accout debt around 5K, but worked hard to get rid it. I feel much more comfortable without debt. Still have a hard time saving up though. That's my next step to succes. 😀

 

[WolverineGator]

1. 0
2. 411k (though still in the process of closing on the second home right now=225k)