• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

How long can a creditor continue to ask for money from a deliquent account?

BentValve

BentValve

Diamond Member
When I was young and dumb I got a $300 card from a jewlery store, I bought a watch and never paid a dime on it.

They bugged me for 7 years and I never paid them...it must have switched creditors 5 times in all that time.

Roll the clock forward another 7 years and I have good credit now , several credit cards and I hold a job...I am not wealthy or anything and really I am in debt more than I should be but I am working on that.

Today I got a letter saying I owed these people $1150 some odd dollars...good god man! Its been 14 fricking years , can they still legally bother me for money? How in the hell did they track me down, I must have moved a half dozen times in 14 years!!


Im gonna be 80 and still getting letters from these guys....I not gonna go out like that!
 
Today I got a letter saying I owed these people $1150 some odd dollars...good god man! Its been 14 fricking years , can they still legally bother me for money? How in the hell did they track me down, I must have moved a half dozen times in 14 years!!
Click to expand...
Well, did you expect them to just ask for the $300 that you owed? Pay the bill.

 
That is not the point though...its not "them" anymore..its been sold and re-sold and sold again...who knows who is in charge of this account now.

No I will not pay it, yes it was wrong but I aint payin.



 
Originally posted by: BentValve
That is not the point though...its not "them" anymore..its been sold and re-sold and sold again...who knows who is in charge of this account now.

No I will not pay it, yes it was wrong but I aint payin.
Click to expand...

It does not matter how many times the account gets sold. It's still a debt that is owed. If you purchase a home, your mortgage could get sold off several different times to other lenders. Does this mean you should not pay your mortgage either? :roll:



 
Nope I aint gonna pay because its a greddy creditor that probably paid $2 for the account NOT the original company. I though you guys knew better.
 
Good idea, I think im going to go on a shopping spree then ignore my debt for the rest of my life. New Ferrari here i come.
 
Originally posted by: BentValve
Nope I aint gonna pay because its a greddy creditor that probably paid $2 for the account NOT the original company. I though you guys knew better.
Click to expand...

It still is not your decision to make.

 
Originally posted by: BentValve
Originally posted by: jtusa4
Originally posted by: BentValve
No I will not pay it, yes it was wrong but I aint payin.
Click to expand...

You = What's wrong with society today
Click to expand...



Yah, right pal...go look in the mirror instead of doing the work of God.
Click to expand...

WTF? What does his religion have anything to do with what you are doing. You owe people money, now you refuse to pay because of some BS reason that you managed to convince yourself of. Why do you even bother with the other debt you have currently. They're just greedy creditors anwyays
 
Originally posted by: Mo0o
Originally posted by: BentValve
Originally posted by: jtusa4
Originally posted by: BentValve
No I will not pay it, yes it was wrong but I aint payin.
Click to expand...

You = What's wrong with society today
Click to expand...



Yah, right pal...go look in the mirror instead of doing the work of God.
Click to expand...

WTF? What does his religion have anything to do with what you are doing. You owe people money, now you refuse to pay because of some BS reason that you managed to convince yourself of. Why do you even bother with the other debt you have currently. They're just greedy creditors anwyays
Click to expand...

Gee, I think my lenders are greedy bastages. That's it, I'm not paying any of my bills. None, Nada.

[/sarchasm off]

 
Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks
Click to expand...

It has been answered already. However, those of us in this forum with common sense are not going to provide the answer you are looking for.

 
Originally posted by: BentValve
Nope I aint gonna pay because its a greddy creditor that probably paid $2 for the account NOT the original company. I though you guys knew better.
Click to expand...

I'm sure they paid a lot more than that for it, but it would have never gotten that far if you had been responsible and paid the bill in the first place. You ARE what is wrong with society today, because you incurred a debt and feel no obligation to repay it.
 
Originally posted by: jadinolf
Originally posted by: Mo0o
Good idea, I think im going to go on a shopping spree then ignore my debt for the rest of my life. New Ferrari here i come.
Click to expand...

Get a silver one.🙂
Click to expand...

Forget that, ill get one in every color. I dont have to pay for them anyways. THose greedy banks can pay for them and the greedy debt collectors can go hassle them! They're all greedy except for me who wants eevrything for free.
 
Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks
Click to expand...

<what you want to hear> nah don't worry about buddy, you don't have to pay it.

<reality> pay the bill you worthless bastard!! :|


 
Originally posted by: jadinolf
Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks
Click to expand...

The answer is yes. They can (and should) bug you forever.
Click to expand...

Then, in seven more years, he'll start another thread where the debt has increased to $2,900 because of non-payment. :roll:

 
You must log in or register to reply here.

TRENDING THREADS

Back
Top