How long can a creditor continue to ask for money from a deliquent account?

[BentValve]

When I was young and dumb I got a $300 card from a jewlery store, I bought a watch and never paid a dime on it.

They bugged me for 7 years and I never paid them...it must have switched creditors 5 times in all that time.

Roll the clock forward another 7 years and I have good credit now , several credit cards and I hold a job...I am not wealthy or anything and really I am in debt more than I should be but I am working on that.

Today I got a letter saying I owed these people $1150 some odd dollars...good god man! Its been 14 fricking years , can they still legally bother me for money? How in the hell did they track me down, I must have moved a half dozen times in 14 years!!


Im gonna be 80 and still getting letters from these guys....I not gonna go out like that!

 

[Mo0o]

You owe them money, you need to pay them. Just wishing it away is not going to work.

 

[T2T III]

Today I got a letter saying I owed these people $1150 some odd dollars...good god man! Its been 14 fricking years , can they still legally bother me for money? How in the hell did they track me down, I must have moved a half dozen times in 14 years!!

Well, did you expect them to just ask for the $300 that you owed? Pay the bill.

 

[BentValve]

That is not the point though...its not "them" anymore..its been sold and re-sold and sold again...who knows who is in charge of this account now.

No I will not pay it, yes it was wrong but I aint payin.

 

[Mo0o]

What the hell, why aren't you paying. How are they doing anything wrong.

 

[PoPPeR]

does this mean your old and dumb now

 

[T2T III]

Originally posted by: BentValve
That is not the point though...its not "them" anymore..its been sold and re-sold and sold again...who knows who is in charge of this account now.

No I will not pay it, yes it was wrong but I aint payin.

It does not matter how many times the account gets sold. It's still a debt that is owed. If you purchase a home, your mortgage could get sold off several different times to other lenders. Does this mean you should not pay your mortgage either? :roll:

 

[BentValve]

Nope I aint gonna pay because its a greddy creditor that probably paid $2 for the account NOT the original company. I though you guys knew better.

 

[jtusa]

Originally posted by: BentValve
No I will not pay it, yes it was wrong but I aint payin.

You = What's wrong with society today

 

[BentValve]

Originally posted by: PoPPeR
does this mean your old and dumb now

Gee thanks, Well yes I guess i have made some bad decisions ...would I call it dumb? To some degree , yes.

 

[Mo0o]

Good idea, I think im going to go on a shopping spree then ignore my debt for the rest of my life. New Ferrari here i come.

 

[T2T III]

Originally posted by: BentValve
Nope I aint gonna pay because its a greddy creditor that probably paid $2 for the account NOT the original company. I though you guys knew better.

It still is not your decision to make.

 

[BentValve]

Originally posted by: jtusa4

Originally posted by: BentValve
No I will not pay it, yes it was wrong but I aint payin.

You = What's wrong with society today

Yah, right pal...go look in the mirror instead of doing the work of God.

 

[Mo0o]

Originally posted by: BentValve

Originally posted by: jtusa4

Originally posted by: BentValve
No I will not pay it, yes it was wrong but I aint payin.

You = What's wrong with society today

Yah, right pal...go look in the mirror instead of doing the work of God.

WTF? What does his religion have anything to do with what you are doing. You owe people money, now you refuse to pay because of some BS reason that you managed to convince yourself of. Why do you even bother with the other debt you have currently. They're just greedy creditors anwyays

 

[T2T III]

Originally posted by: Mo0o

Originally posted by: BentValve

Originally posted by: jtusa4

Originally posted by: BentValve
No I will not pay it, yes it was wrong but I aint payin.

You = What's wrong with society today

Yah, right pal...go look in the mirror instead of doing the work of God.

WTF? What does his religion have anything to do with what you are doing. You owe people money, now you refuse to pay because of some BS reason that you managed to convince yourself of. Why do you even bother with the other debt you have currently. They're just greedy creditors anwyays

Gee, I think my lenders are greedy bastages. That's it, I'm not paying any of my bills. None, Nada.

[/sarchasm off]

 

[BentValve]

If anyone wants to answer my original question id appreciate it, thanks

 

[jadinolf]

Originally posted by: Mo0o
Good idea, I think im going to go on a shopping spree then ignore my debt for the rest of my life. New Ferrari here i come.

Get a silver one.

 

[T2T III]

Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks

It has been answered already. However, those of us in this forum with common sense are not going to provide the answer you are looking for.

 

[mugs]

Originally posted by: BentValve
Nope I aint gonna pay because its a greddy creditor that probably paid $2 for the account NOT the original company. I though you guys knew better.

I'm sure they paid a lot more than that for it, but it would have never gotten that far if you had been responsible and paid the bill in the first place. You ARE what is wrong with society today, because you incurred a debt and feel no obligation to repay it.

 

[BentValve]

Send it to collections bud! ha ha ...its already been there and left.

 

[Mo0o]

Originally posted by: jadinolf

Originally posted by: Mo0o
Good idea, I think im going to go on a shopping spree then ignore my debt for the rest of my life. New Ferrari here i come.

Get a silver one.

Forget that, ill get one in every color. I dont have to pay for them anyways. THose greedy banks can pay for them and the greedy debt collectors can go hassle them! They're all greedy except for me who wants eevrything for free.

 

[KLin]

Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks

<what you want to hear> nah don't worry about buddy, you don't have to pay it.

<reality> pay the bill you worthless bastard!! :|

 

[jadinolf]

Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks

The answer is yes. They can (and should) bug you forever.

 

[Yossarian]

so basically you're a thief.

 

[T2T III]

Originally posted by: jadinolf

Originally posted by: BentValve
If anyone wants to answer my original question id appreciate it, thanks

The answer is yes. They can (and should) bug you forever.

Then, in seven more years, he'll start another thread where the debt has increased to $2,900 because of non-payment. :roll: