How Insurers Are Hiding Obamacare Benefits From Customers

[Bird222]

I do not have to buy cable or internet.

I do not even have have a phone if I do not want one.



But only when you have a choice in whether or not to buy the product.

You wouldn't have to buy health insurance either if you would just agree to die instead of getting health care.

 

[dank69]

Insults are the last resort of a weak mind.

That quote in any form is only used by the weak minded. The type of person incapable of separating the wheat from the chaff. I load my posts up with insults and profanity in the hope that weak minded individuals such as yourself will ignore the posts and remain ignorant for my own amusement.

Ten companies selling a product you are forced under law to buy.

Why do you think states regulate stuff like electric rates? To stop companies from charging whatever they want.

Back in the early 2000s I was slammed by a phone carrier. They changed my provider, then charged me something like $2 a minute for long distance. When I called they said they could charge whatever they wanted.

Get ready for the same thing to happen to your insurance bill.

Get ready for Obamacare to not be a disaster and for Republicans to take another beating in 2014 and your libertarians to pull down < 1% of the vote.

 

[Hayabusa Rider]

Great, that's good. What isn't good is companies trying to pull shit like this:
They are trying to exploit ignorance. Instead of offering their customers a fair price for their product they are trying to fleece them. $1000 a month more for a worse product? That is fucking criminal.

So you don't know anything but you sure are upset. Ok.

 

[dank69]

That's about how I'm reading it; stupid point is stupid.

I would agree if they weren't trying to lock in their existing customers for a additional $1000/month premium. If CC companies are going to be forced to advertise how their rates work, it won't be long before these companies are forced to point their customers to the exchanges.

 

[dank69]

So you don't know anything but you sure are upset. Ok.

Upset? I'm only upset that an intellectual such as yourself would defend such blatant gouging. You know, since you profess to want the health care industry to be actually fixed but here you are defending the rights of corporations to charge $1000 more a month for inferior products. If I didn't know better, I'd just think you are sore that the ACA might not be the disaster you are hoping and praying for.

 

[Jhhnn]

No American is going to blame the insurance companies, the doctors, the hospitals and the employers when the end result is people have less access to care or longer wait times for care. Obama and the Democratic party will get all the blame.

You presume facts not in evidence wrt less access & longer wait times.

Nice try, though.

 

[AViking]

I don't expect a car dealership to direct me to a better deal.

I don't even expect that from an insurance company.

What I do expect though is to get the most affordable and comprehensive healthcare coverage.

This is why we have a problem. What I want is not compatible with the business model of health insurance.

 

[Paul98]

Yeah because there is no competition in food, drink, clothing, shelter,.... because you have to buy them.

 

[Texashiker]

Get ready for Obamacare to not be a disaster and for Republicans to take another beating in 2014 and your libertarians to pull down < 1% of the vote.

I agree with you on the Republicans taking a beating, but I disagree with obamacare not being a disaster.

By the time March 2014 rolls around people will be protesting in the streets. Working class families simply can not afford the rate hikes like what we are seeing.

 

[dank69]

I agree with you on the Republicans taking a beating, but I disagree with obamacare not being a disaster.

By the time March 2014 rolls around people will be protesting in the streets. Working class families simply can not afford the rate hikes like what we are seeing.

I agree, people can't afford the extra $1000/month that they don't have to pay if they use the Obamacare exchanges. I bet they can afford the $80/month but $1080/month is excessive. Someone should do something about that.

 

[berzerker60]

I agree with you on the Republicans taking a beating, but I disagree with obamacare not being a disaster.

By the time March 2014 rolls around people will be protesting in the streets. Working class families simply can not afford the rate hikes like what we are seeing.

Americans don't (meaningfully) protest in the streets. When they do, if they're conservative old people, they're allowed to have harmless gatherings; if they're young and/or liberal, they're tear gassed and arrested; but neither one accomplishes a damned thing.

 

[Hayabusa Rider]

Upset? I'm only upset that an intellectual such as yourself would defend such blatant gouging. You know, since you profess to want the health care industry to be actually fixed but here you are defending the rights of corporations to charge $1000 more a month for inferior products. If I didn't know better, I'd just think you are sore that the ACA might not be the disaster you are hoping and praying for.

Seriously now. The exchanges have been all over the news. If a cable company says my rates are going up then I without such a resource will look into it. My complaint is that you automatically adsume gouging without knowing any of the background financials. When the coat of something goes up you look elsewhere. She has advertised options, something others do not.

 

[boomerang]

Americans don't (meaningfully) protest in the streets. When they do, if they're conservative old people, they're allowed to have harmless gatherings; if they're young and/or liberal, they're tear gassed and arrested; but neither one accomplishes a damned thing.

Haven't seen the old folks taking a shit on police cars, raping their fellow protestors or throwing shit through windows. Their crime has been to bring plastic bags with which to clean up the site as they left.

 

[Doc Savage Fan]

Insults are the last resort of a weak mind.

But he has exceptional critical thinking skills...just ask him.

 

[Genx87]

Upset? I'm only upset that an intellectual such as yourself would defend such blatant gouging. You know, since you profess to want the health care industry to be actually fixed but here you are defending the rights of corporations to charge $1000 more a month for inferior products. If I didn't know better, I'd just think you are sore that the ACA might not be the disaster you are hoping and praying for.

So you are upset somebody was going to pay more for an inferior product? Where have you been the last month or so? This is happening across the country due to the ACA. Where is your outrage over the rest of the country paying more for less?

 

[dank69]

Seriously now. The exchanges have been all over the news. If a cable company says my rates are going up then I without such a resource will look into it. My complaint is that you automatically adsume gouging without knowing any of the background financials. When the coat of something goes up you look elsewhere. She has advertised options, something others do not.

I'd love to know what kind of "background financials" could cause one company to have to charge $12000/year more for an inferior product.

 

[berzerker60]

Haven't seen the old folks taking a shit on police cars, raping their fellow protestors or throwing shit through windows. Their crime has been to bring plastic bags with which to clean up the site as they left.

Ahh yes, like those scary, shitting, raping students peacefully seated at UC Davis to protest steep tuition hikes:
http://en.wikipedia.org/wiki/UC_Davis_pepper-spray_incident

But don't worry, the poor pitiful cop got paid $38k for his pain and suffering:
http://usnews.nbcnews.com/_news/201...pper-sprayed-student-protesters-awarded-38000

Anyway, the point was that protests don't do anything in America, because our police forces are militarized and pretty evil at crushing any movements that could actually affect the status quo, so claims that people will be 'taking to the streets' are just silly.

 

[dank69]

So you are upset somebody was going to pay more for an inferior product? Where have you been the last month or so? This is happening across the country due to the ACA. Where is your outrage over the rest of the country paying more for less?

I wonder how many people fell for the crap that was being peddled to Donna and just assumed the increase was "because Obamacare!" I bet a lot of Republicans fell for it because it gave them more ammo to hate Obama and that was enough for them to stop looking for other options.

 

[shortylickens]

The reason people are afraid of the ACA is BECAUSE of what the insurance companies were going to do.
This isnt a surprise unless you had your head in the sand. We all knew damn well what was going to happen. They would raise rates on everyone to the point where it doesnt matter if they have to insure high-risk patients.
They're businesses folks, they are in it to make money. They were making damn good money before the ACA. Did you really think they would accept massive losses?

And if they all go out of business most of us wont be getting any health care.
The hospitals still have the right to refuse treatment if you cant pay.
Insurance guaranteed that somebody somewhere else would pay if you were too poor. They just raised the rates slightly on everyone else.
Sorta like uninsured protection on car insurance. It costs YOU more but ultimately protects more people.

 

[Matt1970]

Get ready for Obamacare to not be a disaster and for Republicans to take another beating in 2014 and your libertarians to pull down < 1% of the vote.

Lied to about keeping your insurance plan.
Lied to about keeping your doctor.
Lied to about premiums.
Catastrophic rollout of the website/exchanged.

We don't have to wait till 2014 for it to be a disaster. It's a disaster now.

 

[Zivic]

That quote in any form is only used by the weak minded. The type of person incapable of separating the wheat from the chaff. I load my posts up with insults and profanity in the hope that weak minded individuals such as yourself will ignore the posts and remain ignorant for my own amusement.



Get ready for Obamacare to not be a disaster and for Republicans to take another beating in 2014 and your libertarians to pull down < 1% of the vote.

how do you not see that the ACA didn't increase competition, it forced an increase in demand. it didn't all of a sudden introduce new insurance companies to the market..

whether it's a single company or multiple it doesn't matter. if my rates skyrocket and I call around for a lower rate, guess what, they are all are going to be high.

realistically the ACA didn't do anything other than require us to buy insurance. the "marketplace" is a joke. it simply consolidates the available plans that anyone of us could shop on our own or through a broker. it didn't magically make plans cheaper (other than subsidizing them). The govt required that more things be covered so I would argue they required us to buy more expensive coverage.

if the govt wanted to help, they should have addressed the actual medical costs, not increase the demand for them through making everyone buy coverage

 

[dank69]

The reason people are afraid of the ACA is BECAUSE of what the insurance companies were going to do.
This isnt a surprise unless you had your head in the sand. We all knew damn well what was going to happen. They would raise rates on everyone to the point where it doesnt matter if they have to insure high-risk patients.
They're businesses folks, they are in it to make money. They were making damn good money before the ACA. Did you really think they would accept massive losses?

And if they all go out of business most of us wont be getting any health care.
The hospitals still have the right to refuse treatment if you cant pay.
Insurance guaranteed that somebody somewhere else would pay if you were too poor. They just raised the rates slightly on everyone else.
Sorta like uninsured protection on car insurance. It costs YOU more but ultimately protects more people.

Except the ACA limits how much profit health insurance companies can make.

 

[dank69]

Lied to about keeping your insurance plan.
Lied to about keeping your doctor.
Lied to about premiums.
Catastrophic rollout of the website/exchanged.

We don't have to wait till 2014 for it to be a disaster. It's a disaster now.

Yes, yes, just like Benghazi was a disaster. It's just been one disaster after another and yet polling for Republicans has been tanking. Sucks to be you.

 

[dank69]

how do you not see that the ACA didn't increase competition, it forced an increase in demand. it didn't all of a sudden introduce new insurance companies to the market..

whether it's a single company or multiple it doesn't matter. if my rates skyrocket and I call around for a lower rate, guess what, they are all are going to be high.

realistically the ACA didn't do anything other than require us to buy insurance. the "marketplace" is a joke. it simply consolidates the available plans that anyone of us could shop on our own or through a broker. it didn't magically make plans cheaper (other than subsidizing them). The govt required that more things be covered so I would argue they required us to buy more expensive coverage

Right, forcing companies to list the prices and services of each of their plans side by side on a single page for the consumer to easily compare them doesn't force the companies to compete at all.

 

[Texashiker]

I agree, people can't afford the extra $1000/month that they don't have to pay if they use the Obamacare exchanges. I bet they can afford the $80/month but $1080/month is excessive. Someone should do something about that.

I have yet to find insurance cheaper than my current rates, which just happened to go up 9% last month.

But he has exceptional critical thinking skills...just ask him.

As long as he lives in his moms basement he has nothing to worry about.

While the rest of us are struggling to get by, dank is probably munching on hot pockets and playing world of warcraft.