How did your 401k do last year?

[AmpedSilence]

did terrible this year, 3.5% or something like that.

 

[SuperNaruto]

4.6, would have been worse if i didn't swap out of domestic funds middle of the year... the international funds gave me some 15 - 23% return to balance the negative of the domestic funds..

 

[LordSnailz]

16.3%
Any good reading sites on what/how to invest for you 401ks and Roth IRAs ?

 

[LuckyTaxi]

Originally posted by: LordSnailz
16.3%
Any good reading sites on what/how to invest for you 401ks and Roth IRAs ?

another vote for finance forum

 

[dougp]

I lost about $1,200 ... So I guess that'd be a -12% RoR? It was horrible ...

 

[child of wonder]

Bleach... around 8% for the year. This is my first full year investing so was hoping for more.

 

[Slew Foot]

How the heck did you guys lose money last year? AMD stock? Day trading E-trade?

It was like shooting fish in a barrel to make easy money.

 

[kt]

Originally posted by: crystal
6.42% for the 2007 year.

-3.61% this year already and it is not even full week yet. /cry

I am in the same boat as you.. we must have the same funds. -3.82% as of today for the year 2008.

 

[oogabooga]

I opened my 401K and starting putting money in it, so that's like a vast improvement over the previous year when I didn't have one.

I'm not sure how much it grew as I've been putting a small part of my paycheck in and I'm young. I think I have most things spread with a few aggressive options, a few really safe options, but mostly moderate options so I don't anticipate crazy growth, just didn't want to take any loss whatsoever.

 

[soulcougher73]

I did 22.05% for 2007. The company stock helped the most as it went up a lot. But it is not publically traded so i cant sell it or anything At least to my megre knowledge of stocks etc.

 

[Specop 007]

7.3%, end of November and December were rough.

 

[Tifababy]

At first I was disappointed because the 401k website was saying that my rate of return was -0.7%, but then I realized that our company switched from hewitt to fidelity last week, so really I only lost .7% this week, not too surprised how bad the last week was.

 

[vi edit]

+15%

'08 will be ugly if dump some baggage coming from '07.

 

[Cal166]

4.36%, I have Troweprice.

Should I use their Automatic Rebalance Option they have?

Thanks

 

[Cdubneeddeal]

Originally posted by: edro

Originally posted by: Cdubneeddeal
17.3%. Like Sampson, mine is set to the most aggressive funds.

Strange... mine is exactly 17.33%.
We might have ours in the same fund...

Who does your company use? We use Fidelity. I have most of mine in small cap and mid cap with the rest in the 2030 program.

 

[ponyo]

Originally posted by: Slew Foot
Core account ~+15%
Speculative account +400% (mostly puts against banks and homebuilders)

That's interesting. What kind of 401K account do you have that allows purchasing put options? I thought you couldn't short stocks or trade options in 401k accounts.

 

[Scouzer]

4.25%

 

[maziwanka]

crappy compared to others; had stuff invested in moody's and that fell down the shitter. positive thing is im in no hurry to sell, so ill keep that for a long while and hope it goes back up.

 

[bctbct]

9% of 2007, my funds tanked in the last 1/4 only a .58% wtf?

 

[TheBDB]

How did the Dow or S&P 500 do for the year?

 

[ebaycj]

Originally posted by: PrinceofWands
0 in, 0 out, so I'm doing perfect.

EDIT: However, my NON-401k was up 80% in 2007. So that's good.

 

[Slew Foot]

Originally posted by: Naustica

Originally posted by: Slew Foot
Core account ~+15%
Speculative account +400% (mostly puts against banks and homebuilders)

That's interesting. What kind of 401K account do you have that allows purchasing put options? I thought you couldn't short stocks or trade options in 401k accounts.

I dont have a 401K, believe it or not Univ of Ca doesnt offer one. That's just my regular account.

 

[Engineer]

12.1%.

 

[aldamon]

6.9%.

I'm fairly conservative/balanced. The last couple of months killed me.

 

[Special K]

Originally posted by: LuckyTaxi

Originally posted by: LordSnailz
16.3%
Any good reading sites on what/how to invest for you 401ks and Roth IRAs ?

another vote for finance forum

Here you go:

diehards

Look at the stickies posted, and read some of the recommended books to get started. I personally recommend The Boglehead's Guide To Investing and A Random Walk Down Wall Street to get started.

Note that while I find the advice there very good, especially for beginners, they advocate a long term buy and hold strategy involving low expense ratios and broad market indexes. If you think you can beat the market by buying and selling individual stocks, or prefer actively managed funds, then diehards may not be the best place for you (although there have been some lively debates on those topics in the past).