GTaudiophile
Lifer
- Oct 24, 2000
- 29,767
- 33
- 81
Originally posted by: Skoorb
We don't really have one. At the moment our inner restraint, to what degree we have any, seems to be doing ok. We won't buy things on credit if they can't get paid off by the end of the month and we're now (finally) able to have extra money for savings (not including 401k which we've been contributing for some time). We eat out infrequently and generally discuss any purchase of significance.
We use the same credit card for most purchases and share a checking account.
Awww. You two are doing a great job! You both seem understanding, not buying stuff in secret behind the other's back. Good team work!
Not eating out is a huge cost reducer! $5 for lunch x 5 days/week x 52 weeks/year = $1300 (a nice new computer). $5/meal is on the low side. At $10 per person, it jumps to $2600 or $5200 per year per couple!
