Gruber gets grilled tomorrow

[OverVolt]

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[soundforbjt]

Most people's rates went up nearly every year BEFORE the ACA, so what do you attribute those rate hikes to?

 

[OverVolt]

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[fskimospy]

Riiiight... most peoples rates have skyrocketed. Even the articles you were linking to Pre-Nov 15th turned out to be mostly bullshit as there were rate hikes in the teens percentage wise in most states. You're just delusional. I do think you take an SSRI (or something) and thus your brain is fried. Thats why arguing with you is like arguing with a brick wall and any kind of plea to common sense is lost on you because your frontal lobe is cooked to hell, and you pull your emotions from memory.

Regardless... some kind of drug fried your brain.

Carry on zombie.

uhmm, no they haven't. It is funny that you pull something that's demonstrably wrong out of your ass with no evidence to back it up and then call other people delusional.

I'm sorry if it makes you angry when other people try to get you to live in reality. Maybe you should look into an SSRI.

 

[fskimospy]

My rates went up a good 33% and my deductible is ~150% higher as a male in my 20's who now carries maternity, mental, yadda yadda bunch of shit I don't use. Stop calling it insurance because thats not what it is anymore.

First two questions I'm asked are "Are you male" and then "Are you pregnant"

The law is a joke. You probably have employer based insurance as there is no way you can be that ignorant on the exchange plans. Go for yourself to your states exchange or the obamacare exchange and take a peek at the plans. High deductibles and co-insurance on everything. Really look at a plan or two and you'll see. Hospital went from like $450/day (and I had supplemental that covered even that up to $10k for $20/mo additional) to like... $4,000 deductible then 20%-30% coinsurance. What a joke. People just don't know how health insurance works.

http://www.mercurynews.com/health/ci_26251883/obamacare-new-california-rates-increase-only-4-2

 

[Matt1970]

Most people's rates went up nearly every year BEFORE the ACA, so what do you attribute those rate hikes to?

I have a plan that will save the average American $2500 on their premiums.

But my rated didn't go down, then went up.

Eh, they were going to go up anyways.

 

[Fern]

uhmm, no they haven't. It is funny that you pull something that's demonstrably wrong out of your ass with no evidence to back it up and then call other people delusional.

I'm sorry if it makes you angry when other people try to get you to live in reality. Maybe you should look into an SSRI.

As regards the ACA/Obamacare I think everyone should keep their powder dry until this thing has a chance to play out. Let's wait until we see what kind of rate adjustments we'll experience and how much, if any, the taxpayers have to reimburse the HI companies.

I understand people who got shafted, and in theory there certainly must be quite a few, complaining, but on the other side, praising its merits is far too premature. It's just 'shill like' behavior at this point.

Fern

 

[fskimospy]

As regards the ACA/Obamacare I think everyone should keep their powder dry until this thing has a chance to play out. Let's wait until we see what kind of rate adjustments we'll experience and how much, if any, the taxpayers have to reimburse the HI companies.

I understand people who got shafted, and in theory there certainly must be quite a few, complaining, but on the other side, praising its merits is far too premature. It's just 'shill like' behavior at this point.

Fern

At what point are people permitted to say it has gone pretty well so far without being shills?

You realize the rate adjustments for 2015 already came out, right?

 

[Moonbeam]

At what point are people permitted to say it has gone pretty well so far without being shills?

You realize the rate adjustments for 2015 already came out, right?

My insurance went down for 2015.

 

[fskimospy]

My insurance went down for 2015.

I'm fortunate enough that my employer covers 100% of our health costs so for my purposes mine stayed the same I guess, haha.

 

[Jhhnn]

My rates went up a good 33% and my deductible is ~150% higher as a male in my 20's who now carries maternity, mental, yadda yadda bunch of shit I don't use. Stop calling it insurance because thats not what it is anymore.

First two questions I'm asked are "Are you male" and then "Are you pregnant"

The law is a joke. You probably have employer based insurance as there is no way you can be that ignorant on the exchange plans. Go for yourself to your states exchange or the obamacare exchange and take a peek at the plans. High deductibles and co-insurance on everything. Really look at a plan or two and you'll see. Hospital went from like $450/day (and I had supplemental that covered even that up to $10k for $20/mo additional) to like... $4,000 deductible then 20%-30% coinsurance. What a joke. People just don't know how health insurance works or bother to really read the new policies I suspect. At least the crowd who are on the exchanges.

I think you're pulling numbers out of your ass to "make a good point".

What state do you live in? Who's your carrier? What changed about your employer's share of the cost? What are the actual numbers?

Too easy, or too easy to avoid as you're propagandizing?

That mental health coverage? It's there for you if you ever figure out that you need it.

 

[OverVolt]

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[OverVolt]

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[ivwshane]

maryland, bcbs, individual market, $0 in subsidies, healthy 20-30 year old male. Young people dont have the money for this shit. Im between jobs in a bit of a transitional period in my life and made around $30k part time while looking for fulltime and according to the broken maryland site im looking at my premium going from $150/mo to $227-280/mo for WORSE coverage and a $1,500 deductible to $4,000 deductible. My old plan was like PCP $0 copay the new plans are like 30% coinsurance after deductible. Why even have insurance?

Wait, are you comparing your rates now that you are unemployed to when you were employed? Or are you telling us you've been unemployed for a year and are comparing apples to apples?


I suspect that you don't know what you are comparing your current rates to.

 

[fskimospy]

maryland, bcbs, individual market, $0 in subsidies, healthy 20-30 year old male. Young people dont have the money for this shit. Im between jobs in a bit of a transitional period in my life and made around $30k part time while looking for fulltime and according to the broken maryland site im looking at my premium going from $150/mo to $227-280/mo for WORSE coverage and a $1,500 deductible to $4,000 deductible. My old plan was like PCP $0 copay the new plans are like 30% coinsurance after deductible. Why even have insurance?

So I just went to maryland's website and for a 25 year old man making $30k I saw plans for $177 a month with a $1700 deductible and a $5k out of pocket maximum. If you were actually planning on paying $280 you can get a plan with almost no deductible.

The site also worked just fine for me. It was fast and easy to use. You should probably go back and check it out again.

 

[OverVolt]

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[zinfamous]

As regards the ACA/Obamacare I think everyone should keep their powder dry until this thing has a chance to play out. Let's wait until we see what kind of rate adjustments we'll experience and how much, if any, the taxpayers have to reimburse the HI companies.

I understand people who got shafted, and in theory there certainly must be quite a few, complaining, but on the other side, praising its merits is far too premature. It's just 'shill like' behavior at this point.

Fern

Odd. You used to declare the ACA a certain failure. Now it's "let's wait and see?"

:hmm:

Anyway, it's apparent that more and more people are actually paying attention to real numbers, rather than just regurgitate lie-bassd talking points.

 

[First]

As regards the ACA/Obamacare I think everyone should keep their powder dry until this thing has a chance to play out. Let's wait until we see what kind of rate adjustments we'll experience and how much, if any, the taxpayers have to reimburse the HI companies.

I understand people who got shafted, and in theory there certainly must be quite a few, complaining, but on the other side, praising its merits is far too premature. It's just 'shill like' behavior at this point.

Fern

ACA has seen below historical average rate increases for two yrs now. This is accepted fact among informed individuals, no shilling required.

 

[Jhhnn]

Im not unemployed but ive blown well past the amount of info im willing to put online . Like protip im a little older than 25 hence higher rates :0). If you look at the actual coverage, its horrible. Coinsurance on everything.

I liked my old plan. Im in insurance hell. Bottom line is im paying quite a bit more for worse coverage and didnt even make that much. I legitimately don't know how normal people survive a similiar situation cause I'll be fine. I graduated college and am switching careers is all. Budget wise i dont see how any of my coworkers in my job i used to put myself through college who are stuck there are going to survive. Or a hypothetical millenial who has to hobble together part time jobs to get by. Like the 70 some % without degrees.

You should have ignored my questions. I figured they'd just get you to shut up or you'd ignore them. That's what usually happens.

I always figured that the biggest rants about the ACA involve the greatest distortion. You help me make that point. Thank You.

 

[Jhhnn]

Odd. You used to declare the ACA a certain failure. Now it's "let's wait and see?"

:hmm:

Anyway, it's apparent that more and more people are actually paying attention to real numbers, rather than just regurgitate lie-bassd talking points.

If half of right wing predictions of Doom had ever come true, we'd be back to the stone age.

Fear of the unknown is quite natural. Conservative leaders exploit that ruthlessly, manipulate people at an emotional level to fear it a lot more than they should.

It's so effective that a lot of people never realize it's happening. They're as predictable as Pavlov's dogs.

 

[OverVolt]

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[Jhhnn]

wat my rates & deductibles will go up and my coverage down. whats there to be confused about. posting on my phone .

To get equivalent insurance to what i had is like a platinum plan. Or i can get less coverage for i suppose about $50/mo more and a worse deductible.

As compared to what, exactly? An employer sponsored group plan you lost in your career change?

 

[OverVolt]

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[compuwiz1]

My insurance went down for 2015.

The only way your insurance went down is because of your tenure and the fact that your premiums were subsidized at a higher rate by your employer, as mine was. You are not on Obama Care. I'm not either. No damn way I would go on medicaid and give them the right to my assets, in the event of my death. I would choose no insurance and pay the fine before I'd do that. Sadly, for the sheeple, that is exactly what is going to happen to their assets, should they blindly enroll in this program. Hitler got to keep all the glasses, gold fillings and leather from people's shoes, as well as their jewelry and their gold and the money in their bank accounts. Putin still lives on this today.

 

[Jhhnn]

The only way your insurance went down is because of your tenure and the fact that your premiums were subsidized at a higher rate by your employer, as mine was. You are not on Obama Care. I'm not either. No damn way I would go on medicaid and give them the right to my assets, in the event of my death. I would choose no insurance and pay the fine before I'd do that. Sadly, for the sheeple, that is exactly what is going to happen to their assets, should they blindly enroll in this program. Hitler got to keep all the glasses, gold fillings and leather from people's shoes, as well as their jewelry and their gold and the money in their bank accounts. Putin still lives on this today.

It's entirely possible that Moonbeam's rates went down-

http://www.cnbc.com/id/101972806#.

But facts don't matter in the formulation of your opinion, do they?

Judging from the rest of your post, they never have & never will. There's a striking similarity between Jihadis & Teahadis in that respect. Once convinced, once you come to believe, your Faith destroys reason.

Medicaid?

http://blogs.denverpost.com/health/...d-all-my-assets-to-qualify-for-medicaid/3762/

You'll probably spout the same shit later on today, tomorrow & next month, even after the facts have been pushed under your nose.