Boehner proposes leaving 52 Million Americans without insurance.

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ShawnD1

Lifer
May 24, 2003
15,987
2
81
blackangst1 said:
You make a good point. The problem with employer based insurance is, it IS more expensive. For example, between myself and my employer, my insurance and dental run about $6700/year. For that price, even being a diabetic, I could buy a catastrphic policy AND conceierge medical for half of that.
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Did you actually call around to check that? I sure as shit wouldn't want to insure a diabetic person, and I bet insurance companies feel the same way. Thank god you have your employer's group plan :thumbsup:

Insurance, is one of the basic tenents of life, and that is why Governments take over of health-care is so scary. They are taking over one of the basic premises of life, and charging us for "insurance."
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They also do that with police and the fire department and the military. Scary stuff eh? At any moment, they can just turn them against the people and have you all rounded up in death camps.
 
manimal

manimal

Lifer
Mar 30, 2007
13,559
8
0
ShawnD1 said:
Did you actually call around to check that? I sure as shit wouldn't want to insure a diabetic person, and I bet insurance companies feel the same way. Thank god you have your employer's group plan :thumbsup:


They also do that with police and the fire department and the military. Scary stuff eh? At any moment, they can just turn them against the people and have you all rounded up in death camps.
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Preexisting condition..not covered..


Friend of mine had to switch insurance companies because of a job change. His son was born with a congenital issue that needed to fixed when he was a little older and healthy enough to take it...a year later when it was time for the surgery guess what?


yup not covered....preexisting condition...
 
blackangst1

blackangst1

Lifer
Feb 23, 2005
22,902
2,359
126
manimal said:
Preexisting condition..not covered..


Friend of mine had to switch insurance companies because of a job change. His son was born with a congenital issue that needed to fixed when he was a little older and healthy enough to take it...a year later when it was time for the surgery guess what?


yup not covered....preexisting condition...
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For catastophic? Underwriting guidelines are a bit different than regular health care plans.
 
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Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
If people were left discrecionary money, if Doctor's weren't sued to death, maybe we could help him.

As it is, I guess he's screwed?

No Insurance! The nurses run away scared.

-John
 
manimal

manimal

Lifer
Mar 30, 2007
13,559
8
0
Zorkorist said:
If people were left discrecionary money, if Doctor's weren't sued to death, maybe we could help him.

As it is, I guess he's screwed?

No Insurance! The nurses run away scared.

-John
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Lawsuits account for less than 2percent of total expenditures if I remember correctly. Sure minimizing that 2 percent to something smaller is noble and needed BUT to cite it as anything more is false..
 
Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
Health Care isn't some big mystery.

It doesn't need Government control.

It simply needs people that care about other people.

-John
 
blackangst1

blackangst1

Lifer
Feb 23, 2005
22,902
2,359
126
ShawnD1 said:
Did you actually call around to check that? I sure as shit wouldn't want to insure a diabetic person, and I bet insurance companies feel the same way. Thank god you have your employer's group plan :thumbsup:
Click to expand...


I searched online several months ago and it would run me about $180/mo (after Obamacare's "cant exclude pre-existing conditions clause" kicks in) and a concierge service for what I need would be about $2500/$3000/year.

edit: So I guess it wouldnt be "half" of what is being spent now for my care, more like 20-25% less. But the advantages of a concierge doc is WIN.
 
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Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
manimal said:
Lawsuits account for less than 2percent of total expenditures if I remember correctly. Sure minimizing that 2 percent to something smaller is noble and needed BUT to cite it as anything more is false..
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I'll ask you to show me that figure.

Lawyers, and Medical Malpractice Insurance are a great cost of health-care.

-John
 
Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
I'm arguing that Insurance Companies, Lawyers, and Government are not needed in Health care.

-John
 
Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
All it takes is people that care about people, and Government, Insurance companies, and lawyers, not robbing us of our discrecionary income.

-John
 
Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
You want to give condoms out in school, and call it health-care. You might be Government.

You want to deny coverage to a little girl, you might be an insurance company.

-John
 
dawp

dawp

Lifer
Jul 2, 2005
11,347
2,710
136
Zorkorist said:
You want to sue a Doctor, you might be a Lawyer.

-John
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I had a neighbor that was the victim of malpractice. he nearly lost his life because the doctors the were treating him were milking his insurance company. He had a metal sliver in his foot from stepping on a nail and the podiatrist, who shouldn't have been operating in the first place, destroyed his foot and he developed gangrene and was only able to save his foot and life because he went to a better doctor.

He got a sizable settlement out of it and the the original doctors lost their licenses. He is now permently disable.
 
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Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
He stepped on the nail, the Doctors tried to help him, and ultimately did.

Anyone would have tried to help him, except for your arrogant attitude.

With your arrogant attitude, I can imagine someone leaving your friend to fend for himself.

-John
 
dawp

dawp

Lifer
Jul 2, 2005
11,347
2,710
136
Zorkorist said:
He stepped on the nail, the Doctors tried to help him, and ultimately did.

Anyone would have tried to help him, except for your arrogant attitude.

With your arrogant attitude, I can imagine someone leaving your friend to fend for himself.

-John
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the doctors lost their licenses, they screwed up. contrary to what you believe there are actual doctors screwing up and these two were held accountable for their screw up. the original doctors were not licensed to practice surgery and did it anyways.
 
Zorkorist

Zorkorist

Diamond Member
Apr 17, 2007
6,861
3
76
dawp said:
the doctors lost their licenses, they screwed up. contrary to what you believe there are actual doctors screwing up and these two were held accountable for their screw up. the original doctors were not licensed to practice surgery and did it anyways.
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Oh my gosh! He really was screwed, wasn't he?!

-John
 
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