++ ATOT official NEF thread part IV ++

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alfa147x

alfa147x

Lifer
Jul 14, 2005
29,307
106
106
Sigma 50mm f/1.4 EX DG HSM, 2x Calumet Genesis 200 | The Aperture Lab |I know I suck at spelling and grammar
 
M

MotF Bane

No Lifer
Dec 22, 2006
60,801
10
0
alfa147x said:
I am literally scared shitless of debt
Click to expand...

I'm halfway to six figures, and by the time I finish, I'll be pushing 70-80. Yeah, that's gonna be a bitch for years. So I've been there, done that, collapsed in a puddle of failure.

Now I don't give a fuck (much) and spent everything I have to get an awesome car, got myself a neat phone, built a home gym, and yeah, I occasionally think about my debt load, the continuing increases of it, the interest rate, the next year's tuition, and despair... but that won't change it. I work three nights a week during the school year, take extra when I can, work full time all summer, I know the debt will still be there. I'll get a job someday. Or I won't, but nothing I do right now will substantially change my finances. I could spend every buck I get on school, and I still couldn't break even.

So what the hell, I refuse to remain as goddamned miserable as I've been for years, sitting at my computer and waiting for something to magically change, clinging to a pile of savings and watching the debt grow five times as fast as the savings account. I like cars, now I have a pretty badass car. I wanted a smartphone, now I have a T-bolt. I wanted to get big, now I have a gym. What's next? Who fuckin' knows. Maybe I'll finally put together enough motivation to stop dicking around in class, maybe I'll finally start teaching myself shit that the teachers can't or won't, whatever. It's taken me a lot of years to figure some of this out, and although my patience is wearing thinner every day, progress is still progress.

I wish I had a business idea. I would like nothing more than to drop out of school to run my own business, and not saying it needs to become something huge, enough to live comfortably, happily, as my own boss, doing my own thing. And if you have such an idea, there's no better time to do it than when you're young, and have no debt, and nothing really tying you down like a family and a mortgage and all that crap.

So fuck worrying about a bit of debt. Last I knew, you still had some cash reserve, you just said you'll probably graduate without debt, you've indicated having multiple businesses... it doesn't get much better.
 
M

MotF Bane

No Lifer
Dec 22, 2006
60,801
10
0
Rubycon said:
Point is if you're tinkering with your computer all the time you're being productive. (unless it's a bona-fide learning experience). If you get a computer, plug it in and work with it, it's a tool for being productive. A PC can do both, most enthusiast will tinker more with a PC than a Mac. That's for sure.
Click to expand...

I took a few days to get my Thunderbolt set up, and since then, I've barely done anything except add a few more programs. It works, and sure, Apple can do their whole "it just works" thing, and I've had my moments where that sounds wonderful, but now my T-bolt "just works", and I'm happier with it than I'd be with an iPhone. Some of that is the screen size, some of that is the touch screen feel, some of that is the general distaste for Apple, but quite a bit is that I can change it if I want, if I get bored, if I feel a need.
 
M

MotF Bane

No Lifer
Dec 22, 2006
60,801
10
0
And I'm clearly not going to the 10 AM class, I'll have to get the test back next Tuesday.

And if I don't do that one, I don't think the noon will happen, when there's nothing there.
 
alfa147x

alfa147x

Lifer
Jul 14, 2005
29,307
106
106
Fucking hell I wish my dad didn't change his ATT wireless password so much. I want to get the iPhone 4S and preorders open in an hour :\
 
alfa147x

alfa147x

Lifer
Jul 14, 2005
29,307
106
106
MotF Bane said:
I'm halfway to six figures, and by the time I finish, I'll be pushing 70-80. Yeah, that's gonna be a bitch for years. So I've been there, done that, collapsed in a puddle of failure.

Now I don't give a fuck (much) and spent everything I have to get an awesome car, got myself a neat phone, built a home gym, and yeah, I occasionally think about my debt load, the continuing increases of it, the interest rate, the next year's tuition, and despair... but that won't change it. I work three nights a week during the school year, take extra when I can, work full time all summer, I know the debt will still be there. I'll get a job someday. Or I won't, but nothing I do right now will substantially change my finances. I could spend every buck I get on school, and I still couldn't break even.

So what the hell, I refuse to remain as goddamned miserable as I've been for years, sitting at my computer and waiting for something to magically change, clinging to a pile of savings and watching the debt grow five times as fast as the savings account. I like cars, now I have a pretty badass car. I wanted a smartphone, now I have a T-bolt. I wanted to get big, now I have a gym. What's next? Who fuckin' knows. Maybe I'll finally put together enough motivation to stop dicking around in class, maybe I'll finally start teaching myself shit that the teachers can't or won't, whatever. It's taken me a lot of years to figure some of this out, and although my patience is wearing thinner every day, progress is still progress.

I wish I had a business idea. I would like nothing more than to drop out of school to run my own business, and not saying it needs to become something huge, enough to live comfortably, happily, as my own boss, doing my own thing. And if you have such an idea, there's no better time to do it than when you're young, and have no debt, and nothing really tying you down like a family and a mortgage and all that crap.
Click to expand...

You can't do anything about it now. I wouldn't worry about it then. No need for the added stress

MotF Bane said:
So fuck worrying about a bit of debt. Last I knew, you still had some cash reserve, you just said you'll probably graduate without debt, you've indicated having multiple businesses... it doesn't get much better.
Click to expand...

yeah but the word better is relative
 
M

MotF Bane

No Lifer
Dec 22, 2006
60,801
10
0
alfa147x said:
yeah but the word better is relative
Click to expand...

How much better do you want it? Cash reserve, no debt, multiple business ideas, no family, no mortgage. Honestly, about the only way to get better is win a small lottery for starting capital, or inherit a family business.
 
alfa147x

alfa147x

Lifer
Jul 14, 2005
29,307
106
106
MotF Bane said:
How much better do you want it? Cash reserve, no debt, multiple business ideas, no family, no mortgage. Honestly, about the only way to get better is win a small lottery for starting capital, or inherit a family business.
Click to expand...

Driving a RWD car
 
alfa147x

alfa147x

Lifer
Jul 14, 2005
29,307
106
106
My goal is to leave a lasting mark here on this small college town before leaving it. I am running out of time.
 
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