Doesn't the new Accord have a higher HP, which the article says is one of the determining factor? Not too long ago the Accord was also one of the most attractive car for theives.
Comprehensive insurance for a new Lancer Evo in Israel would be about $6.3K for a year...but our insurance is totally different with no limit of coverage for both material (car) and health costs (that can reach millions if you're heavily disabled, but only up to $100K to your family if you die).
For those of you interested, here are quotes from my insurance company for 25/50, comp, coll, uninsured ever 6 months. If you'd notice, the Subaru's aren't much more expensive then everything else. For the record, I'm 23, male, single, totally clean record driving record.
1763 Porsche 911 GT3 2005
1406 Lexus IS300 2002
1398 Lexus IS300 wag 2002
1234 Chevrolet Corvette Z06 2006
1035 Honda Prelude 2001
1029 Honda S2000 2004
959 Toyota Celica GTS 2000
911 Acura RSXS 2004
900 BMW 325 wagon 2002
878 Mazda RX8 2004
878 Acura RSX 2004
849 Toyota Celica GT 2000
827 Toyota MR2 2002
791 Toyota Matrix XRS 2006
785 Mazda 6 Wag 2004
774 Subara WRX 2004
764 Acura TLS 2002
753 Acura TL 2002
748 Acura CLS 2002
745 Acura CL 2002
737 Subaru Impreza WRX wag 2006
729 Mazda 3 hatch 2006
726 Audit A4 1.8T 2002
708 Toyota Camry Solara 2001
707 Subara WRX wag 2004
700 Subaru Impreza 2.5 TS wag 2006
699 Subaru Impreza 2.5 RS AWD Wag 2006
697 Toyota Matrix XR 2006
687 Toyota Matrix XRS 2004
678 Toyota Camry Solara Sport 2004
678 Toyota Camry Solara SE/SLE 2004
672 Scion TC 2005
670 Mazda 3 *all 2004
667 Audit A4 1.8T wag 2002
665 Honda Accord coupe ex 2001
662 Mazda Miata 2002
656 Toyota Matrix XR 2004
646 Subara TS wag 2004
601 Toyota Camry SE 2001
600 Honda Accord coupe 2004
592 Toyota Camry LE 1993
583 Saab 9-2x Aero 2005
553 Saab 9-2x Lin 2005
1763 Porsche 911 GT3 2005
1406 Lexus IS300 2002
1398 Lexus IS300 wag 2002
1234 Chevrolet Corvette Z06 2006
1035 Honda Prelude 2001
1029 Honda S2000 2004
959 Toyota Celica GTS 2000
911 Acura RSXS 2004
900 BMW 325 wagon 2002
878 Mazda RX8 2004
878 Acura RSX 2004
849 Toyota Celica GT 2000
827 Toyota MR2 2002
791 Toyota Matrix XRS 2006
785 Mazda 6 Wag 2004
774 Subara WRX 2004
764 Acura TLS 2002
753 Acura TL 2002
748 Acura CLS 2002
745 Acura CL 2002
737 Subaru Impreza WRX wag 2006
729 Mazda 3 hatch 2006
726 Audit A4 1.8T 2002
708 Toyota Camry Solara 2001
707 Subara WRX wag 2004
700 Subaru Impreza 2.5 TS wag 2006
699 Subaru Impreza 2.5 RS AWD Wag 2006
697 Toyota Matrix XR 2006
687 Toyota Matrix XRS 2004
678 Toyota Camry Solara Sport 2004
678 Toyota Camry Solara SE/SLE 2004
672 Scion TC 2005
670 Mazda 3 *all 2004
667 Audit A4 1.8T wag 2002
665 Honda Accord coupe ex 2001
662 Mazda Miata 2002
656 Toyota Matrix XR 2004
646 Subara TS wag 2004
601 Toyota Camry SE 2001
600 Honda Accord coupe 2004
592 Toyota Camry LE 1993
583 Saab 9-2x Aero 2005
553 Saab 9-2x Lin 2005
Maybe someone in this thread can help me figure out why my insurance is so high. I am a 30yo male/single. I have zero tickets or accidents on my record, good credit, and have never had a vehicle vandalized or stolen. After shopping around quite a bit this is the best I could find on my 2006 F-150.
$50,000 in property damage coverage
$50,000 in bodily injury coverage
$250 comprehensive deductable (there was little difference between this and a $500 deductable)
$500 collision deductable
$1041/6 months
That is in an area near New Orleans. I have just moved to Dallas and it will be going up to ~$1550/6 months for the same coverage.
What am I missing? I am 30, have a clean record, good credit, and I drive a truck. I also checked my rates on a 350Z and a Mustang GT and both were around $2000/6 months in New Orleans and would be closer to $2350/6 months here in Dallas.
Something is not right but I have checked Allstate, State Farm, and Progressive and I get even higher quotes.
$50,000 in property damage coverage
$50,000 in bodily injury coverage
$250 comprehensive deductable (there was little difference between this and a $500 deductable)
$500 collision deductable
$1041/6 months
That is in an area near New Orleans. I have just moved to Dallas and it will be going up to ~$1550/6 months for the same coverage.
What am I missing? I am 30, have a clean record, good credit, and I drive a truck. I also checked my rates on a 350Z and a Mustang GT and both were around $2000/6 months in New Orleans and would be closer to $2350/6 months here in Dallas.
Something is not right but I have checked Allstate, State Farm, and Progressive and I get even higher quotes.
Check the breakdown on your insurance. Maybe there is a lot of car theft in your area, so comprehensive is really high. Or maybe drivers where you live just suck ass so everyone pays a lot for insurance.
The V6 Accord has 240HP IIRC, and is much slower than the Legacy GT. The Accord doesn't have as good safety ratings, that's part of it. Not sure if the Subaru's AWD plays into it
Not if you're not at fault...and even then, only marginally in the sense that you're raising insurance rates a bit for everyone in your area/model/etc.
w/my S2000, I had a $100 deductible and claimed everything that I was entitled to (1 $8000 robbery, 1 $3000 vandal-slashed soft top, 1 $1000 windshield hit by hail or maybe a rock, 1 $600 vandal-slashed soft top ). Rates never went up...
I actually asked the person on the phone if my credit was an issue. She said that according to her computer I had an "A+" rating. I have no idea if "A+" is really a rating they use or if she was BSing me but I also have fico's in the low 700's so it shouldn't be a real problem.
I'm bringing this back up because I have found out why my insurance is so high.
I just called and interrogated my insurance company until I figured it out and the answer floored me. They have some kind of report that lists me as having 2 at-fault accidents. One each in 04 and 05.
The thing about these accidents is that in both cases the police found the other drivers at fault and reported it as such, and in both cases the other insurance company paid out on the claim. In no way, shape, or form was I found responsible for the accidents. Not even by a small percentage.
According to the guy at Geico, the other insurance company(s) must have listed me as at-fault and I will have to go to them and request that they delete the entry. This doesn't sound promising. :roll:
AHHHHHHHHHHHHH!!!!!!!!!890780!!!!%^&%@)@^!!!!!!!!!!!!!oneoneone :|
Has anyone dealt with something like this before? It's like an error on your credit report but you have fewer options for dealing with it.
I just called and interrogated my insurance company until I figured it out and the answer floored me. They have some kind of report that lists me as having 2 at-fault accidents. One each in 04 and 05.
The thing about these accidents is that in both cases the police found the other drivers at fault and reported it as such, and in both cases the other insurance company paid out on the claim. In no way, shape, or form was I found responsible for the accidents. Not even by a small percentage.
According to the guy at Geico, the other insurance company(s) must have listed me as at-fault and I will have to go to them and request that they delete the entry. This doesn't sound promising. :roll:
AHHHHHHHHHHHHH!!!!!!!!!890780!!!!%^&%@)@^!!!!!!!!!!!!!oneoneone :|
Has anyone dealt with something like this before? It's like an error on your credit report but you have fewer options for dealing with it.
Wow, that sucks. Good luck dude...
Of course, in a just world they would clear your record, AND refund you the extra $$$ they've been charging you for no reason.
And then there's real life...
Of course, in a just world they would clear your record, AND refund you the extra $$$ they've been charging you for no reason.
And then there's real life...
In the last few minutes it had occured to me to seek restitution for this because it would be easy to prove that:
1. They reported my at-fault status in error
2. I have suffered actual damages due to this error (increased premiums)
Unfortunately, this is one of those things that isn't worth the effort.
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