You need my SS number? Illegal immigrants don't!

[Hammerman]

Just a short FYI about Bank of America and it's relation with illegal immigrants...

Bank: This is the Bank of America, can I help you?
Customer: Yes, I want to cancel my account. I don't want to do business with
you any longer.
Bank: Why?
Customer: You're giving credit to illegal immigrants and I don't think it's
right. I'm taking my business elsewhere.
Bank: Well, Mr. Customer, we don't want to see you do that, but we can't
stop you. I'll help you close the account. What is your account number?
Customer: (gives account number)
Bank: For security purposes and for your protection,can you please give me
the last four digits of your social security number?
Customer: No.
Bank: Mr. Customer, I need to verify your information, but in order to help
you, I'll need verification of who you are.
Customer: Why should I give you my social security number? The reason I'm
closing my account is that your bank is issuing credit cards to illegal
immigrants who don't have social security numbers. You are targeting that
audience and want their business. Let's say I'm an illegal immigrant and
you've given me a credit card. I have a question about it and call for
assistance. You wouldn't be asking me for a Social Security number, would
you?
Bank: No sir, I wouldn't.
Customer: Why not?
Bank: Because you would have pressed '2' to speak in Spanish. We don't ask
for that information when calling in on the Spanish line.
Click on the Snopes web site below to verify the authenticity of this
message.

http://www.snopes.com/politics/immigration/bankofamerica.asp

 

[palehorse]

It looks like those programs were stopped at BoA and elsewhere, but one can never be too sure.

Those banks are not alone. This problem is very complex and goes well beyond the border cities/states. Once it became clear that the Federal Government was not going to do anything to stop them from coming here, our entire culture bent to support/allow the illegal immigrants to coexist -- especially businesses blinded by the almighty dollar.

This particular problem seems to rely upon the ITINS. How the hell do illegals obtain taxpayer ID numbers?! This thread should be about THAT issue and what we need to do to fucking fix it.

 

[Lanyap]

I didn't realize illegal immigrants were using ITINs now to get credit and mortgages. After reading the snopes article mentioning individual taxpayer identification numbers I found this.

The IRS created a nine-digit Individual Tax Identification Number in 1996 for foreigners who don’t have Social Security numbers but need to file taxes in the U.S. But it is increasingly used by undocumented workers to file taxes, apply for credit, get bank accounts or even buy a home.

The IRS issued 1.5 million ITINs in 2006 — a 30 percent increase from the previous year. All told, the tax liability of ITIN filers between 1996 and 2003 was $50 billion. The agency has no way to track how many were immigrants, but it’s widely believed most people using ITINS are in the United States illegally.

http://www.msnbc.msn.com/id/18077009/

 

[Genx87]

Isnt BoA the bank that refused somebody a loan because his type of business would be selling guns? And the CEO actually wrote back they dont grant loans to gun shops. Worthless bank is worthless.

 

[rpanic]

What ever happened to them just using stolen SS#, seems like to much work for the Illegal to go through these days.

 

[Brainonska511]

Isnt BoA the bank that refused somebody a loan because his type of business would be selling guns? And the CEO actually wrote back they dont grant loans to gun shops. Worthless bank is worthless.

I thought that was Chase.

 

[nick1985]

Isnt BoA the bank that refused somebody a loan because his type of business would be selling guns?

I thought that was Chase? Either way, an equally shitty bank

 

[Genx87]

Alright two people thought it was Chase. Most likely Chase then.

 

[piasabird]

BAC Uses programmer from overseas and even had people in India doing key-punch entry for their corporate acccounts by Scanning all your checks on-line. If you want to trust a bank like this, go ahead.

Using a stolen SS# causes all kinds of problems. Banks report Interest to the IRS using your SS#.

 

[Throckmorton]

Why do you hate capitalism?

 

[nick1985]

Why do you hate capitalism?

Why do you love people that have no right to be here?

 

[MotF Bane]

Isnt BoA the bank that refused somebody a loan because his type of business would be selling guns? And the CEO actually wrote back they dont grant loans to gun shops. Worthless bank is worthless.

JP Morgan Chase, IIRC.

 

[theeedude]

They are a private bank, they can have their own policies. Secondly, if you hate illegals, you should be happy to know they are getting screwed by BofA fees and getting paid no interest.

 

[SilentZero]

Why do you love people that have no right to be here?

Well put!!! They have no right to be here..so this should be a non-issue.

 

[Lemon law]

No NO no and NO, we liberty loving Americans refuse to submit to a national identity number, and if we refuse to do that, illegal immigrants gain equal status by default.

The way to end illegal immigration is and remains, stop them from getting any employment once they sneak in. But no, can't do that, too many wealthy interests needs their cheap labor.

So instead we ignore the real solution, and try to gain political brownie points by moaning, bitching, and complaining. When the real solution is to really punish those that employ illegal immigrants. But can't do that, so back to moaning bitching and complaining, something Americans are really good at elevating to a high art form.

 

[nick1985]

The way to end illegal immigration is and remains, stop them from getting any employment once they sneak in. But no, can't do that, too many wealthy interests needs their cheap labor.

Like a cheaper head of lettuce?

 

[Zebo]

Like they give a shit, you won't have any money to deposit with them anyway once an illegal/outsourcing displaces you.

 

[DucatiMonster696]

Like a cheaper head of lettuce?

which happens to be the excuse for the pro-illegal crowd supporting illegals in this nation.

 

[Kadarin]

It should be illegal for a bank to extend credit to someone who does not have the legal right to be in the country. If an illegal alien purchases a house somehow, the bank that financed the house should be fined (a lot), the house confiscated, and the family deported.

They simply do not have the right to be here, period.

Sadly, it'll never happen, in part because politicians covet the Hispanic vote way too goddamned much.

 

[Rainsford]

It should be illegal for a bank to extend credit to someone who does not have the legal right to be in the country. If an illegal alien purchases a house somehow, the bank that financed the house should be fined (a lot), the house confiscated, and the family deported.

They simply do not have the right to be here, period.

Sadly, it'll never happen, in part because politicians covet the Hispanic vote way too goddamned much.

That's silly. Banks operate internationally, and I can't really see a good reason for a bank to CARE about my citizenship. If I want to open a bank account in Canada, for example, why shouldn't I be able to do that?

Secondly, the fact that 90% of you in this thread missed...BoA STOPPED DOING THIS. Could you at least save your faux rage for someone who's actually doing something?

 

[CitizenKain]

Oh, a stupid email forward isn't good enough for one thread, lets keep posting it!

 

[GoPackGo]

That's silly. Banks operate internationally, and I can't really see a good reason for a bank to CARE about my citizenship. If I want to open a bank account in Canada, for example, why shouldn't I be able to do that?

Secondly, the fact that 90% of you in this thread missed...BoA STOPPED DOING THIS. Could you at least save your faux rage for someone who's actually doing something?

It really depends on how the bank is chartered.

Plus all banks are subject to the Patriot Act.

 

[Rainsford]

It really depends on how the bank is chartered.

Plus all banks are subject to the Patriot Act.

Which says banks with any presence in the US can't open any kind of accounts for anyone who's not a US citizen or legal alien? That doesn't sound quite right to me...and would be pretty stupid if it WAS true.

 

[GoPackGo]

Which says banks with any presence in the US can't open any kind of accounts for anyone who's not a US citizen or legal alien? That doesn't sound quite right to me...and would be pretty stupid if it WAS true.

I was saying not all banks have international presence.

Any bank with US Presence for the transactions done in the US are subject to Patriot Act.

 

[Fern]

I don't see a problem with "Individual Tax Identification Number" issued to aliens. This TIN clearly states it's not a SS#. We, or the IRS, needs some way to track info from foreigners whio are not allowed to work here (if they were allowed to work here they would have a SS#). The entire tax system is built upon TINs (whether TINs, SS# or EINs) for tracking purposes.

We purposefully encourage foreigners to invest their capital here, whether in bank accounts, bonds (including Treasuries), stocks, and real estate. All foreigners investing need TINs (of some type).

If employers mistake, accidentally or purposefully, these TINs for SS#'s the IRS should have no problem identifying it and responding. If there is a problem it may be that the IRS is prohibited from disclosing the info to other agencies (I.C.E.)

Since we allow, and sometimes encourage, foreigners to invest here, I don't understand why banks shouldn't be allowed to extend them credit. Foreigners own vacation homes here, as Americans own them in other countries, why wouldn't they want/need credit cards (or need mortgages etc) for when they are here? (Many who do so have visa's permitting their visits, but aren't allowed to work here, so no SS#'s).

Because of political instability in some countries (e.g., Venuzuela) some people may prefer to keep their money in our country. Historically, we have had many foreigners transfer much of their money here because of political fears in their own country.

Let's not throw the baby out with the bath water. While this situation may, in a minor way, help enable illegals here, they could simply buy prepaid credit cards anyway.

Fern