Would you ditch a ~$14 an hour job with semi-decent benefits for a $25 an hour 6 month contract?

[Viper GTS]

Gotta make my decision in the next hour or so (whether or not to apply), but I've been offered a shot at a position paying $25+ an hour on a six month contract, only catch is there are no benefits.

Where I am now:

Been here over 4 years, it's been going downhill for the last two. I may not have a job in the next 2-3 months. I could seriously use the boost in income, but not having insurance kinda freaks me out. I would probably look into some form of private insurance, though I might just decide to go the six months without & see what happens.

Cliff's notes:

4 year job on a sinking ship, making ~$14 an hour OR $25 an hour with a six month contract

Viper GTS

 

[zimu]

you can get your own insurance for like 30-40 bucks a month. check out ehealthinsurance.com. you'll make up the costs in like 3 hours of work.

 

[wyvrn]

Knowing the industry you are in ( I have been there), I would take the new job. You have enough experience on your resume that even if the contract doesn't get extended beyond 6 months, you have a reasonable expectation of finding new work in a reasonable time. You could even go back to your old employer if you don't burn bridges. Caveats are you have to live like you make $14 an hour and save the rest in case you aren't extended at the new job. Given your age, lack of insurance for 6 months is a relatively small risk that I personally wouldn't be worried about. Statistically, you aren't going to need health insurance in the next 6 months. It's a tough choice, but sometimes you have to shoot for the moon and see what happens. If you don't, you will forever be playing whatif in your mind.

If you don't mind, what's the new job?

 

[Ronstang]

Quickly figure out what insurance is going to cost you out of pocket for six months and subtract that from your higher wage to get a "truer" number. If the money still says "yes" then decide what kind of opportunities this new position provides. SInce you feel you might not have a job in a few months the risk is a little lower so I don't really see much reason to stay at your current job.

 

[virtuamike]

Take the job. Think of it as a stepping point to something bigger and better. It's not like $14/hour w/ benefits is all that great, people at grocery stores can make that.

Besides you're young, climbing up in salary is a good thing to see on a resume.

 

[conjur]

GO!

 

[bernse]

If it really is a sinking ship, get out of Dodge.

 

[new2AMD]

what kind of benefits will u have if you lose your job?

 

[HomeBrewerDude]

Apply for the job unless you have serious health problems.

 

[isasir]

Don't you rely heavily on your insurance, since I recall you mentioning you have some sort of eye disease?

 

[Ameesh]

dont you have a lot of medical problems? i wouldnt give up you medical benefits if i were in your shoes as you'll probably have a hard time finding an insurance company that will accept you with all the pre exsisting conditions.

(i think i might be confusing you with another person on the board in regards to your sickenesses)

 

[Ameesh]

Originally posted by: zimu
you can get your own insurance for like 30-40 bucks a month. check out ehealthinsurance.com. you'll make up the costs in like 3 hours of work.

haha, 30 bucks a month for insurance is probably not worth having

 

[Kenazo]

all you need is a fake Canadian ID. who needs Health insurance?

 

[ggavinmoss]

Originally posted by: Ameesh

Originally posted by: zimu
you can get your own insurance for like 30-40 bucks a month. check out ehealthinsurance.com. you'll make up the costs in like 3 hours of work.

haha, 30 bucks a month for insurance is probably not worth having

They cover only paper cuts and aspirin, that's it.

And the only covered Dr. works out of a van.

-geoff

 

[bozack]

I would get out if I were you, the pay is much better in the other position and the fact it is only 6mos is good because it forces you to find something else, wheras you could truly waste away where you are now unless of course your job is gone in two months...good luck but I would bail.

 

[dirtboy]

I'd risk it and jump, but then again I like that sort of excitement.

 

[StageLeft]

Originally posted by: Kenazo
all you need is a fake Canadian ID. who needs Health insurance?

I have real Canadian ID, and no CAN health coverage right now, so I think that your trick ain't gonna work ;0

 

[StageLeft]

Originally posted by: Ameesh
dont you have a lot of medical problems? i wouldnt give up you medical benefits if i were in your shoes as you'll probably have a hard time finding an insurance company that will accept you with all the pre exsisting conditions.

(i think i might be confusing you with another person on the board in regards to your sickenesses)

Definitely something to think about. Private health insurance where you're covering the premiums yourself can be a car payment.

 

[Ogg]

Originally posted by: zimu
you can get your own insurance for like 30-40 bucks a month. check out ehealthinsurance.com. you'll make up the costs in like 3 hours of work.

That is defintely BS!

 

[GtPrOjEcTX]

Originally posted by: bernse
If it really is a sinking ship, get out of Dodge.

 

[kermalou]

haven't you been complaining lateley about your job, or is that the other 75% of ATOTers

 

[Spencer278]

Originally posted by: Skoorb

Originally posted by: Kenazo
all you need is a fake Canadian ID. who needs Health insurance?

I have real Canadian ID, and no CAN health coverage right now, so I think that your trick ain't gonna work ;0

Can't you just drive your dieing self to canada and get your free health care? Maybe you could call ahead and get reservation isn't a 24 hour wait about standard their?

 

[richardycc]

dude, you haven't even apply for the job yet, get back to us once you have an offer.

 

[Spencer278]

Originally posted by: Ogg

Originally posted by: zimu
you can get your own insurance for like 30-40 bucks a month. check out ehealthinsurance.com. you'll make up the costs in like 3 hours of work.

That is defintely BS!

Not really my health insurance thru college is about 400 dollars a year.

 

[Entity]

Originally posted by: Spencer278

Originally posted by: Ogg

Originally posted by: zimu
you can get your own insurance for like 30-40 bucks a month. check out ehealthinsurance.com. you'll make up the costs in like 3 hours of work.

That is defintely BS!

Not really my health insurance thru college is about 400 dollars a year.

Depending on the college, you can get decent benefits for cheap. It isn't the same in the real world, though; my insurance (were I to have it, I'm unfortunately uncovered now) would amount to $300/mo.

Rob