of you EVER
actually been involved with Primerica Financial Services?
I cannot believe some of the STUPID comments like this:
pimpimg friends for something they don't need makes you looks really bad in there eyes...
Who said they sell anything you don't need?
I was involved with PFS (actually... way back when it was A.L. Williams) and stayed for several years. I wasn't interested in going way high and building a team, what I needed at the time was a second income. It did cost me about $200 to get my initial licences, BUT IT WAS FOR BOOKS AND STATE TESTING! The company took not even one penny of my money.
PFS is a member of the Travelers, which is one of the largest financial companies in the world! As a member of PFS, you can market many of the product that high end brokers deal with, but you can do it in your spare time and earn extra income. But there are a couple of side benefits too... you get a PRIME financial education that will change the way you think about and handle your own money... and, you get to help people. You would not believe how many of the people I saw were getting RAPED by companies like The Prudential, All State, MetLife.... and I mean RAPED!
If you do a good job, you can often leave the customer's house and have them in a much better financial situation than when you came without costing them any more than they are currently paying. In some cases, they actually are in a better situation and are spending LESS. And, also on occasions, they really need to rework their budget and put more money in different places, but they don't have anyone willing to do the work for them... until you show up.
Yeah, a friend at work said he listened to a sales pitch once, but when he heard that you have to start by bothering your friends and family, he knew right then it was dumb.
Not too bright I guess. After I sat through and intro to what they could do for me without costing me anything, the FIRST thing I asked the guy was if they ever hired people part time. It doesn't take rocket science to understand that if you can get something of the same quality to someone for less money than they currently spend for it, you will sell it most of the time. Just take a look at our HotDeals forum!
And if your own family was getting raked over the coals by some unscrupulous financial firm, wouldn't you want
to tell them? You're acting like telling someone how to do better for themselves is a BAD thing!
As far as MLM, that's partly true and partly not. If you work for an insurance broker and he makes you a junior partnet and you have agents under you... and if they agents you manage do well and you get a % as their manager, is that multilevel marketing? If so, most big real estate agencies, insurance brokers and stock brokers are MLM too. The true part is that there is always a push to recruit.
I didn't recruit much and never really built a team... I was just looking for a second income because my wife and I had just had twins and she was out of work. I didn't build a team, but there were months that I brought home close to $3000. There were other months I barely brought home $300... it all depended on how much I wanted to work.
I would say that at a minimum you should spend the money for your licencing and go on three training sales. I don't know for sure if it is still setup that way, but that's the way it was when I started in the late 80's. You pay $200, but after the three sales they give you back $225. You've spent some time and gotten an education you won't get elsewhere and made $25 to boot. If you don't like it at that point... walk away with new found knowledge. If you do like it, approach it only as an extra-time sort of thing at first... if you find that you're good at helping people, go part-time if you like. If you do tremendously, you could be full-time in the future, though most don't make it that far. Anyone else paying you $25 to get educated?