Who does online banking?

[TallBill]

Where at? and what are the benefits? i was thinking of opening an online checking and savings account somewhere.

 

[Yossarian]

easier to enter some numbers on the computer rather than write checks, put on stamps, etc.

I like the ability to schedule payments in advance so I only have to look at a bill once.

 

[Miramonti]

its the easiest way to pay bills, and repeating payments are never late.

 

[Skel]

I use it all the time, I can't seem to remember getting the envelope to the mailbox... this saves me the hassle...

 

[RossMAN]

I have since 1998, it's awesome.

I never look at my checking account statements (don't even open them, just file them).

My account info is always up to date and current online.

I have online banking through my bank and my credit union.

 

[TallBill]

what bank? i knew it wouldnt take rossman long to respond

 

[Orsorum]

I have online banking through my credit union, ING (well, duh), and my brokerage company.

 

[MazerRackham]

I use Bank of America, and I do all my bill paying/transfers online. It's great, and really a lot less hassle. I know it's not a difficult process, but writing out checks and addressing envelopes and buying stamps was just tiresome. I pay all my bills online now, and it's just too easy. I wish I didn't have to pay them, of course, but this does take the edge off

 

[Queasy]

I use NetBank.

I've used them for three years now with no complaints. I get free bill pay, good interest rates for my checking and money market accounts, VISA debit card, and have not had any problems with them.

 

[Miramonti]

bankone is exceptional imo, particularly if you need a b&m associated with it (as opposed to internet only banks that pay higher interest rates).

I never have errors and they keep enhancing it, latest add on is that you can see an image of the cleared check now.

 

[glen]

Wachovia
benefits are the ease of checkign my ballance and the ease of paying bills

 

[ggavinmoss]

Wells Fargo here. No complaints.

I don't use bill pay, but I download my statements into MS Money.

-geoff

 

[m2kewl]

i do it all the time. definitely saves on those envelopes and stamps!!

 

[roncarter]

I do it at bankof america.. its pretty good

 

[isasir]

Been using Citibank for, I guess 3 years now, perhaps longer.

 

[911paramedic]

Originally posted by: MazerRackham
I use Bank of America, and I do all my bill paying/transfers online. It's great, and really a lot less hassle. I know it's not a difficult process, but writing out checks and addressing envelopes and buying stamps was just tiresome. I pay all my bills online now, and it's just too easy. I wish I didn't have to pay them, of course, but this does take the edge off

ditto.

 

[ElFenix]

i do with chase. automated payments

 

[Cuda1447]

How safe is it?

 

[stebesplace]

Since 1997 I have been using First Union, who has now merged with Wachovia. They offered and still do offer a complete line of financial options. From checking to brokerage to CAP to you name it. . .

www.wachovia.com would be a good place to start looking.

-Steve

 

[rh71]

I don't do Bill Pay thru my bank online because it has a monthly fee. If you go to the particular service (electric, cable, verizon, etc.) and do online bill pay that way, it's free. An extra step, but better than throwing away $5 a month. Doesn't take that much more effort actually... if you're organized.

Even though NetBank offers free bill pay, I don't like the fact that it's online-only like ING. Makes for depositing money a hassle... checks thru US Mail and online transactions cost money thru other banks.

 

[CraigRT]

online banking rules.
TD Canada Trust here..

 

[Queasy]

Originally posted by: rh71

Even though NetBank offers free bill pay, I don't like the fact that it's online-only like ING.

It has actually been pretty convienent for me. If I ever need cash I get it at the grocery store when I'm checking out or at a Publix Supermarket where they have ATM machines with no service charges. Deposits can be mailed in with the use of envelopes that NetBank provides (no stamps). I don't have to deal with that since I work about 10 minutes away from the main NetBank office in Atlanta. I just go there and do a deposit into an ATM machine.

 

[rh71]

Originally posted by: Queasy

Originally posted by: rh71

Even though NetBank offers free bill pay, I don't like the fact that it's online-only like ING.

It has actually been pretty convienent for me. If I ever need cash I get it at the grocery store when I'm checking out or at a Publix Supermarket where they have ATM machines with no service charges. Deposits can be mailed in with the use of envelopes that NetBank provides (no stamps). I don't have to deal with that since I work about 10 minutes away from the main NetBank office in Atlanta. I just go there and do a deposit into an ATM machine.

Not that this is something I fear will happen... but what happens when your check being mailed to NetBank gets lost ? Makes for quite a hassle wouldn't it ? That's the same reason I don't deposit checks into ATM machines... though I've done it once with no problems. Call me paranoid.

 

[Queasy]

Originally posted by: rh71

Originally posted by: Queasy

Originally posted by: rh71

Even though NetBank offers free bill pay, I don't like the fact that it's online-only like ING.

It has actually been pretty convienent for me. If I ever need cash I get it at the grocery store when I'm checking out or at a Publix Supermarket where they have ATM machines with no service charges. Deposits can be mailed in with the use of envelopes that NetBank provides (no stamps). I don't have to deal with that since I work about 10 minutes away from the main NetBank office in Atlanta. I just go there and do a deposit into an ATM machine.

Not that this is something I fear will happen... but what happens when your check being mailed to NetBank gets lost ? Makes for quite a hassle wouldn't it ? That's the same reason I don't deposit checks into ATM machines... though I've done it once with no problems. Call me paranoid.

<shrugs> at paranoid. J/K. Seriously, I've deposited checks into ATMs for 10 years now and have mailed in checks to NetBank for the past 3 years. Never had a problem.

One of the best ways to ensure that a check can't be misused is to write "For Deposit Only, Account #: XXXXXXXXXX" instead of signing your name on the back.

 

[RossMAN]

Originally posted by: Cuda1447
How safe is it?

Very safe depending on your bank, your internet connection (are you using wireless internet or using a public computer?), and most importantly your web browser.

My bank offers a 100% guarantee on online banking so if my account were to be hacked (which it hasn't) I would get everything back.

Here are 193 bank reviews including my bank.