Are we talking about a full body MRI here or just a area scan? There are private clinics around the Bay Area that only charge $400-500 per MRI.
That's just a MRI.
And if you actually need something done? Some meds pre and post op?
Would you like anesthesia with your surgery, or would you rather not go bankrupt is an awful question to have to answer. But that's just me.
The
entire point of insurance is that a group of people all pay in, and then the sick people pull money out to cover the expenses that will almost assuredly be more than they have put in thus far.
The best possible insurance policy would include every single person, because that insurance policy would both have enough cash to cover expenses, and because of the purchasing power of that insurance policy, would be able to make the healthcare providers compete for its business.
This would make healthcare costs cheaper than if each individual is paying for insurance individually, or if there are hundreds of thousands of insurance policies.
Because that one policy would be
the policy, healthcare providers would have to charge an amount of money that covers expenses and allows for profit, while being constrained because if they can't do it for that cheap, someone else can. And of course, that health insurance policy can still vote with its feet and shun healthcare providers who are cheap but do not provide optimum healthcare outcomes.
Of course, this would require every Amurican to become a slave eleventy billion times worse than they are a slave now under Obamacare. So, let's just not do that, because we need healthcare costs to continue to rise faster than every other civilized western country. Because freedom.
Facebook
Twitter