No, that plan sucked. It had 30% coinsurance AFTER deductible for doctors visits with ZERO prescription coverage, OR it was the kaiser plan, and there are no kaiser providers in the area. There were catastrophic plans pre-ACA that were 80/20 that were better than that shit for $80/mo instead of $200/mo.
Of course there were cheaper catastrophic plans for young people before, because they could exclude people with pre-existing conditions.
I mean that's the whole point? When insurers could make sure they only had to insure healthy people and the sick people got screwed, they could offer lower rates to healthy people. That works out great until you one day aren't healthy any more.
You basically had to buy the most expensive silver BCBS plan to get copays AND the reduction in max out of pocket subsidy. Which was $4350 for me. Should I ever get sick, I'm hitting the max out of pocket in a jiffy, as designed.
In terms of disposable income, its way less. You are so wrong on this its not even funny. You just can't read an insurance policy. So thats problem number #1 on why you are clueless about the "success" of obamacare. Because the policies suck for starters.
I can read an insurance plan just fine, thanks. You see as someone who almost died of cancer about 6 years ago I'm acutely aware of what's in my insurance plans and how they work.
Funny, the people who have the plans don't seem to think they suck and of course after having them for a year plenty of people have used them. It's funny that you keep going back and forth between saying that they suck and don't cover anything so people will hate them, but then saying people don't hate them because they aren't costing them that much. You kind of have to pick one.
And no, you can't complain about how some are subsidized. That's literally one of the whole points of the law.
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