Right now, I've got the bulk of mine at WaMu. I am in the process of switching over to ING, however, ING's web login is sh!tty and I'm going to have to call them in order to get access to my account. It also seems that my direct deposit allotment didn't take, which angers me greatly, because I just checked the account and routing numbers.
I end up giving the finger to ING and sticking with WaMu. Sure, the interest rate isn't as good, but at least I can access the account when I need to and the money actually gets into that account.