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What's your monthly expense?

D

Dear Summer

Golden Member
Rent - 775
Car - 400
Cell phone - 130 (family plan)
Daily lunch at work + Parking - ~400
Student loans - 200
Gym - 50
Car Insurance - 60
Gas - 100
Electricity - 150
Cable/Internet - 85

This is roughly 2400/month

Is that a lot for a single?
 
Rent - 750
Car - 0
Cell phone - 25 (family plan)
lunch at work (some from home) - ~150
Student loans - 0
Gym (part of rent) - 0
Car Insurance - 80
Gas - 60
Electricity - 50
Cable/Internet - 45
 
Anything you can responsibly afford is fine - as long as you're not going in debt for your lifestyle and are responsibly meeting your payments, then it doesn't matter.

Are you doing any savings?
 
Rent - 560
Car - 0 (paid off!)
Cell phone - 0 (my parents were gracious enough to add me to their plan)
Daily lunch at work - ~150
Student loans - 550 🙁
Gym - 0
Car Insurance - 70
Gas - 100
Electricity - 100
Cable/Internet - 40
Credit cards - 100 (I fucked up when I was a kid =/)
Misc bills - ~100

= $1770

I make about $1800 a month... Fuck student loans.
 
This thread is turning into a "How much do you spend a month?" thread. I'll help keep this going ...


Rent - $0 (own)
Car - 0 (3 cars paid off)
Cell phone - 0 (work pays for my crackberry)
lunch at work - ~$30
Student loans - $0 (paid off years ago)
Gym - $10
Car Insurance - $100
Gas - $50
Electricity - $150
Cable/Internet - $100
Credit cards - $0
Misc bills - don't know, don't care

= $440 per month plus the don't know/care bills
 
Originally posted by: Beev
Rent - 560
Car - 0 (paid off!)
Cell phone - 0 (my parents were gracious enough to add me to their plan)
Daily lunch at work - ~150
Student loans - 550 🙁
Gym - 0
Car Insurance - 70
Gas - 100
Electricity - 100
Cable/Internet - 40
Credit cards - 100 (I fucked up when I was a kid =/)
Misc bills - ~100

= $1770

I make about $1800 a month... Fuck student loans.
Click to expand...

Heh, I'm on my parents cell too, I pay my mom $10 a month.
 
$4000 a month for 2 people on a combined net income of $5500



edit: My debt payments are Mortgage, Car, and Student Loans... no other debt.

That accounts for about $1900. The rest is utilities, insurance, food, tv/internet/cell, entertainment, etc...

If we absolutely had to, I think we could cut our monthly down to $3000.
 
Originally posted by: dud
This thread is turning into a "How much do you spend a month?" thread. I'll help keep this going ...


Rent - $0 (own)
Car - 0 (3 cars paid off)
Cell phone - 0 (work pays for my crackberry)
lunch at work - ~$30
Student loans - $0 (paid off years ago)
Gym - $10
Car Insurance - $100
Gas - $50
Electricity - $150
Cable/Internet - $100
Credit cards - $0
Misc bills - don't know, don't care

= $440 per month plus the don't know/care bills
Click to expand...

No Mortgage, Real Estate Taxes or Home Owner's Insurance?

You only eat at lunch? For $1/day?
 
Originally posted by: Capt Caveman
Originally posted by: dud
This thread is turning into a "How much do you spend a month?" thread. I'll help keep this going ...


Rent - $0 (own)
Car - 0 (3 cars paid off)
Cell phone - 0 (work pays for my crackberry)
lunch at work - ~$30
Student loans - $0 (paid off years ago)
Gym - $10
Car Insurance - $100
Gas - $50
Electricity - $150
Cable/Internet - $100
Credit cards - $0
Misc bills - don't know, don't care

= $440 per month plus the don't know/care bills
Click to expand...

No Mortgage, Real Estate Taxes or Home Owner's Insurance?

You only eat at lunch? For $1/day?
Click to expand...

yeah couldn't quite figure that out
 
Originally posted by: dud
This thread is turning into a "How much do you spend a month?" thread. I'll help keep this going ...


Rent - $0 (own)
Car - 0 (3 cars paid off)
Cell phone - 0 (work pays for my crackberry)
lunch at work - ~$30
Student loans - $0 (paid off years ago)
Gym - $10
Car Insurance - $100
Gas - $50
Electricity - $150
Cable/Internet - $100
Credit cards - $0
Misc bills - don't know, don't care

= $440 per month plus the don't know/care bills
Click to expand...

wow, that is some cheap living
 
This is mine:

Rent - 535 (water and trash pickup included)
Car - 0 (new vehicle paid with cash)
Cell phone - 35 (SERO FTW)
Daily lunch at work + Parking - ~100 if I brownbag and free parking
Student loans - 0 (paid off years ago)
Gym - 0 (need to go back)
Car Insurance - 40 (multi line and multi cars and good driving discounts FTW)
Gas - 25 (live about 2 miles from work)
Electricity - 50
Cable/Internet - 40 (DSL only - no land line)

I have zero debt, yup, that's right, no CC, nothing, nada. Always pay off my balance every month and get the 3% cash back (up to $150 as of last week).

OP, you forgot about breakfast, diner and meals/going out to eat or investment/savings

What about health insurance? or renter insurance? or entertaintment such as movies/concert/sporting events/magzines/books/etc?

Or clothes and laudry?

If you want to know exactly where your money go, make a list of everything you spend on for a couple months

 
Rent - 519 (utilities included)
Car - 0 (new vehicle paid with cash)
Cell phone - $40
Food - ~750 (includes dinners out etc.)
Gas - 100
Internet - $49

Total: $1458
i currently take home ~2600 a month


once i move to new york i'm going to get raped 🙁
 
Here is my current setup.
Rent: $765 - living with roommates, will go up to $1350 in a month when I get a place of my own.
Car: $350 - down to $0 tomorrow when I pay it off
Cell: $0 - Paid for by work
Food: $300 - why are people only counting lunch?
Student Loans: $100
Gym: $39
Car + Renters Insurance: $100
Gas: $50
Electric/TV/Internet: $0 - Included in rent now, will be $150 on my own

So currently I send about $1700/m and net about $2400-2600. But when I move out on my own, i'll be spending about $2100/m, but i'm working more hours now so i'll net $3000-3300. Of course this doesn't include going out, beer, entertainment, etc. Am I living within my means?
 
mortgage: $2000 minimum + extra principal payment, currently doing an extra $700
two cell phones: $55, might cancel one of these since wife just always uses her work one now
car: $0 for now. my car is old and will need to be replaced soon, but i'm hoping i can pay cash at least for most of it.
student loans: $1000 (all from wife's law school)
tv/internet: $90 i think, $50 TV + $40 internet... where are you people getting both TV and internet for $40 or $45? 😛
electricity: $40 in the winter, $70 in the summer
natural gas (heat etc): $100 in the winter, $20 in the summer
gasoline: $150 with current prices
car insurance: i think it's 5 payments of $90 per 6 months, so that averages out to $75 a month
eating out, work lunches and dinners: $400 probably
groceries: probably another $300+, haven't calculated for awhile
gym/etc: $120? (martial arts classes for me, personal trainer for wife)

so that's like $5000.

edit: oh, i know what i forgot, the frakking condo fee. add another $285.
 
electric 40
association (garbage, internet, heat, etc) 200
mortgage 750
car insurance/condo insurance 260
Dish 50
phone 80
car payment 400
student laons 100

total 1890 per month

food is very variable for me and the GF...can range from 250-400 a month.

we take in about 4000 after taxes (401k) every month...she is still a student, so anything she can do is good enough for me 🙂
 
Originally posted by: Dear Summer
Rent - 775
Car - 400
Cell phone - 130 (family plan)
Daily lunch at work + Parking - ~400
Student loans - 200
Gym - 50
Car Insurance - 60
Gas - 100
Electricity - 150
Cable/Internet - 85

This is roughly 2400/month

Is that a lot for a single?
Click to expand...

I'm guessing you forgot to mention your total food expense beyond lunch.
 
Rent - $513
Water - $5
Electricity - $26
Phone - $25
Internet(s) - $10
Restaurants - $280
Laundry - $14
Groceries/Misc - $25
Transportation - $6
Student Loan - $110

Total = $1104

Yay foreign country!
 
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