nope, I don't know about others, but I didn't.
I rarely go out to eat and most of my dinner is made by someone else for little to no expense. I just pay for lunch. I have allocated 130 out of the 400 for misc btw.
rent - 835
car - 200 (gas, maintenance, insurance)
phone - 0
foods & booze - 600
loans - 0
sports & rec - 200
cable / internets - 50
Not exactly sure - 2000
car - 200 (gas, maintenance, insurance)
phone - 0
foods & booze - 600
loans - 0
sports & rec - 200
cable / internets - 50
Not exactly sure - 2000
Rent - 400 ( After split with roomate)
Car - 250
Cell phone - 25 (SERO + 25% Discount)
Daily lunch at work + Parking - ~160
Student loans - 0
Gym - 40
Car Insurance - 215
Gas - 85
Electricity - 0
Cable/Internet - 80
Car - 250
Cell phone - 25 (SERO + 25% Discount)
Daily lunch at work + Parking - ~160
Student loans - 0
Gym - 40
Car Insurance - 215
Gas - 85
Electricity - 0
Cable/Internet - 80
Rent - 500 a month..may go down to 400
Beer/Alcohol - 150
Food - 400-600
Car Payment - 0
Car insurance -80
Internet - 30
TV -30
Cell phone - 35
Gym - 30
about 1500 a month.
Beer/Alcohol - 150
Food - 400-600
Car Payment - 0
Car insurance -80
Internet - 30
TV -30
Cell phone - 35
Gym - 30
about 1500 a month.
TheSlamma
Diamond Member
- Sep 6, 2005
- 7,625
- 5
- 81
IMO your car payment is too much and your gas/elec is a lot for a place you are renting.. is it a house or just an apartment? My wife and I have never got an Xcel bill for anything over $120 and that's gas/elec combined for a 2000sq ft house. Time to put on a sweater and turn it down to 66 degrees or less
Originally posted by: TheSlamma
IMO your car payment is too much and your gas/elec is a lot for a place you are renting.. is it a house or just an apartment? My wife and I have never got an Xcel bill for anything over $120 and that's gas/elec combined for a 2000sq ft house. Time to put on a sweater and turn it down to 66 degrees or less
thanks
I'm rather pissed off about the monthly electricty bill myself. I don't even use the lights that much but the condo is old so I think there's some leak or something. I can't wait to move out in 6 months.
The car payment is a little steep but it's a new car so what can you do
Originally posted by: Dear Summer
Originally posted by: TheSlamma
IMO your car payment is too much and your gas/elec is a lot for a place you are renting.. is it a house or just an apartment? My wife and I have never got an Xcel bill for anything over $120 and that's gas/elec combined for a 2000sq ft house. Time to put on a sweater and turn it down to 66 degrees or less
thanks
I'm rather pissed off about the monthly electricty bill myself. I don't even use the lights that much but the condo is old so I think there's some leak or something. I can't wait to move out in 6 months.
The car payment is a little steep but it's a new car so what can you do
do you just have collision coverage on your nice expensive car?
2400/month is almost my whole paycheck. But then again putting $1800 away each month into retirement accounts really eats away at my take-home pay too.
Self-willed degeneration into absolute depravity and sexual perversion: Priceless
The more you know, the more you Mastercard.
SunnyD
Belgian Waffler
Rent: $1350/mo
Electric: ~$100/mo
Gas (Home): (Seasonal) $60/mo right now
Water: $30/mo
Cable/Phone/Internet: $100/mo
Cell: $20 whenever we need to put minutes on it (not monthly!)
Car: $400/mo
Gas (Car): ~$60/mo
Monthly Groceries: $750/mo (technically I allot $1000/mo for this - we're a family of 6)
Total: $2870/mo
I also have student loans which are differed, a few old bills that are getting paid off irregularly, and random credit card payments that usually don't amount to more than about $200/mo.
Now if I could just get my wife to not spend money on extra junk we don't need.
Electric: ~$100/mo
Gas (Home): (Seasonal) $60/mo right now
Water: $30/mo
Cable/Phone/Internet: $100/mo
Cell: $20 whenever we need to put minutes on it (not monthly!)
Car: $400/mo
Gas (Car): ~$60/mo
Monthly Groceries: $750/mo (technically I allot $1000/mo for this - we're a family of 6)
Total: $2870/mo
I also have student loans which are differed, a few old bills that are getting paid off irregularly, and random credit card payments that usually don't amount to more than about $200/mo.
Now if I could just get my wife to not spend money on extra junk we don't need.
DT4K
Diamond Member
- Jan 21, 2002
- 6,944
- 3
- 81
Mortgage/equity loan: $2300
Gas/Electric: $300
Cell Phones: $200
Water: $100
Cable/Internet: $100
Insurance: $150
Car payment: $430
Food: $1000
Gas(for the car): $300
Garbage: $20
Total: $5000
The food total is just a guess. We probably spend more than that some months, if we eat out very often. Family of 7 here.
In the summer, obviously the electric goes up and the gas goes down and vice versa, but it seems to average about $300 for the two of them. Cell phones are so high because we've got 4 lines and my wife just had to get a blackberry and pay for the frickin expensive required data plan. I've got student loan debt as well, but it's currently in forbearance since I can't afford to make the payments until my wife starts working more. Right now, she's basically a SAHM, but works part time, anywhere from 5 to 15 hours a week.
Gas/Electric: $300
Cell Phones: $200
Water: $100
Cable/Internet: $100
Insurance: $150
Car payment: $430
Food: $1000
Gas(for the car): $300
Garbage: $20
Total: $5000
The food total is just a guess. We probably spend more than that some months, if we eat out very often. Family of 7 here.
In the summer, obviously the electric goes up and the gas goes down and vice versa, but it seems to average about $300 for the two of them. Cell phones are so high because we've got 4 lines and my wife just had to get a blackberry and pay for the frickin expensive required data plan. I've got student loan debt as well, but it's currently in forbearance since I can't afford to make the payments until my wife starts working more. Right now, she's basically a SAHM, but works part time, anywhere from 5 to 15 hours a week.
rh71
No Lifer
- Aug 28, 2001
- 52,844
- 1,049
- 126
I've never actually figured it out for myself and Mint.com always includes our joint stuff so I guess now's a good time... utilities, food, daycare, & mortgage are halved (wife and I split everything) so these are costs just for me:
mortgage & insurance $1075
electric $50
oil heat $100 (seasonal, but monthly spread over the year)
tv/phone/internet $50
food $250 (we don't go nuts)
cell $25
cars $0 (woot)
car insurance $200 (doh)
gas for cars $50 (work from home)
daycare for 2 $600 (it allows me to actually do work amidst the crying)
credit card $100
entertainment stuff $50
===================
$2550/mo.
Mint shows that we spend between $4-6k a month since July when our kids popped out so it seems accurate. I just realized how much I used to save before the kids came.
mortgage & insurance $1075
electric $50
oil heat $100 (seasonal, but monthly spread over the year)
tv/phone/internet $50
food $250 (we don't go nuts)
cell $25
cars $0 (woot)
car insurance $200 (doh)
gas for cars $50 (work from home)
daycare for 2 $600 (it allows me to actually do work amidst the crying)
credit card $100
entertainment stuff $50
===================
$2550/mo.
Mint shows that we spend between $4-6k a month since July when our kids popped out so it seems accurate. I just realized how much I used to save before the kids came.
Mortgage - $920
Car - $0
Cell Phone (family plan) - 90
Snacks/lunch + Parking at work - ~$40
Student Loans -$100
Gym -$42
Car Insurance - $68
Gas - $100
Electricity - $165
Cable/Internet/Phone - $90
Pre-School - $90
Total = $1705 / mo.
Rent - 0
Car - 0
Cell phone - 0
Daily lunch at work + Parking = 400
Student loans - deferred (otherwise ~$800)
Gym - 0
Car Insurance - 0
Gas - 0
Electricity - 0
Cable/Internet - 0
Night Life - $400
Car - 0
Cell phone - 0
Daily lunch at work + Parking = 400
Student loans - deferred (otherwise ~$800)
Gym - 0
Car Insurance - 0
Gas - 0
Electricity - 0
Cable/Internet - 0
Night Life - $400
Freeloading at home.
If I'm at work, it's $40 a week for lunch, and $300 miscellaneous a month. The rest goes to savings.
No I'm unemployed, it's $50 miscellaneous a month.
What a prick, huh?
If I'm at work, it's $40 a week for lunch, and $300 miscellaneous a month. The rest goes to savings.
No I'm unemployed, it's $50 miscellaneous a month.
What a prick, huh
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