What should I do about this?

[alkemyst]

Originally posted by: allisolm

Originally posted by: Savij

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.

No way. At best, he should let the fees go since it's not too much and between friends but it's entirely her fault.

Exactly. Once she wrote the check she should have deducted that amount from her account and considered it gone. She doesn't get to spend it again on something else.

at UF back in the early 90's there were quite a few student's arguing about they didn't write it in yet.

 

[compman25]

Originally posted by: JEDI

Originally posted by: illusion88
So I have the lease for the house. There are three other people that live here, they pay me rent, I pay the landlord. This one girl, older then me, has a "more"stable job (I work for tips) can be a few days late sometimes. It's cool, I can cover her for about a week or something until she can write me a check.

So last month she writes me a check and I never cash it. I just never made it to the bank and I had enough in mine to pay the landlord. I know I know.... dick move. Especially when we are all hurting for money. I really have no excuse except I was lazy. So when she writes me a check this month I cash both of them, last months and the current one. One of them bounces and the funds are withdrawn from my account along with a $7 fee.

I know it was a major douchebag move to sit on the check like that, but now I am out $275. I called her and she said she was going to call her bank to see what is going on. I didn't tell her that I cached both checks, I will tell her when I call her again.

I guess I just have to tell her that I didnt cash the check for May until June....
Should I offer less money, eat the cost entirely?

We are all quit broke. I doubt between the four of us we have more than $3000 in our checking accounts combined. Money can be a sensitive subject around these parts.

you are a dick for not telling her you cashed both checks.

eat the $7 fee.
but she still owes u $275

Why, she spent the money the minute she gave him the check. She is a dick for double spending. It's not his fault she is too stupid to balance her account. Just because the ATM says you have money doesn't mean "you have money".

 

[QueBert]

Originally posted by: Ns1

Originally posted by: RaistlinZ

Originally posted by: Ns1

Originally posted by: RaistlinZ
Sorry dude, but this is your fault. She did her part and paid on time. She had the money when she gave you the check, and you failed to cash it. The only one not being responsible here is you. She paid on time like she was supposed to.

It is not consider paid if the check bounced; she spent money she didn't have after she wrote the check.

No, she spent money she thought she had 30 days after writing the check, because only a fool keeps a person's check for a month without cashing it.

Sorry buddy, that's not how checks work.

Try using that lame excuse in business and see how far it gets you.

I worked at 3 places that cashed checks, none of them would cash a check 30 days old unless it was a government check, and even then it was iffy. It's OP's fault. Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account. In the business world they don't wait a month to cash a check so that's a moot point. Pac Bell use to cash the checks I send them the same day they got them always. I've never encountered a business that took more than 3 days to cash a check after receiving it. And if it took 3 days it's probably due to them getting it on a Friday and not being able to cash it until Monday.

OP is at fault here.

 

[RaistlinZ]

Originally posted by: compman25

Originally posted by: JEDI

Originally posted by: illusion88
So I have the lease for the house. There are three other people that live here, they pay me rent, I pay the landlord. This one girl, older then me, has a "more"stable job (I work for tips) can be a few days late sometimes. It's cool, I can cover her for about a week or something until she can write me a check.

So last month she writes me a check and I never cash it. I just never made it to the bank and I had enough in mine to pay the landlord. I know I know.... dick move. Especially when we are all hurting for money. I really have no excuse except I was lazy. So when she writes me a check this month I cash both of them, last months and the current one. One of them bounces and the funds are withdrawn from my account along with a $7 fee.

I know it was a major douchebag move to sit on the check like that, but now I am out $275. I called her and she said she was going to call her bank to see what is going on. I didn't tell her that I cached both checks, I will tell her when I call her again.

I guess I just have to tell her that I didnt cash the check for May until June....
Should I offer less money, eat the cost entirely?

We are all quit broke. I doubt between the four of us we have more than $3000 in our checking accounts combined. Money can be a sensitive subject around these parts.

you are a dick for not telling her you cashed both checks.

eat the $7 fee.
but she still owes u $275

Why, she spent the money the minute she gave him the check. She is a dick for double spending. It's not his fault she is too stupid to balance her account. Just because the ATM says you have money doesn't mean "you have money".

No she didn't. She spent money 30 days after she gave the check to him, like any normal person. If someone gives you a check and you wait a month to cash it you're rolling your own dice there.

 

[alkemyst]

Originally posted by: QueBert
I worked at 3 places that cashed checks, none of them would cash a check 30 days old unless it was a government check, and even then it was iffy. It's OP's fault. Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account. In the business world they don't wait a month to cash a check so that's a moot point. Pac Bell use to cash the checks I send them the same day they got them always. I've never encountered a business that took more than 3 days to cash a check after receiving it. And if it took 3 days it's probably due to them getting it on a Friday and not being able to cash it until Monday.

OP is at fault here.

That's a big problem not honoring a check past 30 days. Technically even with an 'expiration' date on it, a check is still good if it settles a debt.

Same way with 'cancelling' a check. It's up to the account holder to secure it....if it passes past a reasonable time then ultimate the account holder is responsible, although most banks will cover minor amounts.

 

[MotionMan]

This thread is full of fail. People here seem to lack basic knowledge of the purpose of a check and their legal responsibilities when and after they write a check.

MotionMan

 

[allisolm]

Originally posted by: QueBert

Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account.

The "I never balance my account so it can't possibly be my fault that check bounced" excuse ranks right up there with "I can't be out of money, I still have checks left."

 

[waggy]

wow how can anyone say its the OP's fault? i find it amazing that anyone would.


you write a check you balance the checkbook. actually you don't even need to do that anymore. put in in quicken and it does it for you. it will even download it from teh bank and see if its gone through.

sigh

 

[BoomerD]

Originally posted by: MotionMan
This thread is full of fail. People here seem to lack basic knowledge of the purpose of a check and their legal responsibilities when and after they write a check.

MotionMan

QFT. We've had lots of checks to businesses that were held for more than 30 days...and our bank always paid them with no question. It's a PITA when the car payment check hasn't cleared more than 45 days later...but as long as they don't charge me a late charge...I really don't care.

The OP did nothing wrong in this case. Might it have been nice for him to tell her that he was going to cash both checks? Yes...as a courtesy, but he should have had no expectation that one would bounce. THAT'S on the roomie...not him.

You kids who think that a check that hasn't cleared in two weeks means you can spend the money could be in for a rude awakening one day. You COULD be hit with some severe penalties. Here in Kahleeforneeya, bad checks can cost you 5 times the amount of the check...or $500...whichever is more....JUST IN PENALTIES, on top of the check amount.

 

[MotionMan]

Originally posted by: allisolm

Originally posted by: QueBert

Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account.

The "I never balance my account so it can't possibly be my fault that check bounced" excuse ranks right up there with "I can't be out of money, I still have checks left."

I was wondering when that quote would work its way into this thread.

MotionMan

 

[Ns1]

Originally posted by: MotionMan

Originally posted by: allisolm

Originally posted by: QueBert

Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account.

The "I never balance my account so it can't possibly be my fault that check bounced" excuse ranks right up there with "I can't be out of money, I still have checks left."

I was wondering when that quote would work its way into this thread.

MotionMan

Seriously. I should just write a note on the bottom of my checks "checks must be cashed within 24 hours or I will spend the money"

24 hours, 30 days, what's the difference? it's just a number you pulled out of your ass.

A. OVERVIEW OF BAD CHECK LAW

1. [ß 1] Claim for Statutory Penalty

Under California's Bad Check Law #1, a person who has written a check to another person or business can be required to pay the amount of the check and either a statutory service charge or a statutory penalty if the check is returned by the bank due to insufficient funds. The person who wrote the check is called the "drawer" and the person or business who accepted the check is called the "payee."

Text

Note the big bold heading above the section that says "CHECKS OLDER THAN 30 DAYS ARE NOT VALID AND YOU NOW MAGICALLY HAVE MORE MONEY IN YOUR ACCOUNT"

 

[MotionMan]

Originally posted by: Ns1

Originally posted by: MotionMan

Originally posted by: allisolm

Originally posted by: QueBert

Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account.

The "I never balance my account so it can't possibly be my fault that check bounced" excuse ranks right up there with "I can't be out of money, I still have checks left."

I was wondering when that quote would work its way into this thread.

MotionMan

Seriously. I should just write a note on the bottom of my checks "checks must be cashed within 24 hours or I will spend the money"

24 hours, 30 days, what's the difference? it's just a number you pulled out of your ass.

It is what we call in the legal field, a slippery slope.

MotionMan

 

[boomerang]

The members of the 'entitlement" generation are quite obvious in this thread.

I wrote you a check and you didn't cash it in 'x' number of days so tough, is about as absurd as it gets. As well as, you're a prick to cash a check without telling the issuer you were going to do it.

What's scary is that this mindset will be running the nation some day. It's even scarier than the mindset of who's running it now.

 

[waggy]

Originally posted by: QueBertI worked at 3 places that cashed checks, none of them would cash a check 30 days old unless it was a government check, and even then it was iffy. It's OP's fault. Some of us don't balance our checkbooks ever. I know when I write a check to somebody I assume they're going to cash it within a week tops. If they haven't by 30 days that's on them. I check my balance and if I haven't written a check in 2 weeks any money in my account is money in my account. In the business world they don't wait a month to cash a check so that's a moot point. Pac Bell use to cash the checks I send them the same day they got them always. I've never encountered a business that took more than 3 days to cash a check after receiving it. And if it took 3 days it's probably due to them getting it on a Friday and not being able to cash it until Monday.

OP is at fault here.

ops fault? wow.

how about learning ot blance the checkbook? its not hard. hell you can even get quicken. it will not only do it for you but it can even connect with the bank and say if it has cleared or not.

 

[Ns1]

Also, if you pulled that shit on me as the person responsible for paying rent to the landlord, your ass is now giving me rent checks by money order or cashier's check only.

 

[lxskllr]

Originally posted by: waggy


ops fault? wow.

how about learning ot blance the checkbook? its not hard.

It's simple addition and subtraction. My daughter could have done a competent job balancing a checkbook 3 years ago, and she just turned 11.

 

[Ns1]

Originally posted by: lxskllr

Originally posted by: waggy


ops fault? wow.

how about learning ot blance the checkbook? its not hard.

It's simple addition and subtraction. My daughter could have done a competent job balancing a checkbook 3 years ago, and she just turned 11.

<ocguy>

She must not be from the 909

</ocguy>