What should I do about this?

[illusion88]

So I have the lease for the house. There are three other people that live here, they pay me rent, I pay the landlord. This one girl, older then me, has a "more"stable job (I work for tips) can be a few days late sometimes. It's cool, I can cover her for about a week or something until she can write me a check.

So last month she writes me a check and I never cash it. I just never made it to the bank and I had enough in mine to pay the landlord. I know I know.... dick move. Especially when we are all hurting for money. I really have no excuse except I was lazy. So when she writes me a check this month I cash both of them, last months and the current one. One of them bounces and the funds are withdrawn from my account along with a $7 fee.

I know it was a major douchebag move to sit on the check like that, but now I am out $275. I called her and she said she was going to call her bank to see what is going on. I didn't tell her that I cached both checks, I will tell her when I call her again.

I guess I just have to tell her that I didnt cash the check for May until June....
Should I offer less money, eat the cost entirely?

We are all quit broke. I doubt between the four of us we have more than $3000 in our checking accounts combined. Money can be a sensitive subject around these parts.

 

[Unheard]

Eat the loss. While she should have managed her finances better, you fubar'd it up.



Edit: Damn time warps.

 

[Crusty]

If she didn't know how much money she had it's her own fault.

 

[Savij]

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.



Edit: Damn time warps.

No way. At best, he should let the fees go since it's not too much and between friends but it's entirely her fault.

 

[nakedfrog]

Sounds like you just bought $275 worth of sexual favors

 

[KLin]

Originally posted by: Savij

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.



Edit: Damn time warps.

No way. At best, he should let the fees go since it's not too much and between friends but it's entirely her fault.

I say they both share the blame. She should be monitoring her finances more closely, and the OP should have not sit on the check for a month.

 

[Gothgar]

you eat the fees, she still pays her part

 

[darkxshade]

We need a pic to see who's fault it is

 

[Gothgar]

her bank will most likely also charge her a 35 dollar fee, you should be eating that too

 

[Chiropteran]

It's her fault, 100%.

 

[James Bond]

Originally posted by: Gothgar
her bank will most likely also charge her a 35 dollar fee, you should be eating that too

Yep. You eat all the fees, she pays you in full the for the month shes back.

 

[Epic Fail]

:camera:'s?

and what's with the calling, you are collecting rent from her to pay the landlord, but you don't see each other?

 

[gorcorps]

Originally posted by: KLin

Originally posted by: Savij

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.



Edit: Damn time warps.

No way. At best, he should let the fees go since it's not too much and between friends but it's entirely her fault.

I say they both share the blame. She should be monitoring her finances more closely, and the OP should have not sit on the check for a month.

Maybe... but she really should be aware of the checks she gave out. You always keep a balanced total in your checkbook so you know how much you really have, not just what the bank thinks you have. Checking online doesn't tell you about the checks you've written that haven't been cashed yet.

OP just to not cause bad blood, I'd maybe offer to pay for her overdraft fee but she still owes for all months rent.

 

[BoomerD]

Originally posted by: Gothgar
her bank will most likely also charge her a 35 dollar fee, you should be eating that too

WHAT? No fucking way is he responsible for ANY of the bank charges. It's not his fault she can't manage her money better than that. Hasn't anyone ever heard of reconciling their checking account? If the check hasn't cleared...do NOT spend the money...:roll:

She needs to make the OP whole for the bounced check and any charges levied against him by his bank...PLUS be responsible for charges by her own bank.

 

[allisolm]

Originally posted by: Savij

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.

No way. At best, he should let the fees go since it's not too much and between friends but it's entirely her fault.

Exactly. Once she wrote the check she should have deducted that amount from her account and considered it gone. She doesn't get to spend it again on something else.

 

[lxskllr]

Originally posted by: BoomerD


WHAT? No fucking way is he responsible for ANY of the bank charges. It's not his fault she can't manage her money better than that. Hasn't anyone ever heard of reconciling their checking account? If the check hasn't cleared...do NOT spend the money...:roll:

She needs to make the OP whole for the bounced check and any charges levied against him by his bank...PLUS be responsible for charges by her own bank.

This is correct. If you're going to write checks, you need to keep track of your account. That's why I pay online, or use cash. I can't be arsed to keep track of pieces of paper, so I avoid it all together.

 

[Tiamat]

While she should have managed her finances better, it is often tough to keep up with who cashed what check when esp. when everyday life is hectic. As for the same excuse, you didn't have time to cash the check until a month later. However, it is a pet peeve of mine that people wait a long time to cash checks. So, unfortunately, I am biased slightly towards it was a bit more your fault than hers, although you both were at fault.

 

[nickbits]

She should pay you full amount and bank fees.

 

[RadiclDreamer]

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.



Edit: Damn time warps.

Hell no, she should have deducted it from her account the second she wrote the check. Just assume its already gone and there isnt an issue

 

[RadiclDreamer]

Originally posted by: Gothgar
her bank will most likely also charge her a 35 dollar fee, you should be eating that too

You are totally nuts, when you write someone a check you IMMEDIATELY deduct it from your checkbook and dont try to use the money

 

[xSauronx]

Originally posted by: gorcorps

Originally posted by: KLin

Originally posted by: Savij

Originally posted by: Unheard
Eat the loss. While she should have managed her finances better, you fubar'd it up.



Edit: Damn time warps.

No way. At best, he should let the fees go since it's not too much and between friends but it's entirely her fault.

I say they both share the blame. She should be monitoring her finances more closely, and the OP should have not sit on the check for a month.

Maybe... but she really should be aware of the checks she gave out. You always keep a balanced total in your checkbook so you know how much you really have, not just what the bank thinks you have. Checking online doesn't tell you about the checks you've written that haven't been cashed yet.

OP just to not cause bad blood, I'd maybe offer to pay for her overdraft fee but she still owes for all months rent.

yeah i agree, he should pay the fees (for both sides) and she should cover her rent

 

[Train]

You cache checks?

 

[lxskllr]

Originally posted by: Train
You cache checks?

Obviously. That's why he waited :^P

 

[darkxshade]

The amount she owes should calculated as follows.

(Rent + fees ) - (her level of hotness on a scale from 1-10 *10)

 

[BabaBooey]

I know if a check I wrote was never cashed ....she knew.