What is the YTD return so far in your 401k or IRA?

[DBL]

401K +7.2%
Roth +7.1%

 

[iamwiz82]

Ouch. i was well over 10% up until a few days ago. Now I'm at a -.32%

 

[abc]

mine current active plan has gone up now since last i checked.

it's now:

Personal Rate of Return from 01/01/2005 to 12/20/2005 is 27.5%

This is Fidelity.

 

[K1052]

401K 6.5%

 

[Zombie]

401K 39.408000%.

 

[abc]

in my other 401k plan, an inactive plan, they're going to swap some funds for an 'equivalent' fund during 2006.

i was wondering if i should allow this to happen or close out the plan by rolling it into my active plan.

here's the conversions:

Fidelity Intermediate Bond Fund to Fidelity US BOND INDEX

FIDELITY VALUE FUND to Neuberger Berman Genesis Fund - Trust class

Fidelity Growth and Income Fund to Spartan Equity Index Fund

Fidelity Capital and Income Fund to Fidelity US BOND INDEX

Fidelity Aggressive Growth Fund to Managers Special Equity Fund


Fidelity Diversified International Fund to American Beacon Int'l Equity PA

 

[IronWing]

I miss the '90s.

 

[ThaPerculator]

Originally posted by: abc
in my other 401k plan, an inactive plan, they're going to swap some funds for an 'equivalent' fund during 2006.

i was wondering if i should allow this to happen or close out the plan by rolling it into my active plan.

here's the conversions:

Fidelity Intermediate Bond Fund to Fidelity US BOND INDEX

FIDELITY VALUE FUND to Neuberger Berman Genesis Fund - Trust class

Fidelity Growth and Income Fund to Spartan Equity Index Fund

Fidelity Capital and Income Fund to Fidelity US BOND INDEX

Fidelity Aggressive Growth Fund to Managers Special Equity Fund


Fidelity Diversified International Fund to American Beacon Int'l Equity PA

I have the same thing with a couple of those...

 

[gordita]

how much money do u guys have in your 401(k) with regards to your age....
i'm 30 and I only got about $60k currently...is that too low?

and so far, i'm @9.2% for the year....

 

[toekramp]

8.10%

 

[RichieZ]

technically I bought it last sept, but its been doing well. Have contributed for the last 4 yrs to my Roth IRA, I max it every yr. Will put in another 5K come Jan 1

As of: 12/22/2005, 5:18pm
Symbol Description Quantity Current
Price Current
Value Cost** Change
Since
Purchase $ Change
Since
Purchase %
FDRXX* FIDELITY CASH RESERVES 4,178.380 $1.00 $4,178.38 Not Applicable
MOT MOTOROLA INC 560.000 23.260 $13,025.60 $9,075.75 $3,949.85 43.52%

 

~5.5%

 

[UTmtnbiker]

I have two 401k's (never transferred mine from a previous employer).

Old 401k - 12.2%
Current 401k - 6.9%

 

[DT4K]

YTD: 4.86%
3yr Avg: 15.06%

I didn't start mine until 2002, so no big losses in 2001.

 

[everman]

Don't get caught up in very short term rates of return. It can be quite costly.

 

[FoBoT]

do you count or not count the employer match?

seems to me since it is "free" money you can count it, but i dunno if that is what you meant

 

[AStar617]

Originally posted by: gordita
how much money do u guys have in your 401(k) with regards to your age....
i'm 30 and I only got about $60k currently...is that too low?

and so far, i'm @9.2% for the year....

24yo
$25k balance, incl. match
+6.0% YTD return, 100% FUSEX (Fidelity's Spartan S&P500 Index Fund)

 

[spacejamz]

as of 11/30/05, 8.3% since 11/30/04 in my 401...

 

[AStar617]

I might want to mess with the Contrafund... 17% ytd, 18% 3yr. Maybe 100% of future contributions to it, then shift 100% of its balance over to FUSEX annually for capital preservation... lather, rinse, repeat?

 

[abc]

Originally posted by: gordita
how much money do u guys have in your 401(k) with regards to your age....
i'm 30 and I only got about $60k currently...is that too low?

and so far, i'm @9.2% for the year....

depends on when you started working and what kind of lifestyle you wish to maintain, which kinda depends on what you're grossing.

 

[abc]

Originally posted by: AStar617
I might want to mess with the Contrafund... 17% ytd, 18% 3yr. Maybe 100% of future contributions to it, then shift 100% of its balance over to FUSEX annually for capital preservation... lather, rinse, repeat?

i'd keep a position in the contrafund. seems like a good fund.

 

[Sundog]

>40% this calendar year. I gambled (all eggs in same basket) and it payed off. Just recently diversified.

 

[lobadobadingdong]

My 403b returned 39% overal. (extremely agressive, but I just started 403b in Feb and I'm also only 26, 39% + almost nothing is still almost nothing)

 

[FrequencyX]

14.45% Moderately Agreesive

 

[HombrePequeno]

7.62%

VISVX